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*
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Rosario STRANOGiamberto GIRALDO* 155
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2015[2013]185
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BANK OF QINGDAO CO., LTD.BANK OF QINGDAO
266061
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http://www.qdccb.com/ir@qdbankchina.com
+86 40066 965886+86 40066 965886+86 (532) 85783866+86 (532) 85783866ir@qdbankchina.comir@qdbankchina.com
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2023
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(%)4,778,9934,509,4115.982,248,3541,861,40020.797,027,3476,370,81110.31(1,874,469)(1,774,676)5.62(1,919,634)(1,809,832)6.073,233,2442,786,30316.042,711,3842,407,53612.622,640,9172,335,70413.07
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20231231
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654,024,373607,985,3727.57
324,394,232300,089,5418.10617,476758,512(18.59)
(8,614,532)(7,855,127)9.67
316,397,176292,992,9267.99
(8,883,502)(7,997,497)11.08
(268,970)(142,370)88.92
611,168,636568,046,1297.59
411,588,446386,062,2596.6110,222,2009,405,1008.69421,810,646395,467,3596.665,820,3555,820,355¨C41,958,42339,063,9397.4142,855,73739,939,2437.3052,854,09749,247,5947.3235,684,79832,404,87910.12
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(%)
6.115.618.91
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1-6
2023
1-6
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0.860.88(0.02)
15.3415.170.17
1.821.87(0.05)
1.771.85(0.08)
13.2514.76(1.51)
25.4926.58(1.09)
2024
20231231
(%)
1.171.18(0.01)
234.43225.968.47
2.742.670.07(%)
9.078.420.65
10.7210.100.62
13.4412.790.65
6.556.57(0.02)(%)
203.40158.1145.29
89.5478.2311.31
1. 9
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20231231
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5.685.354.78
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20231231
20221231
1.231.001.01
74.9540.1943.54
28.1532.4722.43
53.5823.543.19
[2022]2
199611
201512H20191A
1619622017260%202095,1006,540.246,111.6913.44%
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12.62%
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2023-2025
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(2) 3,243.94243.058.10%
(3) 4,115.88255.266.61%
(4) 70.276.5710.31%27.11
3.0412.62%26.413.05
13.07%
(5) 1.17%0.01234.43%
8.4713.44%9.07%
0.65
(6) 0.86%0.02
(7) 0.450.0512.50%
15.34%0.17
3.2
20248,7008,721.505.08%(1)
112.8431.9339.46%
404.2265.7619.43%
36.5038.57%
(2)
2,0005.77%
0.18
2,026.84142.40
7.56%0.14
(3)
3.7246.40%
269.2959.16%
2.75
2.87458.78
(4)
3,326.45156.33(5)
3.3212.76%
3.27
4.63%37
(6)
(7)
4.1
27.113.0412.62%
26.413.0513.07%
20241-6
20231-6
(%)
4,778,9934,509,411269,5825.98
931,139940,033(8,894)(0.95)1,317,215921,367395,84842.96(1,874,469)(1,774,676)(99,793)5.62(1,919,634)(1,809,832)(109,802)6.07
3,233,2442,786,303446,94116.04
(521,860)(378,767)(143,093)37.78
2,711,3842,407,536303,84812.62
2,640,9172,335,704305,21313.07
70,46771,832(1,365)(1.90)
4.2
70.276.5710.31%
31.99%2.77
20241-620231-6(%)(%)
4,778,99368.014,509,41170.78(2.77)10,990,839156.4010,251,650160.91(4.51)
7,209,528102.596,622,040103.94(1.35)
2,669,05637.982,672,83641.95(3.97)
20,5730.2920,8430.33(0.04)264,3213.76203,4543.190.5794,3321.3468,4601.070.27165,5602.36151,9902.39(0.03)567,4698.08512,0278.040.04(6,211,846)(88.39)(5,742,239)(90.13)1.74
2,248,35431.991,861,40029.222.77931,13913.25940,03314.76(1.51)1,317,21518.74921,36714.464.287,027,347100.006,370,811100.00¨C
4.3
47.792.705.98%
20241-620231-6
307,326,9167,209,5284.72%272,667,9196,622,0404.90%166,226,4692,669,0563.23%157,965,0312,672,8363.41%
28,541,818379,2262.67%23,439,431292,7572.52%23,527,626165,5601.42%22,180,940151,9901.38%17,474,982567,4696.53%15,793,102512,0276.54%
543,097,81110,990,8394.07%492,046,42310,251,6504.20%
390,301,4854,137,3062.13%350,628,4263,916,8642.25%
52,818,608636,2592.42%55,705,853642,7932.33%90,816,6881,212,7942.69%74,692,444987,8172.67%20,327,003225,4872.23%15,783,122194,7652.49%
554,263,7846,211,8462.25%496,809,8455,742,2392.33%
4,778,9934,509,411
1.82%1.87%
1.77%1.85%
1.2.
5,430.98510.5110.38%
1.82%0.051.77%0.08
20241-620231-6
813,146(225,658)587,488130,192(133,972)(3,780)68,17218,29786,469
8,7364,83413,57054,80563755,442
1,075,051(335,862)739,189
418,803(198,361)220,442(33,252)26,718(6,534)214,80210,175224,97750,587(19,865)30,722
650,940(181,333)469,607
424,111(154,529)269,582
4.4
109.917.397.21%
72.105.878.87%
346.5912.71%
20241-620231-6
216,561,4785,190,2954.82%181,778,3974,541,1885.04%
72,105,8291,797,7055.01%66,536,9901,839,4025.57%18,659,609221,5282.39%24,352,532241,4502.00%
307,326,9167,209,5284.72%272,667,9196,622,0404.90%
26.690.040.14%
3.790.86
29.54%
4.5
62.124.708.18%
2.25%0.08
41.372.205.63%
396.7311.31%
2.13%0.12
20241-620231-6
86,225,280331,5130.77%87,383,276378,8040.87%108,880,2811,349,4342.49%105,071,1851,445,8372.77%
195,105,5611,680,9471.73%192,454,4611,824,6411.91%
28,534,43128,8410.20%28,669,32732,0700.23%166,661,4932,427,5182.93%129,504,6382,060,1533.21%
195,195,9242,456,3592.53%158,173,9652,092,2232.67%
390,301,4854,137,3062.13%350,628,4263,916,8642.25%
6.360.07
1.02%
12.132.2522.78%
161.24
21.59%
2.250.3115.77%
4.6
22.483.8720.79%
20241-6
2023
1-6
1,161,5721,181,856
(230,433)(241,823)
931,139940,0331,317,215921,367
2,248,3541,861,400
4.7
9.310.090.95%
2024
1-6
20231-6
1,161,5721,181,856
515,545503,669275,768345,653171,716193,156
84,09764,456114,44674,922
(230,433)(241,823)
931,139940,033
5.160.122.36%
2.760.7020.22%
1.720.21
11.10%0.84
0.2030.47%1.14
0.4052.75%
2.300.114.71%
4.8
13.173.9642.96%
11.942.46
25.95%2023
2024
0.221.26
2024
1-6
2023
1-6
21,847(104,644)1,194,281948,234101,08777,777
1,317,215921,367
4.9
18.741.005.62%
2024
1-6
20231-6
907,656879,509407,329358,814
83,34081,190476,144455,163
1,874,4691,774,676
4.10
19.201.106.07%
13.492.2920.41%
5.320.20-0.211.27
2024
1-6
20231-6
1,349,1491,120,494
493,318548,22838,461(36,566)61,99163,850437(1,738)(3,255)5,361
1,52214,122(20,703)105,950(1,286)(9,869)
1,919,6341,809,832
5.1
6,540.24460.397.57%
20246302023123120221231
%
%
%
%
%
316,397,17648.38292,992,92648.197.990.19262,518,66249.57
62,638,8119.5858,269,5239.587.50¨C47,259,7628.92107,300,34916.41114,985,13418.91(6.68)(2.50)96,678,70118.25
58,589,0268.9652,756,5098.6811.060.2858,202,66510.99
46,349,2237.0931,043,6645.1149.301.9827,825,3065.253,192,4030.492,210,3680.3644.430.132,301,0370.43
14,957,5512.2914,021,2252.316.68(0.02)8,432,0221.5957,3570.01149,3770.02(61.60)(0.01)108,3760.02
15,992,8812.4513,944,6522.2914.690.16¨C¨C
16,399,7652.5116,741,7732.75(2.04)(0.24)15,280,9492.89
3,469,8480.533,540,9890.58(2.01)(0.05)3,466,3860.65
794,0970.12838,1390.14(5.25)(0.02)826,9580.163,484,2950.533,793,8870.63(8.16)(0.10)3,446,3430.654,401,5910.652,697,2060.4563.190.203,266,8250.63
654,024,373100.00607,985,372100.007.57¨C529,613,992100.00
5.1.1
3,163.97234.04
7.99%48.38%0.19
3,243.94243.05
8.10%49.60%0.24
20246302023123120221231
%
%
%
%
%
226,192,67169.73201,564,47367.1712.222.56173,148,21564.36
77,998,82824.0479,083,76526.35(1.37)(2.31)73,380,03027.2820,202,7336.2319,441,3036.483.92(0.25)22,501,2078.36324,394,232100.00300,089,541100.008.10¨C269,029,452100.00617,476758,512(18.59)598,681
(8,614,532)(7,855,127)9.67(7,109,471)
316,397,176292,992,9267.99262,518,662
2,261.93246.2812.22%
69.73%2.56
779.9910.851.37%
24.04%2.31
202.037.613.92%
6.23%0.25
5.1.2
2,285.2825.17
1.11%
202463020231231
%
%
62,638,81127.4158,269,52325.78107,300,34946.95114,985,13450.8858,589,02625.6452,756,50923.34
228,528,186100.00226,011,166100.00
626.39
43.697.50%
2024
20231231
403,293226,77710,846,2385,811,388
892,5731,091,86443,617,11443,799,5136,468,8376,895,445
410,756444,536
62,638,81158,269,523
1,073.0076.856.68%
2024
20231231
21,873,85524,874,80112,816,06513,527,63830,586,20932,336,03940,750,63742,386,232128,45823,2501,145,1251,837,174
107,300,349114,985,134
585.89
58.3311.06%
2024
20231231
30,388,74228,428,96810,657,15210,718,845
7,322,1975,771,5677,459,3953,262,7821,471,3301,935,6201,596,7031,596,7034,003,4164,758,576
62,898,93556,473,061
664,370764,409(4,974,279)(4,480,961)
58,589,02652,756,509
5.2
6,111.69431.237.59%
20246302023123120221231
%
%
%
%
%
421,810,64669.02395,467,35969.626.66(0.60)348,043,30770.59
19,336,0063.162,242,3310.39762.322.776,439,6601.3121,676,0023.5521,090,3643.712.78(0.16)17,808,0953.61
445,2180.07¨C¨C0.07¨C¨C101,2960.0271,1070.0142.460.01188,1470.0426,776,2044.3836,880,5676.49(27.40)(2.11)25,634,3545.2024,448,4544.0018,235,0883.2134.070.7913,256,6052.69398,7200.07477,9810.08(16.58)(0.01)703,8760.1487,973,55514.3989,269,78515.72(1.45)(1.33)74,866,95115.19529,6530.09555,0350.10(4.57)(0.01)515,0430.107,672,8821.253,756,5120.67104.260.585,564,6591.13
611,168,636100.00568,046,129100.007.59¨C493,020,697100.00
5.2.1
4,218.11263.43
6.66%69.02%4,115.88
255.266.61%2,086.01113.725.77%2,026.84
142.407.56%
20246302023123120221231
%
%
%
%
%
208,600,69950.68197,228,43851.095.77(0.41)193,629,69456.7395,810,63623.2889,927,43523.306.54(0.02)91,660,86026.86112,790,06327.40107,301,00327.795.12(0.39)101,968,83429.87202,683,65949.25188,443,99448.817.560.44147,328,16943.16
30,032,2347.3029,854,4167.730.60(0.43)29,571,1488.66172,651,42541.95158,589,57841.088.870.87117,757,02134.50
304,0880.07389,8270.10(21.99)(0.03)389,3130.11
411,588,446100.00386,062,259100.006.61¨C341,347,176100.00
10,222,2009,405,1008.696,696,131
421,810,646395,467,3596.66348,043,307
49.25%0.44
50.68%0.41
5.2.2
193.36170.94
762.32%
5.2.3
267.76101.04
27.40%
5.2.4
244.4862.13
34.07%
5.2.5
879.7412.961.45%
5.3
428.5629.167.30%
419.5828.947.41%
9.31
2024
20231231
5,820,3555,820,3556,395,7836,395,78310,687,09110,687,6342,132,578947,2112,718,1142,718,1147,508,6027,483,8246,695,9005,011,018
41,958,42339,063,939
897,314875,304
42,855,73739,939,243
48.711.26
5.45
6.71
78.71117.44
98.15
13.8039.21
41.07
20241-620231-6
%
%
3,231,12445.982,941,27546.171,818,98625.881,743,17027.361,647,14923.441,364,86221.42330,0884.70321,5045.05
7,027,347100.006,370,811100.00
20241-620231-6
%
%
1,340,11041.451,280,66045.96
611,94518.93746,22726.781,049,12932.45532,79719.12
232,0607.17226,6198.14
3,233,244100.002,786,303100.00
8.1
8.2
20231231
2024
149,377(92,020)57,35720,976,0099,360126,60024,243,82258,269,523530,25962,638,811114,985,1342,427,15638,462107,300,349
¨C377,910377,910
194,380,043816,1492,436,516165,062194,618,249
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(71,107)(30,189)(101,296)
(959,180)(366,170)(3,299,280)
(1,030,287)(409,609)(3,845,794)
8.3
45(6)
3,243.94
37.891.17%
9.1
202463020231231
%
%
318,716,95398.25294,922,23898.281,887,9270.581,627,9440.541,933,8020.601,675,7370.56
706,0950.22711,9950.241,149,4550.351,151,6270.38
324,394,232100.00300,089,541100.00
3,789,3521.173,539,3591.18
0.011.17%
0.040.60%0.020.22%
0.030.35%
9.2
202463020231231
%
%
246,395,40475.96221,005,77673.65153,373,59447.28138,416,60946.13
67,888,91820.9361,201,45620.39
889,0700.27411,7020.1420,202,7336.2319,441,3036.48
4,041,0891.251,534,7060.5177,998,82824.0479,083,76526.3546,751,49114.4146,945,47615.6420,323,0866.2621,842,5577.2810,924,2513.3710,295,7323.43
324,394,232100.00300,089,541100.00
9.3
202463020231231
%
%
%
%
246,395,40475.962,265,2560.92221,005,77673.652,398,9311.09
47,941,16214.78642,8371.3440,112,00013.37491,2621.2236,735,20611.32115,5450.3136,305,39812.10117,1780.3236,545,75211.2788¨C29,443,9839.8188¨C34,532,15710.65966,4272.8027,820,1699.27913,3583.2824,281,5167.49400¨C25,460,9168.4844,0000.1722,707,0207.00493,3772.1722,645,6137.55521,5762.309,736,5093.00¨C¨C15,227,1415.07¨C¨C8,479,3882.611,6080.025,858,2621.951,4640.02
8,298,1282.56¨C¨C5,478,2431.83252,7824.615,311,3461.64¨C¨C3,874,1931.294,7500.1211,827,2203.6444,9740.388,779,8582.9352,4730.6077,998,82824.041,524,0961.9579,083,76526.351,140,4281.44
324,394,232100.003,789,3521.17300,089,541100.003,539,3591.18
9.4
202463020231231
%
%
%
%
324,394,232100.003,789,3521.17300,089,541100.003,539,3591.18165,902,17651.142,660,5901.60163,101,09654.352,348,6111.44
9.5
202463020231231
%
%
70,427,98221.7161,496,40620.4971,052,05221.9068,562,52122.85120,242,37937.07114,490,60038.15
62,671,81919.3255,540,01418.51
324,394,232100.00300,089,541100.00
9.6
%
A3,000,0000.92B2,648,9380.82C2,610,0000.80D2,011,2500.62E2,000,0000.62F1,800,0000.55G1,667,4000.51H1,595,0000.49I1,588,2400.49J1,490,0000.47
20,410,8286.29
9.7
202463020231231
%
%
319,391,75598.46295,832,37798.5831,775,0130.541,633,9220.54311,591,7720.49926,1090.31131,422,9370.441,477,6660.503212,7550.07219,4670.07
324,394,232100.00300,089,541100.00
9.8
965.3690.84
874.52
9.9
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7,997,4977,137,1411,349,1492,047,853
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250,000100,000(1,648,000)(2,750,000)(24,927,904)(20,230,995)
(2,050,000)(7,999,685)(6,521,404)¨C
264,608(1,364,349)(953,928)(503,690)
(36,742,740)(33,300,978)
141230
20246306
630620242023
6,305,5223,285,53117,074,851(5,390,461)158,3451,326,613(10,099,544)9,442,62425,526,18728,705,019
465,597(576,680)
39,430,95836,792,646
(686,654)(818,847)
4,870,6964,997,075
33,802,93332,230,856
4,170,0053,860,73633,1693,741(29,985,640)(39,800,327)(149,777)(168,251)
7,870,690(3,873,245)
53,829,37649,722,294(50,049,948)(49,788,641)(1,348,452)(1,469,759)(979,385)(930,362)(71,167)(74,207)
1,380,424(2,540,675)
141230
20246306
6306
20242023
(1,148)21,665
14,120,662(1,395,180)1115,596,77211,508,997
29,717,43410,113,817
9,215,4258,127,785
(4,214,999)(3,775,662)
141230
[1996]220[1996]35319961115[1998]761998[2007]4852008B0170H23702000191370200264609602K63H201512
3866A20191002948202212AH
58.20202463058.202024630
(1)
342024828202312312410
(2)
20231231
6306
20242023
165,560151,990
20,57320,843264,321203,4545,190,2954,541,1881,797,7051,839,402221,528241,45094,33268,4602,669,0562,672,836567,469512,027
10,990,83910,251,650
(225,487)(185,301)
(73,960)(70,991)(346,002)(267,125)(4,137,306)(3,916,864)(216,297)(304,677)(1,212,794)(987,817)
¨C(9,464)
(6,211,846)(5,742,239)
4,778,9934,509,411
630620242023
515,545503,669275,768345,653171,716193,15684,09764,456114,44674,922
1,161,5721,181,856(230,433)(241,823)
931,139940,033
630620242023
(i)117,675(3,480)(ii)(81,890)(95,786)(13,938)(5,378)
21,847(104,644)
(i)(ii)
630620242023
971,830672,374
223,961275,749(1,510)111
1,194,281948,234
6306
20242023
53,85647,11333,406¨C13,82428,773
11,891
101,08777,777
6306
20242023
558,104553,616
41,75838,15261,73955,42871,64765,26826,39425,816142,147134,189
5,8677,040
907,656879,509
295,985276,823
59,51640,33951,82841,652
407,329358,814
83,34081,190476,144455,163
1,874,4691,774,676
6306
20242023
437(1,738)(3,255)5,3611,52214,1221,222,549962,910
126,600157,584493,318548,228
38,461(36,566)61,99163,850(20,703)105,950
(1,286)(9,869)
1,919,6341,809,832
(1)
6306
20242023
607,390640,300
25(2)(85,530)(261,533)
521,860378,767
(2)
6306
20242023
3,233,2442,786,303
25%25%808,311696,576
6,6965,8201,3391,12718,08816,168
26,12323,115
(i)(312,574)(340,924)
521,860378,767
(i)
630620242023
11(1)5,820,3555,820,3552,640,9172,335,704
¨C¨C
2,640,9172,335,704
0.450.40
202271420228164024
2024630620247202482023720238
2.33
(1)
6306
20242023
5,820,3555,820,355
¨C¨C
5,820,3555,820,355
2024
20231231
421,966532,013
12(1)20,062,15118,919,60912(2)25,764,66911,505,17712(3)90,53476,964
45,917,35430,501,750
9,9039,901
46,349,22331,043,664
(1) 2024630
5.0%202312315.0%4.0%20231231
4.0%
(2)(3)
2024
20231231
2,436,4131,766,460
260,14617,814491,704407,904
6,22619,839
3,194,4892,212,017
(2,086)(1,649)
3,192,4032,210,368
2024
20231231
142,536¨C14,696,00013,798,000158,137265,602
14,996,67314,063,602
(39,122)(42,377)
14,957,55114,021,225
15 ()
202463020231231
64,637,26648,015(55,818)72,856,70467,032(67,862)5,311,6513,431(39,536)5,313,76278,793(1,699)2,946,4235,911(5,942)954,8993,552(1,546)
72,895,34057,357(101,296)79,125,365149,377(71,107)
(1)
2024
20231231
16,000,00013,950,000
2,5332,782
16,002,53313,952,782
(9,652)(8,130)
15,992,88113,944,652
(2)
2024
20231231
16,000,00013,950,000
2,5332,782
16,002,53313,952,782
(9,652)(8,130)
15,992,88113,944,652
(1)
2024
20231231
222,151,582200,029,767
222,151,582200,029,767
46,751,49146,945,47620,323,08621,842,55710,924,25110,295,732
77,998,82879,083,765
617,476758,512
300,767,886279,872,044
12(5,719,787)(5,000,788)
(358,869)(350,943)(2,535,876)(2,503,396)
(8,614,532)(7,855,127)
20,202,73319,441,303
4,041,0891,534,706
24,243,82220,976,009
316,397,176292,992,926
(2)
2024
20231231
70,427,98261,496,40671,052,05268,562,521120,242,379114,490,600
62,671,81955,540,014
324,394,232300,089,541
(3)
2024630
485,817746,552225,88111,1811,469,431318,01964,749768,343170,3701,321,481971,177780,471351,27231,2042,134,124
¨C¨C77,441¨C77,441
1,775,0131,591,7721,422,937212,7555,002,477
0.54%0.49%0.44%0.07%1.54%
20231231
362,919529,698126,9318,4471,027,995304,840178,266982,602176,7871,642,495966,163218,145290,69234,2331,509,233
¨C¨C77,441¨C77,441
1,633,922926,1091,477,666219,4674,257,164
0.54%0.31%0.50%0.07%1.42%
(4)(i)
2024630
(i)
295,082,2121,894,2753,791,399300,767,886
(5,719,787)(358,869)(2,535,876)(8,614,532)
289,362,4251,535,4061,255,523292,153,354
20231231
(i)
274,696,2211,632,9273,542,896279,872,044(5,000,788)(350,943)(2,503,396)(7,855,127)
269,695,4331,281,9841,039,500272,016,917
(ii)
2024630
(i)
24,243,822¨C¨C24,243,822
(268,970)¨C¨C(268,970)
20231231
(i)
20,976,009¨C¨C20,976,009(142,370)¨C¨C(142,370)
(i) 43(1)
(5)(i)
20246306
2024115,000,788350,9432,503,3967,855,127
1244,843(22,108)(22,735)¨C
(11,239)14,108(2,869)¨C
(9,007)(128,023)137,030¨C694,402143,949384,1981,222,549
¨C¨C(553,693)(553,693)¨C¨C111,829111,829¨C¨C(21,280)(21,280)
20246305,719,787358,8692,535,8768,614,532
2023
2023113,901,150510,7112,697,6107,109,471
1245,754(35,119)(10,635)¨C
(10,029)11,714(1,685)¨C(23,701)(98,022)121,723¨C1,087,614(38,341)883,8801,933,153
¨C¨C(1,243,813)(1,243,813)¨C¨C86,70086,700¨C¨C(30,384)(30,384)
202312315,000,788350,9432,503,3967,855,127
(ii)
20246306
202411142,370¨C¨C142,370
126,600¨C¨C126,600
2024630268,970¨C¨C268,970
2023
20231127,63931¨C27,670
114,731(31)¨C114,700
20231231142,370¨C¨C142,370
47(2)
2024
20231231
377,412200,9578,789,9793,344,037
162,170¨C
9,329,5613,544,994
25,88125,8202,056,2592,467,351
730,4031,091,864
2,812,5433,585,035
43,617,11443,799,513
6,468,8376,895,445
410,756444,536
62,638,81158,269,523
18(1)815,0091,132,525284,094386,25661,823,80257,136,998
62,638,81158,269,523
(1)
2024
20231231
21,873,85524,874,80112,816,06513,527,63830,586,20932,336,03940,750,63742,386,232
106,026,766113,124,710
19(1)128,45823,2501,145,1251,837,174
107,300,349114,985,134
19(2)33,245,78335,671,80730,577,84633,887,67674,054,56679,313,327
107,300,349114,985,134
(1)
20246306
(%)
13,000¨C¨C105,208118,2080.34¨C
10,000¨C¨C¨C10,0001.14¨C
250¨C¨C¨C2500.81¨C
23,250¨C¨C105,208128,458¨C
2023
(%)
13,000¨C¨C¨C13,0000.345,800
10,000¨C¨C¨C10,0001.14¨C250¨C¨C¨C2500.81¨C
23,250¨C¨C¨C23,2505,800
202463062023(2)
(3)
20246306
20241175,0721,05153,749129,872
(51)51¨C¨C(10,668)(499)49,62838,461
202463064,353603103,377168,333
2023
20231151,725152,028¨C203,753
1271,631(71,631)¨C¨C
¨C(560)560¨C(48,284)(78,786)53,189(73,881)
2023123175,0721,05153,749129,872
2024
20231231
30,388,74228,428,96810,657,15210,718,845
7,322,1975,771,5677,459,3953,262,782
55,827,48648,182,162
1,471,3301,935,6201,596,7031,596,7034,003,4164,758,576664,370764,40920(1)(4,974,279)(4,480,961)
58,589,02652,756,509
20(2)21,076,05816,856,26420,223,50716,856,26437,512,96835,900,245
58,589,02652,756,509
(1)
20246306
202411126,43022,7974,331,7344,480,961
(96,798)96,798¨C¨C
(8,970)367,160135,128493,318
202463020,662486,7554,466,8624,974,279
2023
202311191,70527,8392,727,1742,946,718
(908)908¨C¨C(64,367)(5,950)1,571,9121,501,595¨C¨C32,64832,648
20231231126,43022,7974,331,7344,480,961
(2)
2024
20231231
913,284510,0001,000,0001,000,000
1,913,2841,510,000
(i)
60.00%60.00%1,225,000913,284
(ii)
100.00%100.00%1,000,0001,000,000
(i) 2017215
20245[2024]1114.03
12.25
51.00%60.00%
(ii) 202091610
2024
20231231
950,712870,964(106,450)(91,333)
844,262779,63116,112,69116,421,93016,956,95317,201,561
199,353214,762
12(444,591)(446,463)
(243,168)(174,694)
(68,782)(53,393)
16,399,76516,741,773
20246306
202411446,463174,69453,393674,550
(12,396)12,396¨C¨C
¨C(3,042)3,042¨C10,52459,120(7,653)61,991
¨C¨C20,00020,000
2024630444,591243,16868,782756,541
2023
202311265,04165,109107,694437,844
(3,464)3,464¨C¨C184,886106,121(83,701)207,306
¨C¨C29,40029,400
20231231446,463174,69453,393674,550
2024630
¨C¨C¨C11361,581(48,050)313,531122295,264(27,399)267,865233116,502(13,959)102,54334461,466(8,233)53,23345552,972(4,911)48,061549,149(3,171)45,978(i)13,778(727)13,051
950,712(106,450)844,262
20231231
¨C¨C¨C11386,192(42,691)343,501122254,901(23,620)231,281233116,160(10,285)105,87534438,227(6,158)32,06945527,499(4,273)23,226547,985(4,306)43,679(i)¨C¨C¨C
870,964(91,333)779,631
(i) 43(3)
2023113,558,533844,78474,709133,08299,6994,710,807
118,232130,8574,7908,3656,610268,854
(3,215)(32,170)(2,930)(2,919)¨C(41,234)
202312313,673,550943,47176,569138,528106,3094,938,427
¨C42,8196952,55224146,307(19,254)(9,074)¨C(2,004)¨C(30,332)
20246303,654,296977,21677,264139,076106,5504,954,402
202311(572,419)(533,947)(53,622)(84,433)¨C(1,244,421)
(84,651)(85,201)(5,995)(13,210)¨C(189,057)
¨C30,4882,7842,768¨C36,040
20231231(657,070)(588,660)(56,833)(94,875)¨C(1,397,438)
(43,553)(44,399)(3,031)(6,673)¨C(97,656)
¨C8,615¨C1,925¨C10,540
2024630(700,623)(624,444)(59,864)(99,623)¨C(1,484,554)
20246302,953,673352,77217,40039,453106,5503,469,848
202312313,016,480354,81119,73643,653106,3093,540,989
20246302023123120246300.9220231231
0.93
202463020231231
2024
20231231
5015,32715,52310 ¨C 502,905,9642,966,3941032,38234,563
2,953,6733,016,480
2023111,305,9994,1141,310,113
168,646¨C168,646(102,493)¨C(102,493)
202312311,372,1524,1141,376,266
40,498¨C40,498(33,231)¨C(33,231)
20246301,379,4194,1141,383,533
202311(480,551)(2,604)(483,155)
(156,801)(651)(157,452)102,480¨C102,480
20231231(534,872)(3,255)(538,127)
(78,235)(326)(78,561)
27,252¨C27,252
2024630(585,855)(3,581)(589,436)
2024630793,564533794,097
20231231837,280859838,139
(1)
202463020231231
14,778,3853,694,59614,171,1703,542,792144,65336,16384,65921,165(1,976,314)(494,079)(35,900)(8,975)
990,456247,615955,618238,905
13,937,1803,484,29515,175,5473,793,887
(2)
(i)(ii)
2023112,915,24240,892350,155140,0543,446,343
637,755(19,727)(80,851)98,196635,373(10,205)¨C(278,279)655(287,829)
202312313,542,79221,165(8,975)238,9053,793,887
193,06914,998(129,924)7,38785,530(41,265)¨C(355,180)1,323(395,122)
20246303,694,59636,163(494,079)247,6153,484,295
(i)(ii)
2024
20231231
620,36179,244602,984922,69526(1)383,516420,085380,744388,450
(i)26(2)27,92638,929
(ii)9,6546,0563,1018,8961,04696,151
(iii)2,411,479777,250
4,440,8112,737,756
(39,220)(40,550)
4,401,5912,697,206
(i) 20246301,96620231231
3,053(ii) 202463087520231231
515912023123191(iii)
(1)
2024
62023
1,167,188967,286
38,967199,902
¨C¨C
1,206,1551,167,188
(747,103)(614,210)
(75,536)(132,893)
¨C¨C
(822,639)(747,103)
383,516420,085
420,085353,076
202463020231231
(2)
2024
20231231
27,92638,929
27,92638,929
2024
20231231
21,420,18018,027,260
2,951,16549,38677,109158,442
24,448,45418,235,088
2024
20231231
12,305,019873,923
6,995,4621,351,70735,52516,701
19,336,0062,242,331
2024
20231231
16,014,99017,570,190
1,070,0001,337,000248,690246,937814,435808,236
3,299,280959,180
228,607168,821
21,676,00221,090,364
2024
20231231
445,218¨C
445,218¨C
(1)
2024
20231231
26,772,79036,872,938
3,4147,629
26,776,20436,880,567
(2)
2024
20231231
20,770,00026,800,000
6,002,79010,072,9383,4147,629
26,776,20436,880,567
2024
20231231
95,810,63689,927,43530,032,23429,854,416
125,842,870119,781,851
112,790,063107,301,003172,651,425158,589,578
285,441,488265,890,581
304,088389,82710,222,2009,405,100
421,810,646395,467,359
20,976,10116,852,955
2024
20231231
(i)15,992,39917,993,005(ii)71,749,39071,008,248
231,766268,532
87,973,55589,269,785
(i)
(a) 201955103.98%
20245222023123110.06(b) 201955103.98%
20245312023123110.06(c) 2019125103.84%
2024125202463010.082023123110.12(d) 2019125103.80%
20241216202463010.092023123110.12(e) 2021310404.80%
203132452024630
41.802023123141.51(f) 2021510204.34%
203152852024630
20.822023123120.59(g) 2023123802.84%
2026124202463081.4120231231
80.22
(ii) 2024630
20231231718.46710.50
2024
20231231
11157,371153,462122113,301119,55923386,98390,302355135,365140,888587,171111,467
580,191615,678
529,653555,035
(i) 20246306
998202363061,309
2024
20231231
4,672,525157,760
602,984922,69535(1)545,064565,767
35(2)455,128758,284
318,569381,633
35(3)309,778219,512
58,97992,31420,95920,087
688,896638,460
7,672,8823,756,512
(1)
20246306
202411564,930837¨C565,767
12370(370)¨C¨C
(197)197¨C¨C
(119)(217)336¨C(21,084)717(336)(20,703)
2024630543,9001,164¨C545,064
2023
202311249,6143,028¨C252,642
121,682(1,682)¨C¨C
(47)47¨C¨C
(18)(261)279¨C313,699(295)(279)313,125
20231231564,930837¨C565,767
(2)
2024
20231231
284,719614,228
8,3418,34169,72851,405
(i)¨C¨C
(ii)92,34084,310
455,128758,284
(i)
(ii)
2024
20231231
2.00%2.50%
2.50%3.00%
2010-2013
202463020231231
(3)
2024
20231231
217,302166,720
36,97732,84455,49919,948
309,778219,512
2024
20231231
5,820,3555,820,355
(1)
2024630
202220227143.70%10040,0004,000,000202220228163.55%10024,0002,400,000
6,400,000(4,217)
6,395,783
(2)
20227142022816402420222022
(a)
100202253.70%5202253.55%5
(b)
(c)
(d)
(e)
(3)
202312312024630
202240,0003,997,236¨C¨C40,0003,997,236202224,0002,398,547¨C¨C24,0002,398,547
64,0006,395,783¨C¨C64,0006,395,783
(4)
2024
20231231
41,958,42339,063,93935,562,64032,668,1566,395,7836,395,783
897,314875,304897,314875,304
(1)(2)
10%50%
(3)
20123[2012]20
1.50%
2023123170.72
1.50%
(4)
20246306
(18,818)(5,291)¨C¨C1,323(3,968)(22,786)
¨C105,208¨C¨C(26,302)78,90678,906
761,8481,539,472(223,961)¨C(328,878)986,6331,748,481
204,181367,630(202,569)¨C(41,265)123,796327,977
947,2112,007,019(426,530)¨C(395,122)1,185,3672,132,578
2023
(16,853)(2,620)¨C¨C655(1,965)(18,818)
(72,988)1,549,496(436,381)¨C(278,279)834,836761,848
173,567165,933(125,114)¨C(10,205)30,614204,181
83,7261,712,809(561,495)¨C(287,829)863,485947,211
(1) 2024531202320231231
¨C 3.30¨C 7.55¨C 101.609.31
(2) 20237182022403.70%
1.48
20238182022243.55%8,520
(3) 2023531202220221231
¨C 2.84¨C 9.07¨C 101.609.31
2024
2023
421,966379,78425,764,6696,628,211
2,638,2641,322,274
892,5351,783,548
29,717,43410,113,817
(1)(a)
5%
2024
20231231
Intesa Sanpaolo S.p.A. 1,018,56217.50%17.50%GianMariaGROS-PIETRO
(i)
654,62311.25%11.25%
532,6019.15%9.15%
(i)
2023111,018,56217.50%654,62311.25%532,6019.15%
¨C¨C¨C¨C¨C¨C
202312311,018,56217.50%654,62311.25%532,6019.15%
¨C¨C¨C¨C¨C¨C
20246301,018,56217.50%654,62311.25%532,6019.15%
2024
20231231
103.69103.69
20.0020.00
45.0045.00
(b)
(c)
(2)
(a)
2024630
¨C2,7741,287,12611,501286,2381,587,6390.50%
¨C791,919¨C¨C¨C791,9190.74%229¨C¨C¨C¨C2290.01%
¨C¨C301,914¨C¨C301,9142.02%83,81560,028195,9143,915,463987,9025,243,1221.24%
¨C48,56113,98125,022¨C87,5640.45%
¨C¨C111,059100¨C111,1590.32%20246306
¨C17,82740,6861905,39964,1020.58%6211601,34755,8199,53667,4831.09%
¨C3,401¨C¨C¨C3,4010.29%
¨C¨C¨C90¨C900.04%
¨C¨C¨C500¨C5000.49%
20231231
¨C10,2501,532,6521,477301,5351,845,9140.63%
¨C771,852¨C¨C¨C771,8520.67%¨C¨C63,484¨C¨C63,4840.38%2¨C¨C¨C¨C20.00%125,47323,267386,3343,473,963946,5014,955,5381.25%
¨C1,0176,818¨C¨C7,8350.35%¨C38,7192,775100¨C41,5940.14%20236306
¨C18853,3164659,35263,3210.62%7124531,79254,0995,77262,8281.09%¨C¨C¨C12,544¨C12,5441.06%¨C¨C¨C40¨C400.02%¨C¨C¨C500¨C5000.64%
(b)
2024
20231231
497,202820,437794,1751,187,0875801,594
630620242023
3,49632,8032,5333,73699,557125,652
1,0161,016
(3)
6306
20242023
10,9518,007
2024630620232024630
1.90202312311.5241(2)
(4)
20246306
3,346,825(600,302)1,698,899333,5714,778,993(535,625)2,104,347(1,568,722)¨C¨C
2,811,2001,504,045130,177333,5714,778,993
371,651274,780286,701(1,993)931,139(30,854)(569)53,270¨C21,847
19,207¨C1,175,074¨C1,194,28159,92040,7301,927(1,490)101,087
3,231,1241,818,9861,647,149330,0887,027,347
(794,120)(730,274)(315,650)(34,425)(1,874,469)(1,096,894)(476,767)(282,370)(63,603)(1,919,634)
1,340,110611,9451,049,129232,0603,233,244
(121,652)(132,663)(40,386)(1,284)(295,985)
62,59368,25918,019906149,777
2024630
266,532,212102,700,010264,053,56717,254,289650,540,078
3,484,295
654,024,373
248,949,925212,029,243134,992,61015,196,858611,168,636
56,048,91625,156,134¨C¨C81,205,050
20236306
2,841,804(183,240)1,560,886289,9614,509,411(267,439)1,533,454(1,266,015)¨C¨C
2,574,3651,350,214294,871289,9614,509,411253,855395,079292,057(958)940,033
(1,957)(2,123)(100,564)¨C(104,644)79,042¨C868,305887948,23435,970¨C10,19331,61477,777
2,941,2751,743,1701,364,862321,5046,370,811(833,273)(615,185)(292,468)(33,750)(1,774,676)(827,342)(381,758)(539,597)(61,135)(1,809,832)
1,280,660746,227532,797226,6192,786,303
(124,912)(132,748)(18,434)(729)(276,823)
76,36481,1549,857876168,251
20231231
234,423,00895,339,912257,396,75917,031,806604,191,485
3,793,887
607,985,372
235,963,324197,512,142119,307,53515,263,128568,046,129
53,460,79323,106,489¨C¨C76,567,282
(1)(a)
45(1)45(1)(b)
¨C¨C¨C¨C
¨C¨C 90
¨C¨C 90¨C¨C¨C
12(PD)(LGD)(EAD)? 12??
?????
20246306
4.56%
202463020231231
5.00%5.00%
(c)
(d)
¨C¨C¨C¨C
(e)
2024
20231231
45,927,25730,511,651
3,192,4032,210,36814,957,55114,021,22557,357149,37715,992,88113,944,652316,397,176292,992,92619,021,69714,470,010107,171,891114,961,88458,589,02652,756,50916,399,76516,741,7732,916,683776,537
600,623,687553,536,912
81,205,05076,567,282
681,828,737630,104,194
(f)
202463020231231
47,941,16214.78%40,112,00013.37%36,735,20611.32%36,305,39812.10%36,545,75211.27%29,443,9839.81%34,532,15710.65%27,820,1699.27%24,281,5167.49%25,460,9168.48%22,707,0207.00%22,645,6137.55%
9,736,5093.00%15,227,1415.07%8,479,3882.61%5,858,2621.95%8,298,1282.56%5,478,2431.83%5,311,3461.64%3,874,1931.29%11,827,2203.64%8,779,8582.93%
246,395,40475.96%221,005,77673.65%77,998,82824.04%79,083,76526.35%
324,394,232100.00%300,089,541100.00%
2024630
AAAAAAA
¨C52,665,890¨C¨C¨C52,665,890¨C23,473,217¨C¨C¨C23,473,217348,00644,985,5763,200,07176,217144,77448,754,6442,899,55330,536,63413,116,587171,7082,378,12349,102,605
3,247,559151,661,31716,316,658247,9252,522,897173,996,356
20231231
AAAAAAA
¨C53,530,546¨C¨C¨C53,530,546¨C24,246,483¨C¨C¨C24,246,483415,58340,675,4092,331,253142,925353,82443,918,9942,934,09226,135,79015,217,608153,6212,299,76746,740,878
3,349,675144,588,22817,548,861296,5462,653,591168,436,901
(g)
2024630
46,349,223¨C¨C46,349,223¨C¨C¨C¨C3,194,489¨C¨C3,194,489(2,086)¨C¨C(2,086)14,996,673¨C¨C14,996,673(39,122)¨C¨C(39,122)16,002,533¨C¨C16,002,533(9,652)¨C¨C(9,652)219,326,7031,018,0872,265,887222,610,677(5,306,057)(147,658)(1,298,821)(6,752,536)
75,755,509876,1881,525,51278,157,209(413,730)(211,211)(1,237,055)(1,861,996)57,510,8551,581,7744,470,67663,563,305(20,662)(486,755)(4,466,862)(4,974,279)15,862,2281,220,90673,17217,156,306(444,591)(243,168)(68,782)(756,541)
448,998,2134,696,9558,335,247462,030,415(6,235,900)(1,088,792)(7,071,520)(14,396,212)
2024630
24,243,822¨C¨C24,243,822(268,970)¨C¨C(268,970)107,034,434131,1786,279107,171,891(64,353)(603)(103,377)(168,333)
131,278,256131,1786,279131,415,713(333,323)(603)(103,377)(437,303)
81,186,35518,695¨C81,205,050(543,900)(1,164)¨C(545,064)
20231231
31,043,664¨C¨C31,043,664¨C¨C¨C¨C
2,212,017¨C¨C2,212,017(1,649)¨C¨C(1,649)14,063,602¨C¨C14,063,602(42,377)¨C¨C(42,377)13,952,782¨C¨C13,952,782(8,130)¨C¨C(8,130)197,449,270768,6922,401,251200,619,213(4,565,865)(162,644)(1,576,878)(6,305,387)
77,246,951864,2351,141,64579,252,831(434,923)(188,299)(926,518)(1,549,740)52,460,255328,5704,448,64557,237,470(126,430)(22,797)(4,331,734)(4,480,961)16,447,862898,97969,48217,416,323(446,463)(174,694)(53,393)(674,550)
404,876,4032,860,4768,061,023415,797,902(5,625,837)(548,434)(6,888,523)(13,062,794)
20231231
20,976,009¨C¨C20,976,009(142,370)¨C¨C(142,370)114,847,595109,5564,733114,961,884(75,072)(1,051)(53,749)(129,872)
135,823,604109,5564,733135,937,893(217,442)(1,051)(53,749)(272,242)
76,556,28310,89910076,567,282(564,930)(837)¨C(565,767)
(2)
(a)
2024630
331155
46,349,223522,40345,826,820¨C¨C¨C
3,192,4036,2263,186,177¨C¨C¨C14,957,551157,7502,339,35112,460,450¨C¨C15,992,8812,53115,990,350¨C¨C¨C
(i)316,397,176604,77877,204,787189,688,22739,886,2519,013,133
(ii)228,528,18651,159,1876,853,28124,840,68582,923,74462,751,289
16,399,765191,8121,679,91910,004,4804,523,554¨C12,207,18812,207,188¨C¨C¨C¨C
654,024,37364,851,875153,080,685236,993,842127,333,54971,764,422
24,448,45477,1095,182,30619,189,039¨C¨C19,336,00635,52518,110,4811,190,000¨C¨C21,676,002228,6075,352,99515,624,400470,000¨C
445,218¨C¨C¨C445,218¨C26,776,2043,41426,772,790¨C¨C¨C421,810,64610,526,288174,602,349106,255,829130,426,180¨C87,973,555231,76619,219,72854,529,08913,992,972¨C
8,702,5518,172,89851,346102,742305,12370,442
611,168,63619,275,607249,291,995196,891,099145,639,49370,442
42,855,73745,576,268(96,211,310)40,102,743(18,305,944)71,693,980
20231231
331155
31,043,664618,87830,424,786¨C¨C¨C
2,210,36819,8392,190,529¨C¨C¨C14,021,225264,7647,728,6895,830,950196,822¨C13,944,6522,77313,941,879¨C¨C¨C(i)292,992,926741,73278,759,912167,515,32239,666,7106,309,250
(ii)226,011,16652,049,2454,612,58118,677,72789,722,31360,949,300
16,741,773206,9496,638,8055,095,7404,800,279¨C11,019,59811,019,598¨C¨C¨C¨C
607,985,37264,923,778144,297,181197,119,739134,386,12467,258,550
18,235,088158,4425,791,96612,284,680¨C¨C
2,242,33116,7011,816,495409,135¨C¨C21,090,364168,8214,825,17315,728,870367,500¨C36,880,5677,62936,872,938¨C¨C¨C395,467,3599,794,927176,706,14173,163,699135,802,592¨C
89,269,785268,53226,985,26848,022,29913,993,686¨C
4,860,6354,305,60059,11587,745318,64789,528
568,046,12914,720,652253,057,096149,696,428150,482,42589,528
39,939,24350,203,126(108,759,915)47,423,311(16,096,301)67,169,022
(i) 2024630202312313
22.6316.87
(ii)
2024
20231231
100(661,343)(731,924)100661,343731,924
2024
20231231
100(2,397,227)(2,301,467)1002,565,1222,465,394
¨C¨C¨C¨C¨C¨C¨C
(b)
2024630
46,108,640221,52319,06046,349,223
2,446,235625,108121,0603,192,40314,814,950142,601¨C14,957,55115,992,881¨C¨C15,992,881315,455,785941,391¨C316,397,176
(i)222,292,7656,235,421¨C228,528,186
16,399,765¨C¨C16,399,76511,771,492432,3123,38412,207,188
645,282,5138,598,356143,504654,024,373
24,448,454¨C¨C24,448,45418,952,954383,052¨C19,336,00620,605,1631,070,839¨C21,676,002
445,218¨C¨C445,21826,776,204¨C¨C26,776,204419,656,0602,083,07371,513421,810,64687,973,555¨C¨C87,973,555
8,590,06948,53363,9498,702,551
607,447,6773,585,497135,462611,168,636
37,834,8365,012,8598,04242,855,737
(4,985,407)1,136(4,984,271)
37,834,83627,4529,17837,871,466
78,179,9061,995,0461,030,09881,205,050
20231231
30,874,843164,8503,97131,043,664
1,519,343646,50744,5182,210,36814,021,225¨C¨C14,021,22513,944,652¨C¨C13,944,652292,134,455858,471¨C292,992,926(i)219,582,5456,428,621¨C226,011,166
16,741,773¨C¨C16,741,77310,815,883201,0512,66411,019,598
599,634,7198,299,50051,153607,985,372
18,235,088¨C¨C18,235,088
1,518,537723,794¨C2,242,33120,031,1731,059,191¨C21,090,36436,880,567¨C¨C36,880,567393,885,0301,564,96317,366395,467,359
89,269,785¨C¨C89,269,785
4,801,89432,99425,7474,860,635
564,622,0743,380,94243,113568,046,129
35,012,6454,918,5588,04039,939,243
(4,926,226)3,173(4,923,053)
35,012,645(7,668)11,21335,016,190
72,812,4302,627,9621,126,89076,567,282
(i)
202463020231231
2024
20231231
100394100(39)(4)
¨C 100¨C 100¨C¨C¨C¨C¨C
(3)
(a)
2024630
11331155
(ii)(ii)
20,152,68526,196,538¨C¨C¨C¨C¨C46,349,223
¨C2,638,477¨C553,926¨C¨C¨C3,192,403¨C¨C1,358,0201,023,57512,575,956¨C¨C14,957,551¨C¨C15,992,881¨C¨C¨C¨C15,992,8811,350,921861,28525,033,17526,775,427110,569,46979,960,39871,846,501316,397,176
(i)208,366¨C30,221,2445,325,23026,853,79697,862,03668,057,514228,528,1867,398¨C694,6591,141,6704,760,6889,528,109267,24116,399,7659,510,1357,378580,71085,304615,618188,8311,219,21212,207,188
31,229,50529,703,67873,880,68934,905,132155,375,527187,539,374141,390,468654,024,373
¨C¨C1,867,0543,321,62919,259,771¨C¨C24,448,454¨C10,703,8847,001,445432,0841,198,593¨C¨C19,336,006¨C¨C1,186,5613,202,66815,751,9261,534,847¨C21,676,002
¨C¨C¨C¨C¨C445,218¨C445,218¨C¨C26,776,204¨C¨C¨C¨C26,776,204¨C128,941,35518,403,02328,547,580110,533,113135,385,575¨C421,810,646¨C¨C6,188,43513,031,29354,760,8547,997,2595,995,71487,973,555559,64629,5184,915,223449,818883,1991,094,380770,7678,702,551
559,646139,674,75766,337,94548,985,072202,387,456146,457,2796,766,481611,168,636
30,669,859(109,971,079)7,542,744(14,079,940)(47,011,929)41,082,095134,623,98742,855,737
20231231
11331155
(ii)(ii)
18,996,57312,047,091¨C¨C¨C¨C¨C31,043,664
¨C1,392,344204,824613,200¨C¨C¨C2,210,368¨C¨C2,743,1235,182,7865,898,304197,012¨C14,021,225¨C¨C13,944,652¨C¨C¨C¨C13,944,6521,158,219529,29526,255,07724,352,52390,063,77780,582,86870,051,167292,992,926
(i)212,289¨C27,251,7567,515,81220,025,622104,657,01766,348,670226,011,16618,361¨C786,6711,021,2604,925,0459,846,309144,12716,741,7738,501,958214,626101,80183,972306,394254,2821,556,56511,019,598
28,887,40014,183,35671,287,90438,769,553121,219,142195,537,488138,100,529607,985,372
¨C¨C231,6615,683,59912,319,828¨C¨C18,235,088¨C1,462,398¨C361,820418,113¨C¨C2,242,331¨C¨C1,152,8052,686,20215,825,8691,425,488¨C21,090,364¨C¨C36,880,567¨C¨C¨C¨C36,880,567¨C121,349,61926,507,96630,325,20875,831,293141,453,273¨C395,467,359¨C¨C9,125,35418,008,37348,142,3727,997,8155,995,87189,269,785580,34883,108526,439700,614761,4771,102,4071,106,2424,860,635
580,348122,895,12574,424,79257,765,816153,298,952151,978,9837,102,113568,046,129
28,307,052(108,711,769)(3,136,888)(18,996,263)(32,079,810)43,558,505130,998,41639,939,243
(i)(ii)
(b)
2024630
331155
¨C¨C1,869,2473,375,97019,488,818¨C¨C24,734,03524,448,454¨C10,703,8847,003,570435,5101,222,049¨C¨C19,365,01319,336,006¨C¨C1,187,7693,252,20016,017,1441,597,371¨C22,054,48421,676,002
¨C¨C3,76194816,165472,223¨C493,097445,218¨C¨C26,778,130¨C¨C¨C¨C26,778,13026,776,204¨C128,941,35518,419,48928,656,226112,151,130142,407,957¨C430,576,157421,810,646¨C¨C6,200,00013,090,00055,892,4009,569,6006,557,60091,309,60087,973,555¨C22,69410,59418,739105,344335,64987,171580,191529,653¨C6,8244,581,009164,745235,781347,256607,9845,943,5995,943,599
¨C139,674,75766,053,56948,994,338205,128,831154,730,0567,252,755621,834,306608,939,337
20231231
331155
¨C¨C232,0225,744,86712,459,403¨C¨C18,436,29218,235,088¨C1,462,398¨C365,386433,163¨C¨C2,260,9472,242,331¨C¨C1,153,8542,756,37716,144,0211,526,428¨C21,580,68021,090,364¨C¨C36,884,708¨C¨C¨C¨C36,884,70836,880,567¨C121,349,61927,254,65330,459,47578,726,999151,534,377¨C409,325,123395,467,359¨C¨C9,140,00018,132,00049,090,0009,569,6006,836,40092,768,00089,269,785¨C17,03527,98718,48289,958350,748111,467615,677555,03514,58266,07383,953274,40432,852318,611922,6951,713,1701,713,170
14,582122,895,12574,777,17757,750,991156,976,396163,299,7647,870,562583,584,597565,453,699
(c)
2024630
11331155
¨C¨C(5,092)(2,734)(53,744)(788)¨C(62,358)
¨C¨C37,8395,008,83014,929¨C¨C5,061,598¨C¨C(38,561)(5,076,450)(14,972)¨C¨C(5,129,983)
¨C¨C(722)(67,620)(43)¨C¨C(68,385)
20231231
11331155
¨C¨C(74)1,236269(230)¨C1,201
¨C¨C18,158236,9025,025,338¨C¨C5,280,398¨C¨C(18,151)(235,551)(5,060,830)¨C¨C(5,314,532)
¨C¨C71,351(35,492)¨C¨C(34,134)
(4)
(5)
202463020231231
2024
20231231
36,068,31433,328,054
5,820,3555,820,35510,687,09110,687,634
2,132,578947,211
2,718,1142,718,114
7,508,6027,483,824
6,695,9005,011,018505,674659,898(383,516)(923,175)
35,684,79832,404,879
6,463,2076,483,769
6,395,7836,395,783
67,42487,986
42,148,00538,888,648
10,706,09210,358,946
6,000,0006,000,000
4,571,2464,182,973134,846175,973
52,854,09749,247,594
393,309,965384,977,512
9.07%8.42%
10.72%10.10%
13.44%12.79%
(1)
(a)(b)(c)
(d)
(2)
2024630
(i)
¨C12,142,104¨C12,142,104¨C¨C6,468,8376,468,837¨C¨C410,756410,756¨C43,617,114¨C43,617,114¨C57,357¨C57,357
¨C107,171,891¨C107,171,891¨C¨C128,458128,458
¨C¨C24,243,82224,243,822¨C377,910¨C377,910
¨C163,366,37631,251,873194,618,249
¨C3,299,280¨C3,299,280
¨C445,218¨C445,218¨C93,2318,065101,296
¨C3,837,7298,0653,845,794
20231231
(i)
¨C7,130,029¨C7,130,029¨C¨C6,895,4456,895,445¨C¨C444,536444,536¨C43,799,513¨C43,799,513¨C149,377¨C149,377
¨C114,961,884¨C114,961,884¨C¨C23,25023,250
¨C¨C20,976,00920,976,009
¨C166,040,80328,339,240194,380,043
¨C959,180¨C959,180¨C69,3531,75471,107
¨C1,028,5331,7541,030,287
(i)
20246306
2024
2024
6,895,445¨C¨C(48,947)¨C¨C¨C(377,661)6,468,837444,536¨C¨C(33,780)¨C¨C¨C¨C410,756
23,250¨C¨C¨C105,208¨C¨C¨C128,458
20,976,009¨C¨C288,06716,35044,872,567¨C(41,909,171)24,243,822
28,339,240¨C¨C205,340121,55844,872,567¨C(42,286,832)31,251,873
1,754¨C¨C6,311¨C¨C¨C¨C8,065
1,754¨C¨C6,311¨C¨C¨C¨C8,065
2023
2023
2023
1231
7,787,802¨C¨C(404,175)¨C1,000,000¨C(1,488,182)6,895,445791,832¨C¨C308,126¨C76,820¨C(732,242)444,536
23,250¨C¨C¨C¨C¨C¨C¨C23,25022,694,130¨C¨C599,27329,44790,014,037¨C(92,360,878)20,976,009
31,297,014¨C¨C503,22429,44791,090,857¨C(94,581,302)28,339,240
1,071¨C¨C683¨C¨C¨C¨C1,754
1,071¨C¨C683¨C¨C¨C¨C1,754
(3)
202463062023(4)
(5)
(6)(i)
(ii)
(iii)
(iv)
(v)
2024630
53,519,70658,285,454¨C58,211,48273,972
53,519,70658,285,454¨C58,211,48273,972
16,224,16516,652,110¨C16,652,110¨C71,749,39071,846,439¨C71,846,439¨C
87,973,55588,498,549¨C88,498,549¨C
20231231
45,953,52848,852,365¨C48,767,50084,865
45,953,52848,852,365¨C48,767,50084,865
18,261,53718,537,559¨C18,537,559¨C71,008,24871,049,727¨C71,049,727¨C
89,269,78589,587,286¨C89,587,286¨C
(1)
2024
20231231
34,413,74030,246,04225,156,13423,106,48910,939,1179,269,141
8,953,20410,263,325780,0701,502,597524,5001,272,714438,285906,974
81,205,05076,567,282
35(1)
(2)
2024
20231231
20,984,38124,236,360
20246302023
1231
(3)
2024
20231231
81,58756,049
(4)
202463020231231
(5)
2024
20231231
3,906,7933,822,379
(6)
2024
20231231
50,532,17559,141,534
6,002,79010,072,938
56,534,96569,214,472
202463020231231202463020231231
(1)
202463020231231
2024630
43,617,114¨C¨C43,617,11443,617,114
6,468,837¨C989,6517,458,4887,458,488
410,756¨C2,497413,253413,253
34,3724,321,2363,368,6297,724,2377,724,237
50,531,0794,321,2364,360,77759,213,09259,213,092
20231231
43,799,513¨C¨C43,799,51343,799,513
6,895,445¨C1,811,0738,706,5188,706,518
444,536¨C116,904561,440561,440107,2274,789,048922,4115,818,6865,818,686
51,246,7214,789,0482,850,38858,886,15758,886,157
(2)
2024630
1.40202312311.90
20246302,085.20202312312,081.22
(3) 11
2024630693.4020236306
2024630611630
17.9320236306
(4)
(1)
(2)
202463062023
(3)
202463062023
0.850.88
202463062.132023123156.03
(1)
20247182022
403.70%1.48
20248182022
243.55%8,520
(1)
2024
20231231
108,843,09775,270,4023053,510,53647,606,972
203.40%158.11%
100%
(2)
2024
20231231
5.96%5.83%
4%
(3)
2024
2024
399,779,038381,028,230335,593,628327,682,027
119.13%116.28%
100%
2024630
8,598,3567,420136,0848,741,860(3,585,497)(451)(135,011)(3,720,959)
277,719¨C4,967282,686(5,263,126)¨C(3,831)(5,266,957)
27,4526,9692,20936,630
¨C¨C¨C¨C
20231231
8,299,5007,54243,6118,350,653(3,380,942)(601)(42,512)(3,424,055)
251,396¨C3,876255,272(5,177,622)¨C(703)(5,178,325)
(7,668)6,9414,2723,545
¨C¨C¨C¨C
10%
2024630
211,0294,901,8953,166,3158,279,239
¨C4,418,0369,8384,427,874¨C387,220¨C387,220¨C42,464¨C42,464
211,0295,331,5793,166,3158,708,923
20231231
163,6494,921,4722,662,8337,747,954
¨C4,490,416¨C4,490,416¨C378,902¨C378,902¨C14,909¨C14,909
163,6495,315,2832,662,8338,141,765
2024
20231231
366504,541351,8646111,087,231574,24511,635,6921,697,133
3,227,4642,623,242
3660.16%0.12%6110.33%0.19%
10.51%0.57%
1.00% 0.88%