资本管理第三支柱
信息披露报告
2024半年度
20234
“”
2024830
2024
KM1
2024630202433113,477,1443,492,51723,832,1723,847,49334,812,4064,868,344425,123,48825,347,9564a25,123,48825,347,9565(%)13.8413.785a(%)13.8413.786(%)15.2515.186a(%)15.2515.187(%)19.1619.217a(%)19.1619.218(%)2.502.509(%)––
(%)1.501.5011(%)(8+9+10)4.004.00
(%)8.848.781349,146,13650,111,41914(%)7.807.6814aa(%)
(1)
7.807.68
14bb(%)
(2)
7.777.82
14cc(%)
(3)
7.777.82
(4)
158,162,2247,636,915166,115,7276,039,29517(%)133.65126.611832,086,16232,738,1071925,016,80925,288,51120(%)128.26129.46
(1)
(2)(3)(4)OV1
202463020243312024630122,654,84122,999,9301,812,387
22,254,72922,516,7531,780,37837,550,8717,704,535604,070
8211
379,004369,52330,320611,643,52411,829,422931,4827–––83,060,3342,982,796244,8279204,862266,65016,38910204,862266,65016,38911–––12–––1338,96261,5473,11714143,862140,79111,5091579,37376,6046,3501664,39346,2585,151171250%1,29818,9141041812,42614,18999419–––207991,09464
2024
20246302024331202463021–––
1250%11,62713,09593022585,696465,07546,85623585,696465,07546,85624–––25–––
–––271,882,9511,882,951150,63628––
25,123,48825,347,9562,009,879
OV1
CCA20246https://www.icbc-ltd.com/column/1438058327061184580.html
CC1
20246301504,548e+g22,952,4092a428,457h2b561,845i2c1,962,107j330,28443,794
3,491,0356–78,598a-c88,592b-k-d9–
(3,299)11–12–
–14–15–
–
2024??????????
????????
2024630
–
–
–
15%–
–
–23–24–
13,891
3,477,14427354,33128354,33129–30697
355,02832–
–
–
CC1
????????
2024630
–36–37–
–
355,028
3,832,17241545,804421,11843433,312
980,23445–
TLAC–
–47aTLAC
–
–48aTLAC
–49–50–
980,234
4,812,406
25,123,488
13.84%
15.25%
19.16%
(%)4.00
CC1
2024??????????
????????
2024630
582.5059–
1.50
(%)8.84
625.00%
636.00%
648.00%
165,77065aTLAC
38,5266631,230
97,4846875,7556975,75570357,55771357,557
CC1
CC2
2024630
13,628,1283,628,1282585,805547,9563179,389179,3894675,596675,5965150,410150,4106909,808907,312727,077,96727,077,967812,988,92212,708,554
916,147792,026
2,641,6762,506,209119,431,0999,410,3191265,56873,54813273,886273,8041422,22922,1831597,93897,48416460,890452,268179,0768,598a1823,03022,746b
14,15414,154k
47,116,53646,794,59920218,292218,292213,556,1333,556,13322557,644557,644
71,85671,72024123,343123,343251,647,3261,630,701
2024??????????
????????
2024630
26409,956409,9562734,107,31634,108,4402843,94843,7362942,33742,284301,588,7381,583,684314,5224,45932 ––c
––d34880,624588,349
43,252,03542,938,74136356,407356,40737356,407356,407e38––f39354,331354,33140134,614134,61441219,717219,71742148,141148,141g4324,94830,28444428,809428,457h45562,179561,845i461,968,7111,962,107j473,843,5263,841,5724820,97514,286
3,864,5013,855,858
“”
20246302024
CC2
CR5-2
2024630
(2)140%15,328,088119,01577.12%15,735,381240 – 70%2,859,537376,16671.24%3,175,687375%876,843178,91434.27%859,353485%50,96047,29116.88%52,311590 – 100%3,072,494615,04931.30%2,854,7236105 – 130%32,61515,45835.11%37,3607150%317,5962,42141.66%293,7818250%284,191––283,5709400%4,796––2,131101250%17,276––17,259
22,844,3961,354,31446.37%23,311,556
(1)
(2)
2024??????????
CR6
2024630
(%)
[0.00,0.15)1,988,042573,75816.50%2,082,7170.09%66539.81%2.5527,45025.33%707[0.15,0.25)1,186,681509,30434.47%1,362,2150.15%1,88338.37%2.5523,63638.44%784[0.25,0.50)2,687,3031,070,52823.79%2,941,9700.34%8,70138.79%2.51,507,46851.24%3,824[0.50,0.75)––––––––––[0.75,2.50)6,749,4512,774,99221.20%7,337,6211.52%148,84637.66%2.55,945,89381.03%41,523[2.50,10.00)2,769,062970,95019.98%2,963,0164.15%273,10137.33%2.52,963,910100.03%45,814[10.00,100.00)99,09416,68476.55%111,86644.28%6,15834.02%2.5165,486147.93%17,324100221,7632,25214.55%222,090100.00%10,72639.62%2.59,6814.36%171,057
15,701,3965,918,46822.30%17,021,4953.05%450,08038.12%2.511,643,52468.40%281,033567,790
[0.00,0.15)1,00644322.92%1,1070.10%540.00%2.529226.36%0[0.15,0.25)5,595161–5,5950.15%1640.00%2.51,86133.27%3[0.25,0.50)36,2008,0930.43%36,2350.36%3940.00%2.518,83051.97%52[0.50,0.75)––––––––––[0.75,2.50)93,12730,2414.45%94,4721.60%14539.26%2.587,20392.31%591[2.50,10.00)44,73926,2523.70%45,7104.26%6239.62%2.557,107124.93%772[10.00,100.00)940––94050.77%639.63%2.51,736184.77%1901001,117––1,117100.00%440.00%2.5––998
182,72465,1903.76%185,1762.80%27739.53%2.5167,02990.20%2,6066,210
(%)
(1)
[0.00,0.15)2,999,182––2,999,1820.08%69030.83%184,0506.14%748[0.15,0.25)781,787––781,7870.20%13732.53%103,36013.22%517[0.25,0.50)906,510––906,5100.34%19329.98%159,77217.62%921[0.50,0.75)––––––––––[0.75,2.50)1,051,800––1,051,8001.89%25129.30%574,05954.58%5,803[2.50,10.00)––––––––––[10.00,100.00)278,235––278,23520.70%6627.53%355,047127.61%16,13310044,290––44,290100.00%1144.41%57,816130.54%19,668
6,061,804––6,061,8042.12%1,34830.60%1,434,10523.66%43,79079,560
[0.00,0.15)34,276742,02435.17%295,2160.09%5,62953.81%9,0363.06%149[0.15,0.25)10,65652,63045.21%34,4490.19%54255.63%1,9515.66%36[0.25,0.50)19,150167,43337.38%81,7370.29%2,29453.63%6,3567.78%128[0.50,0.75)28,94561,33249.71%59,4350.57%36256.93%8,37914.10%193[0.75,2.50)56,12548,03462.42%86,1061.57%43557.55%26,39130.65%780[2.50,10.00)65,66718,68766.50%78,0944.49%48457.80%50,21364.30%2,030[10.00,100.00)31,5655,04959.71%34,57923.92%29957.45%48,348139.82%4,76510023,0793–23,079100.00%12063.93%34,572149.80%14,754
269,4631,095,19238.64%692,6955.36%10,16655.58%185,24626.74%22,83531,841
CR6
2024??????????
CR6
(%)
(1)
[0.00,0.15)134,6853,76926.70%135,6920.11%3564.68%29,05021.41%99[0.15,0.25)93,149––93,1490.18%2765.66%27,72329.76%111[0.25,0.50)419,423––419,4230.36%13160.50%183,96343.86%901[0.50,0.75)206,120––206,1200.53%8963.11%117,77057.14%701[0.75,2.50)545,001––545,0011.49%34065.40%493,41190.53%5,518[2.50,10.00)331,112––331,1124.35%27062.56%360,446108.86%9,141[10.00,100.00)118,855––118,85521.27%13070.21%192,544162.00%17,60110021,020––21,020100.00%3869.65%36,076171.63%14,639
1,869,3653,76926.70%1,870,3723.83%1,06063.86%1,440,98377.04%48,71074,736
8,200,6321,098,96138.60%8,624,8712.76%12,57439.82%3,060,33435.48%115,335186,137
(1)
CCR1
2024630
(RC)(PFE)(Add-on)α
124,002168,8491.4269,990122,273
339,86054,770
309,850177,043
2024
SEC1
2024630
STCSTCSTC
41,686––41,686––––2,993––2,9932 41,659––41,659––––2,956––2,956325––25––––––––4 2––2––––37––375 –––––––––
9––9––––22––2279––9––––––––8 ––––––––––––9 ––––––––22––2210 ––––––––––––11 –––––––––
SEC2
MR1
2024630
15,4422374327344,460514,2596–7–821,9659–10–1183
46,856MR3
2024
GSIB1
https://www.icbc-ltd.com/column/1438058343653851145.html
LR1
2024630147,116,5362(321,937)3–4256,62956,12862,102,6717–8–9–10–11–12(13,891)
49,146,136
2024
LR2
20246302024331146,611,94445,719,5632(887,869)(868,046)3(13,891)(13,614)
45,710,18444,837,903
55,70880,3016337,701307,8997––8––
––1013,62920,95911––
407,038409,15913920,1152,321,59914––156,1288,60116––
926,2432,330,200
LR2
20246302024331188,371,7448,239,91219(6,243,801)(5,682,035)20(25,272)(23,720)
2,102,6712,534,157223,832,1723,847,4932349,146,13650,111,419
247.80%7.68%24aa
(1)
7.80%7.68%
254.00%4.00%
260.75%0.75%271,074,6211,427,85527a920,1152,321,59928a
(2)
49,300,64149,217,67528ab
(3)
49,300,64149,217,67529b
(4)
7.77%7.82%
29ac
(5)
7.77%7.82%
(1)
(2)(3)(4)(5)
2024
LIQ1
2024
18,162,224218,250,4331,821,460356,6762,084418,193,7571,819,376518,097,3336,465,87968,875,5532,160,09379,099,2564,183,2628122,524122,524915,136103,818,2671,538,124
1,338,0041,338,004
––132,480,263200,1201496,22496,201157,064,099102,1971610,038,997171,199,7101,113,229182,327,0101,509,611191,302,9491,300,430204,829,6693,923,270218,162,224226,115,72723(%)133.65 91
2024133.65%7.04
LIQ2
2024630<66-12≥114,392,053––433,3124,825,36524,392,053––433,3124,825,3653–––––47,352,17111,385,60221,6313,63616,892,358533,14557,21614,8161,812101,73067,319,02611,328,3866,8151,82416,790,62878,958,11310,926,9341,327,494143,1799,529,40988,591,957619,15310,7661,4104,612,3489366,15610,307,7811,316,728141,7694,917,06110–––––116,538968,908140,098871,742839,03012109,299136,538968,908140,098762,443839,0301432,086,162151,532,31816222,5269,2682,5177,803125,223171,6895,634,5645,004,74420,858,54522,214,71818–859,30736,3466,942146,577
–1,282,945189,375148,687442,758
2024??????????
???
2024630<66-12≥1
–2,879,8524,554,06513,476,65715,076,3092135%–551,1181,185,573333,3141,073,56422–2,4104,0036,193,1575,252,7382335%–1,2161,09273,77549,211
1,689610,050220,9551,033,1021,296,33625–––––26311,098463,05725,320319,744901,0752731,33726,636
62,27552,93329127,17417,87530121,210
(1)
24,24231279,761463,05725,320130,295779,389329,992,428243,4753325,016,80934(%)128.26
(1) 26“”
LIQ2
???
2024331<66-12≥114,226,030––524,1714,750,20124,226,030––524,1714,750,2013–––––47,419,21711,503,32316,4123,44617,053,459532,01157,6959,3971,70795,85567,387,20611,445,6287,0151,73916,957,60479,503,48010,340,5481,775,650143,3689,979,11489,103,420599,55510,6581,8044,858,6219400,0609,740,9931,764,992141,5645,120,49310–––––116,681819,368121,318969,939955,3331281,946136,681819,368121,318887,993955,3331432,738,107151,728,11816229,2303313,7697,813124,721172,2287,259,6364,004,99920,813,81222,095,76018–1,977,66342,2363,024317,381
–1,359,076250,421185,876519,287
–3,514,7183,501,30213,267,13014,706,323
LIQ2
2024??????????
???
2024331<66-12≥12135%–1,038,920342,366320,396886,11822–2,4333,8346,318,9525,360,0592335%–1,1791,08971,45747,689
2,228405,746207,2061,038,8301,192,71025–––––26305,070478,90828,902440,6401,101,0442723,40119,891
50,66143,0622978,452–3092,112
(1)
18,42231281,669478,90828,902311,5271,019,669329,747,803238,8683325,288,51134(%)129.46
(1) 26“”
2024
128.26%1.20
LIQ2