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Bank of Qingdao Co., Ltd.*

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20241231

20241231

1.1

BANK OF QINGDAO CO., LTD.

BANK OF QINGDAO

A002948H3866

1.2

266061

+86 40066 965886+86 (532) 85783866ir@qdbankchina.comhttp://www.qdccb.com/

20242023202220212020

(%)9,873,8249,281,9696.388,288,3147,645,6258,146,5313,540,8673,199,38210.673,360,9413,492,7482,401,54313,414,69112,481,3517.4811,649,25511,138,37310,548,074(4,884,559)(4,516,428)8.15(4,218,441)(3,915,738)(3,676,022)(3,533,691)(4,014,079)(11.97)(4,288,828)(3,966,971)(4,143,756)4,995,1293,933,39726.993,135,9593,225,4102,728,2964,404,7213,671,42019.973,167,5252,993,2132,453,2984,264,1203,548,59920.163,082,7752,922,6642,394,072

(%)

(1)

0.690.5721.050.450.510.40

(1)

0.690.5721.050.450.510.40

(2)

0.160.16¨C0.160.160.18

20241231

20231231

20221231

20211231

20201231(%)

(3)

689,963,033607,985,37213.48529,613,992522,249,610459,827,605

(3)

340,689,725300,089,54113.53269,029,452244,205,480206,747,221873,146758,51215.11598,681829,555899,064

(9,008,580)(7,855,127)14.68(7,109,471)(6,426,337)(5,287,801)332,554,291292,992,92613.50262,518,662238,608,698202,358,484

(9,347,203)(7,997,497)16.88(7,137,141)(6,439,606)(5,302,582)

(338,623)(142,370)137.85(27,670)(13,269)(14,781)(3)

645,063,204568,046,12913.56493,020,697488,921,882428,920,747

(3)

432,024,006386,062,25911.91341,347,176313,524,923272,231,48411,401,5299,405,10021.236,696,1314,440,8843,519,226443,425,535395,467,35912.13348,043,307317,965,807275,750,710

5,820,3555,820,355¨C5,820,3554,509,6904,509,69043,932,38139,063,93912.4635,816,31232,635,49530,285,17444,899,82939,939,24312.4236,593,29533,327,72830,906,85857,030,47449,247,59415.8045,212,21847,075,22637,806,58037,637,72932,404,87916.1529,169,60624,910,98522,384,9986,459,8176,483,769(0.37)6,473,5717,912,5117,909,29212,932,92810,358,94624.859,569,04114,251,7307,512,290413,212,378384,977,5127.33333,440,925297,412,693267,941,143

(%)

(4)

6.455.6114.975.055.204.71

20242023202220212020(%)

(5)

0.680.650.030.600.610.59(1)

11.5110.710.808.9510.408.56

(6)

1.761.85(0.09)1.851.872.14

(7)

1.731.83(0.10)1.761.792.13

11.2512.71(1.46)12.4117.5516.04(8)

35.1634.930.2334.9533.9033.5920241231

20231231

20221231

20211231

20201231(%)

1.141.18(0.04)1.211.341.51

241.32225.9615.36219.77197.42169.62

2.742.670.072.652.642.56(%)

(9)

9.118.420.698.758.388.35(9)

10.6710.100.5710.6911.0411.31(9)

13.8012.791.0113.5615.8314.11

6.516.57(0.06)6.916.386.72(%)

203.02158.1144.91122.83179.54152.42

88.6678.2310.4388.2173.2865.44

(1) 9

2010202212AH3420210.5420200.4220172022920227-8

(2)

2024(3)

(4) =

20202021

(5) =

(6) =

(7) =

(8) =

(9) 2024

20202023

202420249

2024

2024

2024

199611

201512H20191A

162002025216220172

2024560%2020

5,300

(1) 6,899.63819.7813.48%

(2) 3,406.90406.0013.53%

(3) 4,320.24459.6211.91%

(4) 134.159.337.48%44.05

7.3319.97%42.64

7.1620.16%

(5) 1.14%0.04241.32%

15.3613.80%1.01

9.11%0.69

(6) 0.68%0.03

(7) 0.690.1221.05%

11.51%0.80

3.1

2023-2025

¡¤¡¤

++

3.2

¡¤¡¤

1.

2.

2023-2025

3.

4.

(CIPS)

(CFETS)

5.

6.

202433.15202462024500302.9683269202472023

20249202320232024985004152024104A20241026

2024112120242024112024

20241220242024122024

202412

202412

202512024

5.1

202444.057.3319.97%

42.647.1620.16%2024

20242023(%)9,873,8249,281,969591,8556.381,509,5531,586,519(76,966)(4.85)2,031,3141,612,863418,45125.94(4,884,559)(4,516,428)(368,131)8.15(3,533,691)(4,014,079)480,388(11.97)(1,312)(17,447)16,135(92.48)4,995,1293,933,3971,061,73226.99(590,408)(261,977)(328,431)125.374,404,7213,671,420733,30119.97

4,264,1203,548,599715,52120.16

140,601122,82117,78014.48

5.2

2024134.159.337.48%2024

26.40%0.77

20242023

(%)(%)9,873,82473.609,281,96974.37(0.77)22,421,432167.1421,140,032169.38(2.24)

14,545,262108.4313,630,951109.21(0.78)5,584,53641.635,470,24343.83(2.20)43,6900.3239,6050.320.00558,8614.16434,7203.480.68

250,4121.87138,7681.110.76

343,1332.56313,9572.520.041,095,5388.171,111,7888.91(0.74)(12,547,608)(93.54)(11,858,063)(95.01)1.473,540,86726.403,199,38225.630.771,509,55311.251,586,51912.71(1.46)2,031,31415.151,612,86312.922.2313,414,691100.0012,481,351100.00¨C

5.3

202498.745.926.38%

20242023

315,545,74614,545,2624.61%281,169,40013,630,9514.85%177,861,1345,584,5363.14%163,181,5365,470,2433.35%(1)34,648,098852,9632.46%23,810,638613,0932.57%24,273,120343,1331.41%22,863,424313,9571.37%16,884,7421,095,5386.49%16,506,0171,111,7886.74%569,212,84022,421,4323.94%507,531,01521,140,0324.17%405,996,8458,461,9842.08%361,618,4988,060,8702.23%(2)56,168,3041,290,6352.30%56,288,4491,308,2382.32%88,627,7022,288,0892.58%77,132,9692,074,0242.69%23,860,624506,9002.12%16,683,111414,9312.49%574,653,47512,547,6082.18%511,723,02711,858,0632.32%

/9,873,824//9,281,969///1.76%//1.85%//1.73%//1.83%

1.2.

20245,692.13616.82

12.15%1.76%0.09

1.73%0.10

20242023

1,589,118(674,807)914,311

456,974(342,681)114,293266,062(26,192)239,87020,0319,14529,17625,015(41,265)(16,250)2,357,200(1,075,800)1,281,400943,542(542,428)401,114(6,345)(11,258)(17,603)298,911(84,846)214,065153,697(61,728)91,9691,389,805(700,260)689,545967,395(375,540)591,855

5.4

2024224.2112.816.06%

2024145.459.14

6.71%

343.7612.23%

20242023

223,691,85010,621,9284.75%189,706,1189,478,6385.00%

71,976,9303,460,7624.81%68,628,3453,697,2525.39%19,876,966462,5722.33%22,834,937455,0611.99%315,545,74614,545,2624.61%281,169,40013,630,9514.85%

202455.851.14

2.09%146.80

9.00%

20248.53

2.4039.12%

5.5

2024125.486.905.81%

0.142.18%

202484.624.01

4.98%443.78

12.27%2.08%

0.15

20242023

86,475,308677,0430.78%89,825,871799,7740.89%117,217,1902,808,6762.40%104,061,0622,831,5622.72%203,692,4983,485,7191.71%193,886,9333,631,3361.87%

28,906,55846,6620.16%28,863,98661,7530.21%173,397,7894,929,6032.84%138,867,5794,367,7813.15%202,304,3474,976,2652.46%167,731,5654,429,5342.64%405,996,8458,461,9842.08%361,618,4988,060,8702.23%

202412.910.18

1.35%

202422.882.14

10.32%

114.9514.90%

0.11

20245.070.9222.16%

5.6

202435.413.41

10.67%

202420231,993,9542,113,031(484,401)(526,512)1,509,5531,586,5192,031,3141,612,8633,540,8673,199,382

5.7

202415.100.77

4.85%

202420231,993,9542,113,031928,870929,831459,183556,492316,846377,895127,63497,033161,421151,780(484,401)(526,512)1,509,5531,586,519

20249.290.01

4.590.97

17.49%

3.170.6116.16%

1.280.31

31.54%1.61

0.10

4.840.428.00%

5.8

202420.314.18

25.94%18.54

2.3114.26%

0.11

1.80

2024202310,687(168,992)1,854,2941,622,863166,333158,9922,031,3141,612,863

5.9

202448.853.688.15%

202420232,508,0892,204,507

879,662836,110167,428156,2681,329,3801,319,5434,884,5594,516,428

5.10

202435.344.80

11.97%

23.803.32

16.23%

11.352.92

-1.55

4.68

0.571.50

202420232,380,2932,047,8531,015,7201,501,595

119,605(73,881)57,376207,306475(942)(9,604)15,022(4,141)8,130(155,351)313,125129,318(4,129)3,533,6914,014,079

6.1

20246,899.63819.78

13.48%2024

202412312023123120221231

%%%

%

%332,554,29148.20292,992,92648.1913.500.01262,518,66249.5763,986,5279.2758,269,5239.589.81(0.31)47,259,7628.9294,075,02313.63114,985,13418.91(18.19)(5.28)96,678,70118.2597,593,54614.1452,756,5098.6884.995.4658,202,66510.9949,153,2667.1231,043,6645.1158.342.0127,825,3065.253,495,1770.512,210,3680.3658.130.152,301,0370.4314,844,3472.1514,021,2252.315.87(0.16)8,432,0221.59

7,496,5411.0913,944,6522.29(46.24)(1.20)¨C¨C55,3100.01149,3770.02(62.97)(0.01)108,3760.0215,516,5402.2516,741,7732.75(7.32)(0.50)15,280,9492.89

3,437,2540.503,540,9890.58(2.93)(0.08)3,466,3860.65

764,4500.11838,1390.14(8.79)(0.03)826,9580.163,553,8160.523,793,8870.63(6.33)(0.11)3,446,3430.653,436,9450.502,697,2060.4527.430.053,266,8250.63689,963,033100607,985,372100.0013.48¨C529,613,992100.00

6.1.1

20243,325.54

395.6113.50%

3,406.90406.0013.53%2024

49.38%0.02

202412312023123120221231

%%%

%

%242,178,86671.08201,564,47367.1720.153.91173,148,21564.3678,336,12722.9979,083,76526.35(0.95)(3.36)73,380,03027.2820,174,7325.9319,441,3036.483.77(0.55)22,501,2078.36340,689,725100.00300,089,541100.0013.53¨C269,029,452100.00873,146/758,512/15.11/598,681/

(9,008,580)/(7,855,127)/14.68/(7,109,471)/332,554,291/292,992,926/13.50/262,518,662/

20242,421.79406.14

20.15%71.08%3.91

2024783.367.48

0.95%22.99%3.36

2024201.757.33

3.77%5.93%0.55

6.1.2

20242,556.55

296.4413.12%

2024123120231231

%%

63,986,52725.0358,269,52325.78

94,075,02336.80114,985,13450.88

97,593,54638.1752,756,50923.34255,655,096100.00226,011,166100.00

2024

639.8757.179.81%

20241231

2023123167,130226,77710,425,6065,811,3881,186,0741,091,86451,184,36443,799,513

777,2846,895,445346,069444,536

63,986,52758,269,523

2024

940.75209.1018.19%

20241231

2023123119,374,54224,874,80111,305,70913,527,63823,378,21532,336,03938,355,88842,386,232134,96823,2501,525,7011,837,174

94,075,023114,985,134

2024975.94

448.3784.99%

20241231

2023123136,279,71428,428,96819,250,41810,718,84524,304,1345,771,56715,640,7013,262,7821,002,0801,935,6201,595,9031,596,7033,776,4164,758,576101,849,36656,473,0611,240,861764,409(5,496,681)(4,480,961)97,593,54652,756,509

6.2

20246,450.63770.17

13.56%

202412312023123120221231

%%%

%

%443,425,53568.74395,467,35969.6212.13(0.88)348,043,30770.59

12,355,3391.922,242,3310.39451.001.536,439,6601.3120,836,6333.2321,090,3643.71(1.20)(0.48)17,808,0953.61699,7880.11¨C¨C0.11¨C¨C35,504,1605.5036,880,5676.49(3.73)(0.99)25,634,3545.20

162,4300.0371,1070.01128.430.02188,1470.0428,240,0814.3818,235,0883.2154.871.1713,256,6052.69306,5350.05477,9810.08(35.87)(0.03)703,8760.1498,752,05915.3189,269,78515.7210.62(0.41)74,866,95115.19514,2810.08555,0350.10(7.34)(0.02)515,0430.104,266,3630.653,756,5120.6713.57(0.02)5,564,6591.13645,063,204100.00568,046,129100.0013.56¨C493,020,697100.00

6.2.1

20244,434.26479.58

12.13%4,320.24

459.6211.91%

2,121.53149.25

7.57%

2,197.98

313.5416.64%

202412312023123120221231

%%%

%

%212,153,46849.11197,228,43851.097.57(1.98)193,629,69456.7383,069,56519.2389,927,43523.30(7.63)(4.07)91,660,86026.86129,083,90329.88107,301,00327.7920.302.09101,968,83429.87219,797,57250.88188,443,99448.8116.642.07147,328,16943.1633,121,0697.6729,854,4167.7310.94(0.06)29,571,1488.66186,676,50343.21158,589,57841.0817.712.13117,757,02134.5072,9660.01389,8270.10(81.28)(0.09)389,3130.11432,024,006100.00386,062,259100.0011.91¨C341,347,176100.0011,401,529/9,405,100/21.23/6,696,131/443,425,535/395,467,359/12.13/348,043,307/202450.88%

2.0749.11%

1.98

6.2.2

2024123.55

101.13451.00%

6.2.3

2024355.04

13.763.73%

6.2.4

2024282.40100.05

54.87%

6.2.5

2024987.5294.82

10.62%

6.3

2024449.0049.61

12.42%439.3248.68

12.46%

9.312.33

20241231

202312315,820,3555,820,3556,395,7836,395,78310,687,09110,687,6342,716,533947,2113,106,1542,718,1148,511,2867,483,8246,695,1795,011,01843,932,38139,063,939

967,448875,30444,899,82939,939,243

2024229.52128.15

126.24

82.3740.69

-132.7937.74

30.69

58.3351.59

43.69

20242023

%%6,187,10946.125,750,21046.073,631,48527.073,178,31625.462,921,23821.782,897,87923.22674,8595.03654,9465.2513,414,691100.0012,481,351100.00

20242023

%%2,787,77055.812,203,02156.01674,69713.51500,02612.711,055,82121.14893,62522.72476,8419.54336,7258.564,995,129100.003,933,397100.00

9.1

9.1.1

9.1.2

9.2

20231231

20241231

149,377(94,067)55,31020,976,0098,439196,25324,627,58258,269,523352,87763,986,527114,985,1343,064,917119,60594,075,023194,380,043258,8103,073,356315,858182,744,442

¨C(17,821)(699,788)

(71,107)(91,323)(162,430)(959,180)11,740¨C(1,030,287)(97,404)(862,218)

9.3

47(6)

3,406.9038.731.14%

10.1

2024123120231231

%

%334,906,49698.30294,922,23898.28

1,909,8900.561,627,9440.541,133,2500.331,675,7370.56704,2740.21711,9950.242,035,8150.601,151,6270.38340,689,725100.00300,089,541100.003,873,3391.143,539,3591.18

0.041.14%

0.230.33%

0.030.21%0.220.60%

10.2

2024123120231231

%

%262,353,59877.01221,005,77673.65164,868,97248.39138,416,60946.13

71,631,43121.0361,201,45620.391,225,6130.36411,7020.1420,174,7325.9219,441,3036.484,452,8501.311,534,7060.5178,336,12722.9979,083,76526.3547,195,92013.8546,945,47615.6420,121,2295.9121,842,5577.2811,018,9783.2310,295,7323.43340,689,725100.00300,089,541100.00

10.3

2024123120231231

%

%

%

%262,353,59877.012,288,1050.87221,005,77673.652,398,9311.0949,560,90214.55626,0671.2640,112,00013.37491,2621.2240,561,82611.91909,3512.2427,820,1699.27913,3583.2838,247,45311.23188,7820.4936,305,39812.10117,1780.3237,323,60210.9688¨C29,443,9839.8188¨C

23,579,3346.92372¨C25,460,9168.4844,0000.1723,063,7856.77476,7692.0722,645,6137.55521,5762.3010,541,8303.094,5150.045,858,2621.951,4640.02

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10.4

2024123120231231

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10.5

2024123120231231

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10.6

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19,852,2965.83

10.7

2024123120231231

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340,689,725100.00300,089,541100.00

10.8

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13.1

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+86 40066 965886http://www.qdccb.com/

20244112023

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202457

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http://www.cninfo.com.cn/20245162024528

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http://www.cninfo.com.cn/202467

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http://www.cninfo.com.cn/202495202496

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http://www.cninfo.com.cn/2024920

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http://www.cninfo.com.cn/2024111520241119

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https://www.cs.com.cn

http://www.cninfo.com.cn/2024112820241218

http://www.cninfo.com.cn/20241218

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[1996] 220[1996] 35319961115[1998] 761998[2007] 4852008

B0170H23702000191370200264609602K63

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250,412138,7685,584,5365,470,2431,095,5381,111,788

22,421,43221,140,032

(506,900)(405,466)(248,640)(134,510)(646,995)(571,665)(8,461,984)(8,060,870)(395,000)(602,063)(2,288,089)(2,074,024)

¨C(9,465)

(12,547,608)(11,858,063)

9,873,8249,281,969

20242023928,870929,831459,183556,492316,846377,895127,63497,033161,421151,780

1,993,9542,113,031

(484,401)(526,512)

1,509,5531,586,519

20242023(i)228,620(5,594)(ii)(174,693)(155,909)

(43,240)(7,489)

10,687(168,992)

(i)(ii)

20242023

1,412,9611,192,290

453,241436,381(11,908)(5,808)

1,854,2941,622,863

20242023116,737123,782

33,406¨C

12,00227,369¨C1,5014,1886,340

166,333158,992

20242023¨C 1,732,4591,474,379¨C 84,90277,235¨C 128,650117,400¨C 188,899189,643¨C 81,34669,902¨C

¨C 288,543266,038¨C 3,2909,910

2,508,0892,204,507

¨C 598,198565,168¨C 146,626142,468¨C 134,838128,474

879,662836,110

167,428156,2681,329,3801,319,543

4,884,5594,516,428

(i) 20246102023

20241231

¨C1,4186501532772,498

(1)(i)

¨C1,2735911532772,294

(1)(iv)

¨C9364251532341,748¨C9364251532361,750127¨C¨C¨C¨C127Rosario STRANO

(2)¨C¨C¨C¨C¨C¨C127¨C¨C¨C¨C127Giamberto GIRALDO

(1)(viii)(2))

¨C¨C¨C¨C¨C¨C134¨C¨C¨C¨C134Marco MUSSITA

(1)(v)(2)

¨C¨C¨C¨C¨C¨C230¨C¨C¨C¨C230237¨C¨C¨C¨C237

(1)(ii)

207¨C¨C¨C¨C207

(1)(iii)

215¨C¨C¨C¨C215

(1)(viii)

98¨C¨C¨C¨C98

(1)(viii)

146¨C¨C¨C¨C146

82¨C¨C¨C¨C82

¨C6259511531491,878

(1)(vi)

¨C2804348995898149¨C¨C¨C¨C149145¨C¨C¨C¨C145

(1)(vii)

¨C6212831022221,228

(1)(vi)

¨C2684246462818

(1)(ix)

149¨C¨C¨C¨C149

2,0466,3574,1831,0201,55215,158

20231231

¨C1,4061,0431523242,925

(1)(i)

¨C9927391112342,076

(1)(iv)

¨C9308161522612,159¨C9308291522632,174

(1)(i)

¨C393261289125¨C¨C¨C¨C125Rosario STRANO

(2)¨C¨C¨C¨C¨C¨C132¨C¨C¨C¨C132Marco MUSSITA

(1)(v)(2)

¨C¨C¨C¨C¨C¨C131¨C¨C¨C¨C131

(1)(iii)

190¨C¨C¨C¨C190

(1)(viii)

230¨C¨C¨C¨C230Tingjie ZHANG

(1)(ii)

61¨C¨C¨C¨C61

224¨C¨C¨C¨C224

224¨C¨C¨C¨C224

(1)(ii)

136¨C¨C¨C¨C136

(1)(iii)

¨C¨C¨C¨C¨C¨C

(1)(vii)

¨C9309061523232,311¨C6079051521601,824

(1)(vi)

¨C6009571521691,87877¨C¨C¨C¨C77

(1)(ix)

124¨C¨C¨C¨C124124¨C¨C¨C¨C124124¨C¨C¨C¨C124

1,9026,4346,2271,0291,74617,338

(1)

20242023(i) 2023120233(ii) 20234Tingjie ZHANG20234(iii) 202312202312(iv) 202311(v) 20245Marco MUSSITA(vi) 2024520245(vii) 20248(viii) 20248

Giamberto GIRALDO(ix) 202411

(2) Rosario STRANOGiamberto GIRALDOMarco MUSSITA

(3)

(4) 2024

2024

202412312023

20242023475(942)(9,604)15,022(4,141)8,130¨C 2,184,0401,933,153¨C

196,253114,7001,015,7201,501,595

¨C 119,605(73,881)

57,376207,306(155,351)313,125

129,318(4,129)

3,533,6914,014,079

(1)

20242023940,122897,35027(2)(349,714)(635,373)

590,408261,977

(2)

202420234,995,1293,933,397

25%25%1,248,782983,349

¨C 6,4647,497¨C 2,9892,994¨C 31,96630,126

41,41940,617

(i)(641,493)(703,689)(58,300)(58,300)

590,408261,977

(i)

2024202313(1)5,820,3555,820,3554,264,1203,548,599

233,200233,200

4,030,9203,315,399

0.690.57

202271420228164024

(1)

202420235,820,3555,820,355

¨C¨C

5,820,3555,820,355

2024123120231231

477,724532,013

¨C14(1)21,367,53318,919,609¨C14(2)27,190,17211,505,177¨C14(3)108,92476,964

48,666,62930,501,750

8,9139,901

49,153,26631,043,664

(1) 20241231

5.0% 202312315.0%

4.0% 202312314.0%

(2)(3)

2024123120231231¨C 2,705,2261,766,460¨C 190,62917,814¨C 595,180407,904

6,26619,839

3,497,3012,212,017

(2,124)(1,649)

3,495,1772,210,368

2024123120231231¨C 14,575,30413,798,000

301,816265,602

14,877,12014,063,602(32,773)(42,377)

14,844,34714,021,225

2024123120231231

71,440,05035,679(42,366)72,856,70467,032(67,862)

9,300,68219,631(120,064)6,268,66182,345(3,245)

80,740,73255,310(162,430)79,125,365149,377(71,107)

(1)

2024123120231231¨C 7,500,00013,950,000

5302,782

7,500,53013,952,782

(3,989)(8,130)

7,496,54113,944,652

(2)

2024123120231231

7,500,00013,950,000

5302,782

7,500,53013,952,782

(3,989)(8,130)

7,496,54113,944,652

(1)

2024123120231231

¨C 237,726,016200,029,767

237,726,016200,029,767

¨C 47,195,92046,945,476¨C 20,121,22921,842,557¨C 11,018,97810,295,732

78,336,12779,083,765

873,146758,512

¨C 12(5,720,689)(5,000,788)¨C¨C (339,905)(350,943)¨C (2,947,986)(2,503,396)

(9,008,580)(7,855,127)

¨C 20,174,73219,441,303¨C 4,452,8501,534,706

24,627,58220,976,009

332,554,291292,992,926

(2)

2024123120231231

75,061,39561,496,40678,011,01368,562,521122,295,448114,490,60065,321,86955,540,014

340,689,725300,089,541

(3)

20241231

419,131755,613267,90911,1681,453,821314,469143,439728,348129,7881,316,044638,706442,538882,67311,7001,975,617

¨C¨C77,441¨C77,441

1,372,3061,341,5901,956,371152,6564,822,923

0.41%0.39%0.58%0.04%1.42%

20231231

362,919529,698126,9318,4471,027,995304,840178,266982,602176,7871,642,495966,163218,145290,69234,2331,509,233

¨C¨C77,441¨C77,441

1,633,922926,1091,477,666219,4674,257,164

0.54%0.31%0.50%0.07%1.42%

(4)

(i)

20241231

¨C ¨C

(i)

311,140,5621,919,8993,874,828316,935,289

(5,720,689)(339,905)(2,947,986)(9,008,580)

305,419,8731,579,994926,842307,926,709

20231231

¨C ¨C

(i)

274,696,2211,632,9273,542,896279,872,044

(5,000,788)(350,943)(2,503,396)(7,855,127)

269,695,4331,281,9841,039,500272,016,917

(ii)

20241231

¨C ¨C

(i)

24,627,582¨C¨C24,627,582(338,623)¨C¨C(338,623)

20231231

¨C ¨C

(i)

20,976,009¨C¨C20,976,009(142,370)¨C¨C(142,370)

(i) 45(1)

(5)

(i)

2024

¨C¨C

2024115,000,788350,9432,503,3967,855,127¨C 1265,482(24,341)(41,141)¨C¨C

¨C (19,305)22,893(3,588)¨C¨C (23,189)(181,330)204,519¨C

696,913171,7401,315,3872,184,040

¨C¨C(1,228,963)(1,228,963)¨C¨C233,075233,075¨C¨C(34,699)(34,699)

202412315,720,689339,9052,947,9869,008,580

2023

¨C¨C

2023113,901,150510,7112,697,6107,109,471¨C 1245,754(35,119)(10,635)¨C¨C

¨C (10,029)11,714(1,685)¨C¨C (23,701)(98,022)121,723¨C

1,087,614(38,341)883,8801,933,153

¨C¨C(1,243,813)(1,243,813)¨C¨C86,70086,700¨C¨C(30,384)(30,384)

202312315,000,788350,9432,503,3967,855,127

(ii)

2024

¨C ¨C

202411142,370¨C¨C142,370

196,253¨C¨C196,253

20241231338,623¨C¨C338,623

2023

¨C ¨C

20231127,63931¨C27,670

114,731(31)¨C114,700

20231231142,370¨C¨C142,370

49(2)

2024123120231231

¨C 40,817200,957¨C 8,610,6453,344,037¨C 61,299¨C

8,712,7613,544,994

¨C 26,31325,820¨C 1,814,9612,467,351¨C 1,124,7751,091,864

2,966,0493,585,035

51,184,36443,799,513

777,2846,895,445346,069444,536

63,986,52758,269,523

20(1)921,0481,132,525790,536386,25663,065,47957,136,998

63,986,52758,269,523

(1)

2024123120231231¨C 19,374,54224,874,801¨C 11,305,70913,527,638¨C 23,378,21532,336,039¨C 38,355,88842,386,232

92,414,354113,124,710

21(1)134,96823,2501,525,7011,837,174

94,075,023114,985,134

21(2)22,676,84235,671,80719,728,31733,887,67671,398,18179,313,327

94,075,023114,985,134

(1)

2024

(%)

13,000¨C¨C111,718124,7180.345,780

10,000¨C¨C¨C10,0001.14¨C250¨C¨C¨C2500.81¨C

23,250¨C¨C111,718134,9685,780

2023

(%)

13,000¨C¨C¨C13,0000.345,800

10,000¨C¨C¨C10,0001.14¨C250¨C¨C¨C2500.81¨C

23,250¨C¨C¨C23,2505,800

(i) 20242023(2)(3)

2024

¨C ¨C

20241175,0721,05153,749129,872¨C 12

¨C¨C¨C¨C¨C

¨C (923)923¨C¨C

(24,306)75,88268,029119,605

2024123149,84377,856121,778249,477

2023

¨C¨C20231151,725152,028¨C203,753

¨C 12

71,631(71,631)¨C¨C¨C¨C ¨C(560)560¨C

(48,284)(78,786)53,189(73,881)

2023123175,0721,05153,749129,872

2024123120231231¨C 36,279,71428,428,968¨C 19,250,41810,718,845¨C 24,304,1345,771,567¨C 15,640,7013,262,782

95,474,96748,182,162

1,002,0801,935,6201,595,9031,596,7033,776,4164,758,5761,240,861764,409

22(1)(5,496,681)(4,480,961)

97,593,54652,756,509

22(2)27,707,15016,856,26425,958,06716,856,26469,886,39635,900,245

97,593,54652,756,509

(1)

2024

¨C

¨C202411126,43022,7974,331,7344,480,961¨C¨C (99,358)99,358¨C¨C

7,576854,948153,1961,015,720

2024123134,648977,1034,484,9305,496,681

2023

¨C

¨C202311191,70527,8392,727,1742,946,718¨C¨C (908)908¨C¨C

(64,367)(5,950)1,571,9121,501,595

¨C¨C32,64832,648

20231231126,43022,7974,331,7344,480,961

(2)

2024123120231231

913,284510,0001,000,0001,000,000

1,913,2841,510,000

(i)

60.00%60.00%1,225,000913,284

(ii)

100.00%100.00%1,000,0001,000,000

(i) 2017215

20245[2024]111

4.03

12.25

51.00%60.00%

(ii) 2020916

2024123120231231

1,327,668870,964

(137,014)(91,333)

1,190,654779,63114,909,47716,421,930

16,100,13117,201,561

166,360214,762

¨C 12(508,328)(446,463)¨C¨C (175,623)(174,694)¨C (66,000)(53,393)

15,516,54016,741,773

2024

¨C

¨C202411446,463174,69453,393674,550¨C 12

863(863)¨C¨C¨C¨C (18,264)18,264¨C¨C¨C (649)¨C649¨C

79,915(16,472)(6,067)57,376¨C¨C(20,833)(20,833)¨C¨C39,53739,537¨C¨C(679)(679)

20241231508,328175,62366,000749,951

2023

¨C

¨C202311265,04165,109107,694437,844¨C¨C (3,464)3,464¨C¨C

184,886106,121(83,701)207,306

¨C¨C30,87030,870¨C¨C(1,470)(1,470)

20231231446,463174,69453,393674,550

20241231

¨C¨C¨C11591,309(66,374)524,935122392,516(34,371)358,145233154,430(17,242)137,18834485,398(10,103)75,29545568,929(5,204)63,725535,086(3,720)31,366

(i)¨C¨C¨C

1,327,668(137,014)1,190,654

20231231

¨C¨C¨C11386,192(42,691)343,501122254,901(23,620)231,281233116,160(10,285)105,87534438,227(6,158)32,06945527,499(4,273)23,226547,985(4,306)43,679

(i)¨C¨C¨C

870,964(91,333)779,631

(i) 45(3)

2023113,558,533844,78474,709133,08299,6994,710,807

118,232130,8574,7908,3656,610268,854

(3,215)(32,170)(2,930)(2,919)¨C(41,234)

202312313,673,550943,47176,569138,528106,3094,938,427

166104,1212,4528,2602,180117,179108,489¨C¨C¨C(108,489)¨C(19,254)(20,170)(4,063)(2,908)¨C(46,395)

202412313,762,9511,027,42274,958143,880¨C5,009,211

202311(572,419)(533,947)(53,622)(84,433)¨C(1,244,421)

(84,651)(85,201)(5,995)(13,210)¨C(189,057)

¨C30,4882,7842,768¨C36,040

20231231(657,070)(588,660)(56,833)(94,875)¨C(1,397,438)

(88,138)(92,787)(5,962)(13,419)¨C(200,306)

¨C19,1443,8602,783¨C25,787

20241231(745,208)(662,303)(58,935)(105,511)¨C(1,571,957)

202412313,017,743365,11916,02338,369¨C3,437,254

202312313,016,480354,81119,73643,653106,3093,540,989

2024123120231231202412310.88202312310.93

2024123120231231

2024123120231231¨C 5047,92215,523¨C 10 - 502,940,0992,966,394¨C 1029,72234,563

3,017,7433,016,480

2023111,305,9994,1141,310,113

168,646¨C168,646(102,493)¨C(102,493)

202312311,372,1524,1141,376,266

93,437¨C93,437(108,199)(2,264)(110,463)

202412311,357,3901,8501,359,240

202311(480,551)(2,604)(483,155)

(156,801)(651)(157,452)

102,480¨C102,480

20231231(534,872)(3,255)(538,127)

(156,580)(651)(157,231)

98,3042,264100,568

20241231(593,148)(1,642)(594,790)

20241231764,242208764,450

20231231837,280859838,139

(1)

2024123120231231

15,793,5913,948,39714,171,1703,542,792122,83630,70984,65921,165(2,564,807)(641,202)(35,900)(8,975)863,646215,912955,618238,905

14,215,2663,553,81615,175,5473,793,887

(2)

(i)(ii)2023112,915,24240,892350,155140,0543,446,343

637,755(19,727)(80,851)98,196635,373(10,205)¨C(278,279)655(287,829)

202312313,542,79221,165(8,975)238,9053,793,887

484,5709,544(117,830)(26,570)349,714(78,965)¨C(514,397)3,577(589,785)

202412313,948,39730,709(641,202)215,9123,553,816

(i)(ii)

2024123120231231

583,720922,69528(1)379,124420,085373,148388,450113,96879,244(i)28(2)26,53838,929(ii)9,6546,0562,1418,8961,04696,151(iii)1,113,751¨C(iv)1,012,125777,250

3,615,2152,737,756

(178,270)(40,550)

3,436,9452,697,206

(i) 202412311,717

202312313,053(ii) 20241231

743202312315152222023123191(iii)(iv)

(1)

202420231,167,188967,286

110,651199,902

(1,348)¨C

1,276,4911,167,188

(747,103)(614,210)(151,612)(132,893)1,348¨C

(897,367)(747,103)

379,124420,085

420,085353,076

2024123120231231(2)

2024123120231231¨C 25,06738,929¨C 1,471¨C

26,53838,929

2024123120231231

26,219,79018,027,2601,866,59149,386153,700158,442

28,240,08118,235,088

2024123120231231¨C 5,600,705873,923¨C 6,726,1141,351,707

28,52016,701

12,355,3392,242,331

2024123120231231¨C 20,452,23017,570,190¨C 200,0001,337,000¨C ¨C246,937¨C ¨C808,236

¨C ¨C959,180

184,403168,821

20,836,63321,090,364

2024123120231231

¨C 699,788¨C

699,788 ¨C

(1)

2024123120231231¨C 35,499,59236,872,938

4,5687,629

35,504,16036,880,567

(2)

2024123120231231

31,389,15326,800,0004,110,43910,072,9384,5687,629

35,504,16036,880,567

2024123120231231¨C 83,069,56589,927,435¨C 33,121,06929,854,416

116,190,634119,781,851

¨C 129,083,903107,301,003¨C 186,676,503158,589,578

315,760,406265,890,581

72,966389,82711,401,5299,405,100

443,425,535395,467,359

29,033,28616,852,955

2024123120231231(i)15,993,66517,993,005

(ii)82,539,61771,008,248218,777268,532

98,752,05989,269,785

(i)

(a) 20195510

3.98%202452220231231

10.06

(b) 20195510

3.98%202453120231231

10.06

(c) 201912510

3.84%20241252023

123110.12(d) 201912510

3.80%202412162023123110.12(e) 202131040

4.80%203132452024123141.442023123141.51(f) 202151020

4.34%203152852024123120.69

2023123120.59(g) 202312380

2.84%20261242024123181.692023123180.22(h) 2024121020

2.15%2034121652024123120.02(ii)

2024123120231231

826.51710.50

202412312023123111152,607153,462122107,442119,55923387,11590,302355131,638140,888583,550111,467

562,352615,678

514,281555,035

(i) 2024

1,81920233,039

2024123120231231

37(1)1,090,741758,284583,720922,695522,917157,76037(2)410,416565,76737(3)272,349219,512257,456381,63350,96892,31420,93020,0871,056,866638,460

4,266,3633,756,512

(1)

2024123120231231

920,424614,228

¨C¨C¨C¨C8,3418,34167,63651,405(i)¨C¨C

(ii)94,34084,310

1,090,741758,284

(i)

(ii)

2(12)

2024123120231231 ¨C 1.25%2.50% ¨C 2.00%3.00%

2010-20132024123120231231

(2)

2024

¨C

¨C202411564,930837¨C565,767¨C 12

394(394)¨C¨C¨C¨C (238)238¨C¨C¨C (405)(269)674¨C

(156,070)893(174)(155,351)

20241231408,6111,305500410,416

2023

¨C

¨C202311249,6143,028¨C252,642¨C 12

1,682(1,682)¨C¨C¨C¨C (47)47¨C¨C¨C (18)(261)279¨C

313,699(295)(279)313,125

20231231564,930837¨C565,767

(3)

2024123120231231

196,471166,720

36,68532,84439,19319,948

272,349219,512

2024123120231231

5,820,3555,820,355

(1)

20241231

2022

20227143.70%10040,0004,000,0002022

20228163.55%10024,0002,400,000

6,400,000

(4,217)

6,395,783

(2)

2022714202281640242022

2022(a)

10020225

3.70%5202253.55%5

(b)

(c)

(d)

(e)

(3)

2023123120241231

2022

40,0003,997,236¨C¨C40,0003,997,2362022

24,0002,398,547¨C¨C24,0002,398,547

64,0006,395,783¨C¨C64,0006,395,783

(4)

2024123120231231

43,932,38139,063,939¨C 37,536,59832,668,156¨C 6,395,7836,395,783

967,448875,304¨C 967,448875,304

(1)

(2)

10%50%(3)

20123[2012] 20

1.50%

20241231

79.722023123170.72

1.50%

(4)

2024

(18,818)(14,310)¨C¨C3,577(10,733)(29,551)

¨C111,718¨C¨C(27,930)83,78883,788

761,8482,399,081(453,241)¨C(486,467)1,459,3732,221,221

204,181482,980(167,121)¨C(78,965)236,894441,075

947,2112,979,469(620,362)¨C(589,785)1,769,3222,716,533

2023

(16,853)(2,620)¨C¨C655(1,965)(18,818)

(72,988)1,549,496(436,381)¨C(278,279)834,836761,848

173,567165,933(125,114)¨C(10,205)30,614204,181

83,7261,712,809(561,495)¨C(287,829)863,485947,211

(5)

2024115,820,3556,395,78310,687,6342,718,1147,072,403947,2114,312,26337,953,763

¨C¨C¨C¨C¨C1,769,3223,880,4055,649,727¨C40(2)¨C¨C¨C388,040¨C¨C(388,040)¨C¨C40(3)¨C¨C¨C¨C899,234¨C(899,234)¨C¨C

¨C¨C¨C¨C¨C¨C(1,164,457)(1,164,457)

20241231

5,820,3556,395,78310,687,6343,106,1547,971,6372,716,5335,740,93742,439,033

2023115,820,3556,395,78310,687,6342,388,2486,316,92683,7263,263,40834,956,080

¨C¨C¨C¨C¨C863,4853,298,6554,162,140¨C40(2)¨C¨C¨C329,866¨C¨C(329,866)¨C¨C40(3)¨C¨C¨C¨C755,477¨C(755,477)¨C¨C

¨C¨C¨C¨C¨C¨C(1,164,457)(1,164,457)

20231231

5,820,3556,395,78310,687,6342,718,1147,072,403947,2114,312,26337,953,763

(1) 202532620241231

¨C 3.88¨C 8.99¨C 101.60

9.31

(2) 2024718202240

3.70%1.48

2024818202224

3.55%8,520

(3) 2024531202320231231

¨C 3.30¨C 7.55¨C 101.60

9.31

(4) 2023718202240

3.70%1.48

2023818202224

3.55%8,520

(5) 2023531202220221231

¨C 2.84¨C 9.07¨C 101.60

9.31

(1)

2024123120231231

477,724532,01327,190,17211,505,177¨C 2,539,6901,392,178¨C 200,0001,500,000¨C 698,499667,404

31,106,08515,596,772

(2)

20241189,269,78520,087555,03589,844,907

102,086,676¨C¨C102,086,676

(2,371,775)¨C¨C(2,371,775)(92,520,716)¨C¨C(92,520,716)

¨C(1,212,614)¨C(1,212,614)¨C¨C(148,450)(148,450)

7,194,185(1,212,614)(148,450)5,833,121

¨C1,213,457¨C1,213,457¨C¨C86,95286,9522,288,089¨C20,7442,308,833

2024123198,752,05920,930514,28199,287,270

20231174,866,95119,258515,04375,401,252

106,455,676¨C¨C106,455,676

(2,196,347)¨C¨C(2,196,347)(91,930,519)¨C¨C(91,930,519)

¨C(1,188,128)¨C(1,188,128)¨C¨C(148,387)(148,387)

12,328,810(1,188,128)(148,387)10,992,295

¨C1,188,957¨C1,188,957¨C¨C168,517168,5172,074,024¨C19,8622,093,886

2023123189,269,78520,087555,03589,844,907

(1)

(a)

5%

20241231

20231231Intesa Sanpaolo S.p.A.

1,018,56217.50%17.50%Gian Maria

GROS-PIETRO

654,62311.25%11.25%

532,6019.15%9.15%

2023111,018,56217.50%654,62311.25%532,6019.15%

¨C¨C¨C¨C¨C¨C

202312311,018,56217.50%654,62311.25%532,6019.15%

¨C¨C¨C¨C¨C¨C

202412311,018,56217.50%654,62311.25%532,6019.15%

2024123120231231

103.69103.69

100.0020.00

45.0045.00

(b)

(c)

(2)

(a)

20241231

¨C140,7231,731,62729,876291,1772,193,4030.66%

¨C799,391¨C¨C¨C799,3910.85%

17¨C¨C¨C¨C170.00%

¨C¨C309,052¨C¨C309,0522.08%67,068292,515164,8883,894,6771,094,6925,513,8401.24%

¨C53,710136,413207¨C190,3301.54%

¨C¨C152,746100¨C152,8460.32%2024

¨C35,30090,47741510,383136,5750.61%9951,1932,538112,44919,007136,1821.09%

¨C4,628120¨C¨C4,7480.24%

¨C¨C¨C¨C¨C¨C0.00%

¨C755¨C¨C¨C7550.02%

¨C¨C¨C1,640¨C1,6400.99%

20231231

¨C10,2501,532,6521,477301,5351,845,9140.63%

¨C771,852¨C¨C¨C771,8520.67%¨C¨C63,484¨C¨C63,4840.38%

2¨C¨C¨C¨C20.00%125,47323,267386,3343,473,963946,5014,955,5381.25%

¨C1,0176,818¨C¨C7,8350.35%

¨C38,7192,775100¨C41,5940.14%2023

¨C13,94585,6101411,846111,4150.53%1,3344144,359105,59113,498125,1961.06%

¨C18,875¨C¨C¨C18,8750.89%

¨C¨C¨C104¨C1040.02%

¨C566¨C¨C¨C5660.01%

¨C¨C¨C1,590¨C1,5901.00%

(b)

2024123120231231

704,797820,4371,860,6991,187,0871,7421,59420242023

12,32461,6756,2656,757

203,349239,1592,0332,033

(3)

2024202319,23420,237

20241231202412312024202320241231

5.54202312311.5243(2)(4)

2(22)

2024

6,798,120(1,386,435)3,791,981670,1589,873,824(1,358,917)4,529,938(3,171,021)¨C¨C

5,439,2033,143,503620,960670,1589,873,824

593,166447,981472,084(3,678)1,509,553(39,054)(718)50,459¨C10,687

86,467¨C1,767,827¨C1,854,294107,32740,7199,9088,379166,333

6,187,1093,631,4852,921,238674,85913,414,691(2,085,741)(1,957,612)(743,914)(97,292)(4,884,559)(1,312,286)(999,176)(1,121,503)(100,726)(3,533,691)

(1,312)¨C¨C¨C(1,312)

2,787,770674,6971,055,821476,8414,995,129

¨C (247,907)(268,819)(78,797)(2,675)(598,198)

¨C 153,694166,65847,5143,648371,514

20241231

281,849,059104,590,261283,154,00516,815,892686,409,217

3,553,816

689,963,033

249,596,912231,048,174148,975,43915,442,679645,063,204

71,459,56823,799,065¨C¨C95,258,633

2023

5,827,897(643,671)3,448,708649,0359,281,969

(768,042)3,146,158(2,378,116)¨C¨C

5,059,8552,502,4871,070,592649,0359,281,969

432,583663,130493,837(3,031)1,586,51926,340(827)(194,505)¨C(168,992)107,267¨C1,514,7098871,622,863124,16513,52613,2468,055158,992

5,750,2103,178,3162,897,879654,94612,481,351(2,068,507)(1,618,989)(720,430)(108,502)(4,516,428)(1,477,774)(1,042,762)(1,283,824)(209,719)(4,014,079)

(908)(16,539)¨C¨C(17,447)

2,203,021500,026893,625336,7253,933,397

¨C (257,711)(226,384)(78,665)(2,408)(565,168)

¨C 184,362161,95256,2661,337403,917

20231231

234,423,00895,339,912257,396,75917,031,806604,191,485

3,793,887

607,985,372

235,963,324197,512,142119,307,53515,263,128568,046,129

53,460,79323,106,489¨C¨C76,567,282

(1)(a)

45(1)45(1)[2023]1

(b)

¨C¨C¨C¨C

¨C¨C 90

¨C¨C 90¨C¨C¨C

(PD)(LGD)(EAD)? 12

??

?????

2024

3.85%

202412312023123110.00%

5.00%

(c)

(d)

¨C¨C¨C¨C

(e)

2024123120231231

48,675,54230,511,6513,495,1772,210,36814,844,34714,021,22555,310149,3777,496,54113,944,652332,554,291292,992,926¨C

12,802,16314,470,010¨C

93,940,055114,961,884¨C 97,593,54652,756,509

15,516,54016,741,773

1,976,363776,537

628,949,875553,536,912

95,258,63376,567,282

724,208,508630,104,194

(f)

2024123120231231

49,560,90214.55%40,112,00013.37%40,561,82611.91%27,820,1699.27%38,247,45311.23%36,305,39812.10%37,323,60210.96%29,443,9839.81%23,579,3346.92%25,460,9168.48%23,063,7856.77%22,645,6137.55%10,541,8303.09%5,858,2621.95%10,306,7353.03%5,478,2431.83%

9,491,0882.79%15,227,1415.07%5,026,3531.48%3,874,1931.29%14,650,6904.28%8,779,8582.93%

262,353,59877.01%221,005,77673.65%

78,336,12722.99%79,083,76526.35%

340,689,725100.00%300,089,541100.00%

20241231

AAAAAAA¨C55,721,386¨C¨C¨C55,721,386¨C30,556,127¨C¨C¨C30,556,127208,56953,098,4264,496,04313,101291,81658,107,9552,906,05636,764,85712,583,890115,2802,812,58055,182,663

3,114,625176,140,79617,079,933128,3813,104,396199,568,131

20231231

AAAAAAA¨C53,530,546¨C¨C¨C53,530,546¨C24,246,483¨C¨C¨C24,246,483415,58340,675,4092,331,253142,925353,82443,918,9942,934,09226,135,79015,217,608153,6212,299,76746,740,878

3,349,675144,588,22817,548,861296,5462,653,591168,436,901

(g)

20241231

49,153,266¨C¨C49,153,266¨C¨C¨C¨C

3,497,301¨C¨C3,497,301(2,124)¨C¨C(2,124)14,877,120¨C¨C14,877,120(32,773)¨C¨C(32,773)

7,500,530¨C¨C7,500,530(3,989)¨C¨C(3,989)235,211,933953,1042,288,339238,453,376(5,460,433)(124,444)(1,688,351)(7,273,228)

75,928,629966,7951,586,48978,481,913(260,256)(215,461)(1,259,635)(1,735,352)95,984,2892,621,0084,484,930103,090,227(34,648)(977,103)(4,484,930)(5,496,681)14,967,6191,213,18385,68916,266,491(508,328)(175,623)(66,000)(749,951)

497,120,6875,754,0908,445,447511,320,224(6,302,551)(1,492,631)(7,498,916)(15,294,098)

20241231

¨C 24,627,582¨C¨C24,627,582(338,623)¨C¨C(338,623)

93,199,000718,58822,46793,940,055(49,843)(77,856)(121,778)(249,477)

117,826,582718,58822,467118,567,637(388,466)(77,856)(121,778)(588,100)

95,241,36014,7732,50095,258,633(408,611)(1,305)(500)(410,416)

20231231

31,043,664¨C¨C31,043,664¨C¨C¨C¨C2,212,017¨C¨C2,212,017(1,649)¨C¨C(1,649)14,063,602¨C¨C14,063,602(42,377)¨C¨C(42,377)13,952,782¨C¨C13,952,782(8,130)¨C¨C(8,130)¨C 197,449,270768,6922,401,251200,619,213(4,565,865)(162,644)(1,576,878)(6,305,387)¨C 77,246,951864,2351,141,64579,252,831(434,923)(188,299)(926,518)(1,549,740)

52,460,255328,5704,448,64557,237,470(126,430)(22,797)(4,331,734)(4,480,961)16,447,862898,97969,48217,416,323(446,463)(174,694)(53,393)(674,550)

404,876,4032,860,4768,061,023415,797,902(5,625,837)(548,434)(6,888,523)(13,062,794)

20231231

¨C 20,976,009¨C¨C20,976,009(142,370)¨C¨C(142,370)

114,847,595109,5564,733114,961,884(75,072)(1,051)(53,749)(129,872)

135,823,604109,5564,733135,937,893(217,442)(1,051)(53,749)(272,242)

76,556,28310,89910076,567,282(564,930)(837)¨C(565,767)

(2)

(a)

20241231

331155

49,153,266595,56148,557,705¨C¨C¨C

3,495,1776,2662,539,396949,515¨C¨C14,844,347301,1206,216,5128,027,402299,313¨C

7,496,5415307,496,011¨C¨C¨C(i)332,554,291849,98390,137,635187,505,91742,018,66012,042,096(ii)255,655,09654,484,3627,369,46424,734,97897,734,52771,331,765

15,516,540159,1211,693,8299,052,9904,610,600¨C11,247,77511,247,775¨C¨C¨C¨C

689,963,03367,644,718164,010,552230,270,802144,663,10083,373,861

28,240,081153,7007,418,24220,668,139¨C¨C12,355,33928,52012,164,820161,999¨C¨C20,836,633184,4036,423,93012,238,3001,990,000¨C

699,788¨C¨C252,446447,342¨C35,504,1604,56835,499,592¨C¨C¨C443,425,53511,474,495191,225,598117,130,442123,595,000¨C98,752,059218,77721,104,90161,434,71615,993,665¨C

5,249,6094,735,32867,17281,315297,81067,984

645,063,20416,799,791273,904,255211,967,357142,323,81767,984

44,899,82950,844,927(109,893,703)18,303,4452,339,28383,305,877

20231231

33115531,043,664618,87830,424,786¨C¨C¨C2,210,36819,8392,190,529¨C¨C¨C14,021,225264,7647,728,6895,830,950196,822¨C13,944,6522,77313,941,879¨C¨C¨C(i)292,992,926741,73278,759,912167,515,32239,666,7106,309,250(ii)226,011,16652,049,2454,612,58118,677,72789,722,31360,949,300

16,741,773206,9496,638,8055,095,7404,800,279¨C11,019,59811,019,598¨C¨C¨C¨C

607,985,37264,923,778144,297,181197,119,739134,386,12467,258,550

18,235,088158,4425,791,96612,284,680¨C¨C2,242,33116,7011,816,495409,135¨C¨C21,090,364168,8214,825,17315,728,870367,500¨C36,880,5677,62936,872,938¨C¨C¨C395,467,3599,794,927176,706,14173,163,699135,802,592¨C

89,269,785268,53226,985,26848,022,29913,993,686¨C4,860,6354,305,60059,11587,745318,64789,528

568,046,12914,720,652253,057,096149,696,428150,482,42589,528

39,939,24350,203,126(108,759,915)47,423,311(16,096,301)67,169,022

(i) 20241231202312313

16.7916.87

(ii)

20241231

20231231100(961,661)(731,924)100961,661731,924

20241231

20231231100(1,895,430)(2,301,467)1002,009,8532,465,394

¨C¨C¨C¨C¨C¨C¨C

(b)

20241231

48,905,493226,63021,14349,153,266

2,495,757809,308190,1123,495,17714,402,951441,396¨C14,844,347

7,496,541¨C¨C7,496,541331,297,2771,257,014¨C332,554,291

(i)249,366,6066,288,490¨C255,655,09615,516,540¨C¨C15,516,54010,994,617249,1893,96911,247,775

680,475,7829,272,027215,224689,963,033

28,240,081¨C¨C28,240,08112,347,8577,482¨C12,355,33920,836,57063¨C20,836,633

699,788¨C¨C699,78835,504,160¨C¨C35,504,160440,501,9212,797,549126,065443,425,53598,752,059¨C¨C98,752,059

5,168,899¨C80,7105,249,609

642,051,3352,805,094206,775645,063,204

38,424,4476,466,9338,44944,899,829

(6,390,488)2,312(6,388,176)

91,608,1462,691,542958,94595,258,633

20231231

30,874,843164,8503,97131,043,6641,519,343646,50744,5182,210,36814,021,225¨C¨C14,021,22513,944,652¨C¨C13,944,652292,134,455858,471¨C292,992,926

(i)219,582,5456,428,621¨C226,011,166

16,741,773¨C¨C16,741,77310,815,883201,0512,66411,019,598

599,634,7198,299,50051,153607,985,372

18,235,088¨C¨C18,235,088

1,518,537723,794¨C2,242,33120,031,1731,059,191¨C21,090,36436,880,567¨C¨C36,880,567393,885,0301,564,96317,366395,467,359

89,269,785¨C¨C89,269,785

4,801,89432,99425,7474,860,635

564,622,0743,380,94243,113568,046,129

35,012,6454,918,5588,04039,939,243

(4,926,226)3,173(4,923,053)

72,812,4302,627,9621,126,89076,567,282

(i)2024123120231231

20241231

20231231100914100(91)(4)

¨C 100¨C 100¨C¨C¨C¨C¨C

(3)

(a)

20241231

11331155

(ii)(ii)

21,476,45727,676,809¨C¨C¨C¨C¨C49,153,266

¨C2,541,062¨C¨C954,115¨C¨C3,495,177¨C¨C1,640,3954,757,4588,145,639300,855¨C14,844,347¨C¨C7,496,541¨C¨C¨C¨C7,496,5411,163,197540,86429,169,39736,261,251106,690,70581,163,45477,565,423332,554,291(i)211,069¨C37,222,9695,187,45127,533,141113,014,76572,485,701255,655,096

19,52321,471744,1751,050,4854,885,0258,635,809160,05215,516,5407,836,222329,943207,045782,094731,374787,336573,76111,247,775

30,706,46831,110,14976,480,52248,038,739148,939,999203,902,219150,784,937689,963,033

¨C¨C2,383,4405,130,52020,726,121¨C¨C28,240,081¨C9,612,0401,530,7641,047,841164,694¨C¨C12,355,339¨C¨C3,399,2033,148,37412,289,2641,999,792¨C20,836,633¨C¨C¨C¨C252,446447,342¨C699,788¨C¨C35,504,160¨C¨C¨C¨C35,504,160¨C118,392,47627,158,70044,333,158125,853,686127,687,515¨C443,425,535¨C¨C5,762,75015,491,01761,504,6277,998,4427,995,22398,752,059

424,997546,138941,917465,107696,2852,005,632169,5335,249,609

424,997128,550,65476,680,93469,616,017221,487,123140,138,7238,164,756645,063,204

30,281,471(97,440,505)(200,412)(21,577,278)(72,547,124)63,763,496142,620,18144,899,829

20231231

(ii)(ii)18,996,57312,047,091¨C¨C¨C¨C¨C31,043,664

¨C1,392,344204,824613,200¨C¨C¨C2,210,368¨C¨C2,743,1235,182,7865,898,304197,012¨C14,021,225¨C¨C13,944,652¨C¨C¨C¨C13,944,652

1,158,219529,29526,255,07724,352,52390,063,77780,582,86870,051,167292,992,926

(i)212,289¨C27,251,7567,515,81220,025,622104,657,01766,348,670226,011,16618,361¨C786,6711,021,2604,925,0459,846,309144,12716,741,773

8,501,958214,626101,80183,972306,394254,2821,556,56511,019,598

28,887,40014,183,35671,287,90438,769,553121,219,142195,537,488138,100,529607,985,372

¨C¨C231,6615,683,59912,319,828¨C¨C18,235,088¨C1,462,398¨C361,820418,113¨C¨C2,242,331¨C¨C1,152,8052,686,20215,825,8691,425,488¨C21,090,364¨C¨C36,880,567¨C¨C¨C¨C36,880,567¨C121,349,61926,507,96630,325,20875,831,293141,453,273¨C395,467,359¨C¨C9,125,35418,008,37348,142,3727,997,8155,995,87189,269,785580,34883,108526,439700,614761,4771,102,4071,106,2424,860,635

580,348122,895,12574,424,79257,765,816153,298,952151,978,9837,102,113568,046,129

28,307,052(108,711,769)(3,136,888)(18,996,263)(32,079,810)43,558,505130,998,41639,939,243

(i)(ii)

(b)

20241231

¨C¨C2,385,5055,200,00320,746,210¨C¨C28,331,71828,240,081¨C9,612,0401,530,7641,047,841164,694¨C¨C12,355,33912,355,339¨C¨C3,401,0413,193,86612,581,7252,066,180¨C21,242,81220,836,633

¨C¨C3,894880270,471461,983¨C737,228699,788¨C¨C35,508,863¨C¨C¨C¨C35,508,86335,504,160¨C118,392,47627,188,26644,500,045127,594,290133,657,399¨C451,332,476443,425,535¨C¨C5,770,00015,592,00062,497,0009,514,4008,772,600102,146,00098,752,059¨C20,77830,15918,43183,239326,19583,550562,352514,281¨C525,36049,778154,091143,252728,276¨C1,600,7571,600,757

¨C128,550,65475,868,27069,707,157224,080,881146,754,4338,856,150653,817,545641,928,633

20231231

¨C¨C232,0225,744,86712,459,403¨C¨C18,436,29218,235,088¨C1,462,398¨C365,386433,163¨C¨C2,260,9472,242,331¨C¨C1,153,8542,756,37716,144,0211,526,428¨C21,580,68021,090,364¨C¨C36,884,708¨C¨C¨C¨C36,884,70836,880,567¨C121,349,61927,254,65330,459,47578,726,999151,534,377¨C409,325,123395,467,359¨C¨C9,140,00018,132,00049,090,0009,569,6006,836,40092,768,00089,269,785¨C17,03527,98718,48289,958350,748111,467615,677555,03514,58266,07383,953274,40432,852318,611922,6951,713,1701,713,170

14,582122,895,12574,777,17757,750,991156,976,396163,299,7647,870,562583,584,597565,453,699

(c)

20241231

¨C¨C(12,371)(12,838)(30,136)(1,108)¨C(56,453)

¨C¨C158,1064,913,75310,783¨C¨C5,082,642¨C¨C(159,098)(5,038,692)(10,707)¨C¨C(5,208,497)

¨C¨C(992)(124,939)76¨C¨C(125,855)

20231231

¨C¨C(74)1,236269(230)¨C1,201

¨C¨C18,158236,9025,025,338¨C¨C5,280,398¨C¨C(18,151)(235,551)(5,060,830)¨C¨C(5,314,532)

¨C¨C71,351(35,492)¨C¨C(34,134)

(4)

(5)

2024123120231231

20241231

2023123138,016,85333,328,0545,820,3555,820,35510,687,09110,687,6342,716,533947,2113,106,1542,718,1148,511,2867,483,8246,695,1795,011,018480,255659,898(379,124)(923,175)

37,637,72932,404,879

6,459,8176,483,769¨C 6,395,7836,395,783¨C 64,03487,986

44,097,54638,888,648

12,932,92810,358,946

8,000,0006,000,000

4,804,8604,182,973128,068175,973

57,030,47449,247,594

413,212,378384,977,512

9.11%8.42%

10.67%10.10%

13.80%12.79%

(1)

(a)

(b)

(c)

(d)

(2)

20241231

(i)

¨C ¨C11,678,810¨C11,678,810¨C ¨C¨C777,284777,284¨C ¨C¨C346,069346,069¨C ¨C51,184,364¨C51,184,364

¨C55,310¨C55,310

¨C ¨C93,940,055¨C93,940,055¨C ¨C¨C134,968134,968

¨C¨C24,627,58224,627,582

¨C156,858,53925,885,903182,744,442

¨C699,788¨C699,788¨C157,0225,408162,430

¨C856,8105,408862,218

20231231

(i)

¨C ¨C7,130,029¨C7,130,029¨C ¨C¨C6,895,4456,895,445¨C ¨C¨C444,536444,536¨C ¨C43,799,513¨C43,799,513

¨C149,377¨C149,377

¨C ¨C114,961,884¨C114,961,884¨C ¨C¨C23,25023,250

¨C¨C20,976,00920,976,009

¨C166,040,80328,339,240194,380,043

¨C959,180¨C959,180¨C69,3531,75471,107

¨C1,028,5331,7541,030,287

(i)

2024

2024

20241231

¨C 6,895,445¨C¨C(593,777)¨C¨C¨C(445,442)(5,078,942)777,284¨C 444,536¨C¨C(98,467)¨C¨C¨C¨C¨C346,069

¨C 23,250¨C¨C¨C111,718¨C¨C¨C¨C134,968

20,976,009¨C¨C653,21815,42999,619,274¨C(96,636,348)¨C24,627,582

28,339,240¨C¨C(39,,026)127,14799,619,274¨C(97,081,790)(5,078,942)25,885,903

1,754¨C¨C3,654¨C¨C¨C¨C¨C5,408

1,754¨C¨C3,654¨C¨C¨C¨C¨C5,408

2023

2023

2023

1231

¨C 7,787,802¨C¨C(404,175)¨C1,000,000¨C(1,488,182)6,895,445¨C 791,832¨C¨C308,126¨C76,820¨C(732,242)444,536

¨C 23,250¨C¨C¨C¨C¨C¨C¨C23,250

22,694,130¨C¨C599,27329,44790,014,037¨C(92,360,878)20,976,009

31,297,014¨C¨C503,22429,44791,090,857¨C(94,581,302)28,339,240

1,071¨C¨C683¨C¨C¨C¨C1,754

1,071¨C¨C683¨C¨C¨C¨C1,754

(3)

20242023(4)

(5)

(6)

(i)

(ii)

(iii)

(iv)

(v)

20241231

¨C 93,640,874100,631,884¨C100,562,66069,224

93,640,874100,631,884¨C100,562,66069,224

¨C 16,212,44216,602,977¨C16,602,977¨C¨C 82,539,61782,650,519¨C82,650,519¨C

98,752,05999,253,496¨C99,253,496¨C

20231231

¨C 45,953,52848,852,365¨C48,767,50084,865

45,953,52848,852,365¨C48,767,50084,865

¨C 18,261,53718,537,559¨C18,537,559¨C¨C 71,008,24871,049,727¨C71,049,727¨C

89,269,78589,587,286¨C89,587,286¨C

(1)

20241231

2023123148,117,07430,246,04223,799,06523,106,48911,032,3979,269,141

9,977,99110,263,3251,044,2711,502,597909,835906,974378,0001,272,714

95,258,63376,567,282

37(2)(2)

20241231

2023123125,534,54524,236,360

20241231

20231231

(3)

20241231

20231231

70,45856,049

(4)

2024123120231231

(5)

20241231

202312314,167,5473,822,379

(6)

20241231

2023123163,543,34459,141,5344,110,43910,072,938

67,653,78369,214,472

20241231202312312024123120231231

(1)

2024123120231231

20241231

51,184,364¨C¨C51,184,36451,184,364

777,284¨C515,1751,292,4591,292,459346,069¨C¨C346,069346,069720,2682,492,1856,192,8959,405,3489,405,348

53,027,9852,492,1856,708,07062,228,24062,228,240

20231231

43,799,513¨C¨C43,799,51343,799,513

6,895,445¨C1,811,0738,706,5188,706,518

444,536¨C116,904561,440561,440107,2274,789,048922,4115,818,6865,818,686

51,246,7214,789,0482,850,38858,886,15758,886,157

(2)

20241231

1.92

202312311.90202412311,993.26202312312,081.22

(3) 111231

20240.142023

0.16

2024111231

129.15202368.62

(4)

(1)

(2)

20242023(3)

20240.11

20230.850.1220230.882(4)(vii)

2024123156.5120231231

56.03

20241231

2023123149,133,81431,024,4742,139,3041,112,03915,549,14414,841,661

55,310149,3777,496,54113,944,652332,554,291292,992,926¨C 69,211,59958,269,523¨C 94,075,023114,985,134¨C 89,478,24452,756,509

1,913,2841,510,0003,228,5983,320,366763,635836,6843,370,2213,649,7361,828,7932,353,839

670,797,801591,746,920

28,240,08118,235,08814,216,9233,429,4186,235,3546,521,623699,788¨C162,43071,10732,614,69636,880,567443,425,535395,467,359222,789402,07098,752,05989,269,785513,806553,9233,275,3072,962,217

628,358,768553,793,157

20241231

202312315,820,3555,820,3556,395,7836,395,78310,687,63410,687,6343,106,1542,718,1147,971,6377,072,4032,716,533947,2115,740,9374,312,263

42,439,03337,953,763

670,797,801591,746,920

2025326

52 20241231

20241231202412

3120241231

2120251197202611 ¨C 1120261118 ¨C 20271119 ¨C 202711

(1)

20241231

2023123195,465,05875,270,4023047,023,00047,606,972

203.02%158.11%

100%(2)

20241231

20231231

5.79%5.83%

20241231

202312314%

(3)

20241231

2024

424,164,612419,235,038352,570,107342,817,507

120.31%122.29%

100%

20241231

9,272,0277,395207,8299,487,251(2,805,094)(344)(206,431)(3,011,869)

176,547¨C2,312178,859(6,567,035)¨C¨C(6,567,035)

76,4457,0513,71087,206

¨C¨C¨C¨C

20231231

8,299,5007,54243,6118,350,653(3,380,942)(601)(42,512)(3,424,055)

251,396¨C3,876255,272(5,177,622)¨C(703)(5,178,325)

(7,668)6,9414,2723,545

¨C¨C¨C¨C

10%

20241231

¨C 214,1164,889,7673,849,3588,953,241¨C ¨C3,971,07610,1583,981,234¨C ¨C437,383¨C437,383¨C ¨C82,083¨C82,083

214,1165,409,2333,849,3589,472,707

20231231

¨C 163,6494,921,4722,662,8337,747,954¨C ¨C4,490,416¨C4,490,416¨C ¨C378,902¨C378,902¨C ¨C14,909¨C14,909

163,6495,315,2832,662,8338,141,765

20241231

20231231

¨C 366629,331351,864¨C 611712,259574,245¨C 12,109,0271,697,133

3,450,6172,623,242

¨C 3660.18%0.12%¨C 6110.21%0.19%

10.62%0.57%

1.01%0.88%

20242024(www.hkexnews.hk)(www.qdccb.com)2024

*

2025326

Rosario StranoGiamberto Giraldo

* 155


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