Annual Report2023
目 录
备查文件目录
南京银行股份有限公司
1.2.3.4.
第一节?重要提示及释义
二零二三年度报告
1.
2. 202442612
3. 2023
4.5.
2023123110,343,733,474105.367
55.5130.00%
31.91%
6.7.8.9.10.
第一节?重要提示及释义
各位股东：
2023
2019-2023
董事长致辞
二零二三年度报告
MPA
ESG
董事长致辞
南京银行股份有限公司
2024
董事长致辞
二零二三年度报告
各位股东：
2019-2023
2023
2.29
11.11%;1.10
16.19%;1.37
10.61%
451.60
185.02
0.90%360.58%
行长致辞
南京银行股份有限公司
1,5002,700
33.14%28.01%28.21%24.34%
18.09%
APP7.031.58%
202475
二零二三年度报告
行长致辞
第二节?公司简介
南京银行股份有限公司
BANK OF NANJING CO., LTD.NJBK
199626532199842450201211192882023101788
210019913201002496827567B0140H232010001http://www.njcb.com.cnboardoffice@njcb.com.cn95302
0258677506702586775054boardoffice@njcb.com.cn
二零二三年度报告
第二节?公司简介
https://www.cnstock.comhttps://www.cs.com.cnhttp://www.stcn.comhttp://www.zqrb.cnhttp://www.sse.com.cn
A601009
360019360024113050
AAA
第二节?公司简介
1. 202310009110
2. Brand Finance 2024500113
3. 202310021
4.
5. 20232023ESG
6. 2023
7. ··
·
8. 20232023
9. App2023
10. 2023
11. 2023·e
20232023
12. 13
20232023
2023
13. 202360
ESG2023ESG
14. 2023
15. 2023
16. 2023
CFETSX-RepoiDeal2023
17. 2023
2023·202318.2023
主要会计数据
和财务指标
?
第三节?主要会计数据和财务指标
南京银行股份有限公司
20232022(%)2021
45,159,51144,606,4401.2440,925,18521,849,72121,790,8560.2719,187,116
21,874,03321,739,1090.6219,184,45718,502,08418,408,0390.5115,856,757
17,925,43718,088,015-0.9015,724,158
37,058,93997,820,568-62.12120,648,546
1.68
1.76-4.551.54
1.47
1.54-4.551.42
1.63
1.73-5.781.53
3.58
9.59-62.6712.06
13.50
12.2210.4711.14
20232022(%)2021
2,288,275,9162,059,483,73911.111,748,946,7472,115,681,8511,901,784,90411.251,626,381,955
10,343,73310,343,7180.0010,007,089
169,561,292156,256,1928.51121,359,785
139,661,292126,356,19210.53111,459,7851,369,407,7721,238,031,64010.611,071,704,2671,099,073,306945,912,68016.19790,321,92238,280,52424,698,73154.9933,753,06435,586,28933,825,5855.2128,741,359
1. 2023519202220222023615202210,343,732,928
0.53395,522,519,010.262023621
2010 2. 20239202312212.0352.3814 3. 20231020223.32%
6.64
4. 20182018 36
5. 20211221
二零二三年度报告
第三节?主要会计数据和财务指标
202320222021
-24,31251,7472,65920,06028,41023,558204,133119,14657,472-7,0251,8536,378-769,503-521,180-222,666
-576,647-320,024-132,5992023
1-3
4-6
7-9
10-12
12,953,21511,350,72211,388,2209,467,354
5,426,8115,258,0464,599,4223,217,805
5,225,5535,152,4794,427,7843,119,62164,661,421-4,124,792-22,759,929-717,761
202320222021
2,288,275,9162,059,483,7391,748,946,7471,099,073,306945,912,680790,321,922815,098,888674,743,076552,040,389283,974,418271,169,604238,281,53335,586,28933,825,58528,741,3592,115,681,8511,901,784,9041,626,381,9551,369,407,7721,238,031,6401,071,704,267
273,476,437258,722,505263,148,182669,135,811655,476,375566,500,131
43,415,83748,267,14838,374,152
383,213,192275,058,562202,046,986
166,495507,0501,634,816
38,280,52424,698,73133,753,064
第三节?主要会计数据和财务指标
(%)
202320222021
0.850.91
0.970.970.970.95
13.1214.12
15.1214.9914.8514.59
1.73–
1.93–2.02–
2.04–
2.19–2.25–
13.53–
14.31–13.54–
11.40–
12.04–11.07–
9.39–
9.73–10.16–
0.900.90
0.900.910.910.91
360.58378.89
397.20397.27397.34394.55
3.233.40
3.573.603.633.61
30.4730.11
29.7529.4929.2228.84
82.5080.50
78.4976.8475.1974.07
30.2427.15
24.0528.1632.2732.15
80.3078.37
76.4475.1173.7772.55
95.0795.48
95.8877.6359.3855.35
116.6984.08
51.4645.1738.8873.40
95.4395.02
94.6176.7458.8655.42
2.802.40
2.002.583.152.47
1.871.49
1.101.201.291.32
95.6996.18
96.6796.9197.1496.47
1.371.47
1.561.842.122.38
8.919.72
10.5212.0913.6614.48
1. =
2. =3.
二零二三年度报告
第三节?主要会计数据和财务指标
(%)20232022
2021
13.12
15.122.0014.85
12.72
14.872.1514.73
0.85
0.970.120.97
1.73
1.930.202.02
2.04
2.190.152.25
56.36
60.464.1066.23
43.64
39.544.1033.77
8.04
11.983.9414.17
13.53
14.310.7813.54
11.40
12.040.6411.07
0.90
0.90–0.91
360.58
397.2036.62397.34
3.23
3.570.343.63
30.47
29.750.7229.22
95.69
96.670.9897.14
1. ==/2 2. = 3. =4.
(%)
2,288,275,91611.112,115,681,85111.25172,594,0659.45
21,849,7210.2718,630,4820.47-4,370,921-122.82
管理层讨论
与分析
?
第四节?管理层讨论与分析
二零二三年度报告
2023
2023
20232019-20232019-2023
123456
6IT
第四节?管理层讨论与分析
2023
2019-2023
2.0
202316,0003398.94%31.93%37.69%
ESGESG
二零二三年度报告
第四节?管理层讨论与分析
2023
202322,882.762,287.9211.11%10,990.731,531.6116.19%21,156.822,138.9711.25%13,694.081,313.7610.61%
2023451.605.531.24%
197.0820.7211.75%43.64%4.10
185.020.940.51%
20230.90%360.58%(ROE)13.12%(ROA)0.85%1.73%2.04%2023
9.39%11.40%13.53%
451.605.531.24%254.52
15.195.63%197.0820.72
11.75%233.104.942.17%185.02
0.940.51%
20232022(%)
45,159,51144,606,4401.2425,451,53426,970,472-5.6319,707,97717,635,96811.75
-23,309,790-22,815,5842.17-620,346-557,51011.27-13,761,761-13,271,0963.70-8,769,764-8,842,134-0.82
-4,3971,044-153,522-145,8885.23
21,849,72121,790,8560.2724,312-51,74721,874,03321,739,1090.62-3,243,551-3,195,1531.5118,630,48218,543,9560.47128,398135,917-5.5318,502,08418,408,0390.51
第四节?管理层讨论与分析
1.
451.60254.5256.36%
4.10197.0843.64%4.10
(1)
20232022
(%)
20%
(%)(%)
53,661,83056.4246,893,87653.8514.43649,5440.68426,1240.4952.431,591,0101.671,507,1521.735.56
239,3850.25199,4080.2320.0518,606,69119.5619,918,58822.87-6.5914,442,04415.1813,298,87015.278.604,294,6264.525,855,1256.72-26.65
16,079,19116.9012,291,92714.1130.81(2)
(%)
(%)
42,469,908 94.04 21,217,004 97.10
2,689,603 5.96 632,717 2.90
45,159,511 100.00 21,849,721 100.00
(3)
222.270.830.37%
49.22%0.42124.7214.30
12.95%27.62%2.87102.82
10.719.44%22.77%2.68
20232022(%)
22,226,74511,849,95722,144,2069,502,9730.3724.70
12,471,5342,848,85311,041,7623,300,34512.95-13.6810,281,5467,173,80611,352,9109,084,687-9.44-21.03179,6861,41767,562-148,896165.96100.95
45,159,51121,874,03344,606,44021,739,1091.240.62
二零二三年度报告
第四节?管理层讨论与分析
2.
254.5215.195.63%
(1)
747.488.42%536.62
14.43%324.7015.45%190.35
10.17%144.428.60%
20232022
(%)(%)(%)
53,661,83071.7946,893,87668.0214.4332,470,40843.4428,126,24240.8015.45
19,034,56025.4617,277,56625.0610.171,534,5862.051,215,5941.7626.24622,2760.83274,4740.40126.72
239,3850.32199,4080.2920.051,591,0102.131,507,1522.195.56
649,5440.87426,1240.6252.431,430,9561.91958,5521.3949.2814,442,04419.3213,298,87019.298.602,733,6913.665,661,1668.21-51.71
74,748,460100.0068,945,148100.008.42(2)
492.9717.44%330.33
16.58%59.0017.06%
20232022
(%)(%)(%)
3,969,1748.052,142,3925.1085.273,705,4027.523,026,8917.2122.42
1,724,0983.50558,9901.33208.4333,032,96967.0128,335,30667.5116.58921,1551.87755,5351.8021.925,899,85211.977,113,33216.95-17.0644,2760.0942,2300.104.84
49,296,926100.0041,974,676100.0017.44
第四节?管理层讨论与分析
3.
2023(%)
1,773,351,3174.221,058,394,0185.07782,364,0424.43276,029,9766.90111,857,6971.4223,291,0781.03492,236,9643.4968,666,0432.0818,905,5173.44
1,984,005,8862.491,354,086,5162.45
282,062,4590.99680,195,3722.79
46,507,0970.24345,321,5883.27
42,445,7954.06207,943,1392.84177,781,0072.16144,996,8002.56
55,549,5981.661,203,0313.68
4.
197.0820.7211.75%
148.1435.07%
20232022
(%)(%)(%)
3,628,78618.415,344,04130.30-32.104,294,62621.795,855,12533.20-26.65
-665,840-3.38-511,084-2.9030.28
14,814,41275.1710,967,66862.1935.071,717,5658.722,695,69115.29-36.28-1,537,162-7.80-2,113,722-11.99307,8481.56222,9631.2638.07769,5033.90521,1802.9647.657,0250.04-1,853-0.01479.11
19,707,977100.0017,635,968100.0011.75
二零二三年度报告
第四节?管理层讨论与分析(1)
42.9526.65%11.00
27.93%5.8011.58%20.86
34.12%
20232022
(%)(%)(%)
1,100,03325.611,526,44126.07-27.93190,6284.44197,9203.38-3.682,085,60848.563,165,88954.07-34.12580,22713.51656,20511.21-11.58290,2266.76277,4854.744.59
47,9041.1231,1850.5353.614,294,626100.005,855,125100.00-26.65-665,840–-511,084–30.28
3,628,786–5,344,041–-32.10(2)
20232022
(%)(%)(%)
11,901,83180.348,417,95576.7541.391,487,65710.041,384,09312.627.48833,9275.63739,5546.7412.76
590,9973.99426,0663.8838.71
14,814,412100.0010,967,668100.0035.07
(3)
20232022
(%)(%)(%)
1,745,739101.642,726,274101.13-35.97-56,329-3.28-10,859-0.4028,1551.64-19,724-0.73242.74
1,717,565100.002,695,691100.00-36.28
第四节?管理层讨论与分析
5.
20232022
(%)(%)
9,170,63766.649,226,29069.523,178,12023.092,835,95721.37724,1515.26611,6324.61403,4222.93364,0242.74
72,3160.5361,0270.46213,1151.55172,1661.30
13,761,761100.0013,271,096100.006.
87.7083.39
20232022
(%)(%)
8,338,94095.099,718,459109.91
52,2080.60181,4952.05427,9814.88-1,045,232-11.82265,0083.0248,5960.55-477,601-5.45-427,582-4.8422,5090.265,4340.06-1080.00319,7673.62-687-0.0110,0330.11
141,5141.6131,1640.35
8,769,764100.008,842,134100.00
7.
20232022(%)(%)
2,965,28391.422,962,26792.71
278,2688.58232,8867.29
3,243,551100.003,195,153100.00
二零二三年度报告
第四节?管理层讨论与分析
1.
22,882.762,287.9211.11%10,669.321,520.2116.62%
2023123120221231
(%)(%)(%)
115,302,7875.04114,473,9435.560.7221,929,7050.9623,698,8971.15-7.4725,777,2771.1313,788,1910.6786.956,826,7810.306,985,8430.34-2.28
47,492,1792.0852,627,6972.56-9.761,066,932,11446.63914,911,17244.4216.62
443,007,91219.36402,350,74119.5410.10331,224,28814.47341,734,84516.59-3.08195,720,4348.55155,977,7307.5725.482,133,2030.091,801,8960.0918.39
8,049,1150.357,513,9960.367.121,189,8870.0511,4490.0010,292.937,949,1100.357,213,8960.3510.19
2,629,4180.112,156,4690.1021.931,312,9790.061,257,8170.064.391,132,7500.05611,4700.0385.25210,0500.01210,0500.010.00
5,873,5030.266,623,6900.32-11.33
3,582,4240.165,533,9470.27-35.262,288,275,916100.002,059,483,739100.0011.11
(1)
8,150.991,403.5620.80%
2,839.74128.054.72%
第四节?管理层讨论与分析
2023123120221231
(%)(%)
815,098,88874.16674,743,07671.33
726,464,88166.10603,069,39263.7658,943,1835.3649,212,4845.2029,690,8242.7022,461,2002.37283,974,41825.84271,169,60428.67
7,194,2520.6511,165,2791.1875,034,3746.8381,421,9168.61
173,678,20815.80149,142,67015.77
28,067,5842.5529,439,7393.11
1,099,073,306100.00945,912,680100.00
(2)
0.970.430.17
2023123120221231
(%)(%)
298,211,52927.13247,425,28326.16
125,116,20511.38103,625,92010.95114,292,06610.4096,745,67510.23
102,713,8909.3572,152,2327.63
48,503,0224.4149,299,6735.2119,074,6151.7416,885,3651.7918,183,6121.6512,287,8771.30
17,772,5271.6215,947,3371.68
15,824,3441.4411,850,4601.25
14,211,6601.2912,583,3921.33
773,903,47070.41638,803,21467.53(3)
9,453.9386.02%0.067,918.931,186.74
2023123120221231(%)(%)
945,392,53586.02814,217,23486.08
307,179,98527.95272,693,16228.83108,168,0689.8590,020,1519.5145,512,7034.1341,675,2954.41
1,099,073,306100.00945,912,680100.00
二零二三年度报告
第四节?管理层讨论与分析(4)
2023123120221231(%)(%)
280,384,70025.51201,087,18521.26
593,320,28153.99489,867,09951.79166,206,83115.12176,608,17118.67
59,161,4945.3878,350,2258.28
1,099,073,306100.00945,912,680100.00(5)
179.851.64%
8.91%
(%)(%)
A2,762,1400.251.37B2,065,0000.191.02C1,839,8000.170.91D1,812,9180.160.90E1,800,0000.160.89F1,628,4170.150.81G1,553,3900.140.77H1,544,4000.140.77I1,500,0000.140.74J1,479,0000.130.73
17,985,0651.648.91
(6)
2023123120221231
44,852,583587,770-596,97430,226,586580,692-354,566319,667,2262,079,412-1,954,923388,628,5741,993,359-2,276,728287,053,724890,837-876,570281,878,1141,059,866-1,045,1601,107,665,1903,266,847-3,261,2651,288,627,9503,351,926-3,327,13030,000–-42–––
4,447,8441,915-38,988–––
1,763,716,5676,826,781-6,728,7621,989,361,2246,985,843-7,003,584
第四节?管理层讨论与分析
(7)
2023123120221231
(%)(%)
46,788,96797.2648,765,88491.62600,4711.253,737,7787.02
720,0001.50720,0001.35
48,109,438100.0053,223,662100.00(8)
2,780,567289,246
(9)
2023123120221231
(%)(%)
972,085,83799.06901,865,21299.17443,007,91245.14402,350,74144.24331,224,28833.75341,734,84537.58195,720,43419.94155,977,73017.152,133,2030.221,801,8960.20
8,049,1150.827,513,9960.831,189,8870.1211,4490.00
981,324,839100.00909,390,657100.00(10)
2023123120221231
743,289106,6882,166,200104,401
8,4996,63134,3356,631
751,788113,3192,200,535111,032
二零二三年度报告
第四节?管理层讨论与分析
(11)
299,145,538167,624,870
91,213,133
(%)
117155,530,0002027-08-244.24–221034,900,0002026-03-033.30–317103,440,0002027-04-104.04–418063,269,6612025-04-024.73–518013,110,0002025-01-124.98–623082,620,0002028-05-252.52–716032,530,0002026-02-223.33–818062,440,0002028-05-114.65–921052,200,0002026-05-143.22–1022032,139,9992027-02-242.65–
32,179,660
(12)
18812,745732,799,4792288833,669367,666,6193801140562,317,221493319891169,026,592
1-1131-1151-117
1868096,765,720610116683133,513,3677331561487,159,39784321572579,999,1149456949047,148,725102016808114,352,30411166-61242956,550,7701253-11248450,685,03513201137740,107,45314151734037,023,53015104631830,304,476168081646538,437,617172461140739,834,0521812630229,638,127
28414,8322,213,329,598 CFC
第四节?管理层讨论与分析
2.21,156.822,138.9711.25%13,963.661,352.3310.72%
2023123120221231
(%)(%)(%)
153,317,5007.25129,736,7926.8218.18164,808,6157.79178,751,5969.40-7.8038,885,8171.8424,847,7511.3156.50
424,4820.02262,4870.0161.726,728,7620.327,003,5840.37-3.92
66,542,4273.1550,039,0512.6332.981,396,365,86966.001,261,132,42366.3110.727,852,4990.377,362,7640.396.652,263,5480.112,342,2800.12-3.36
258,373,07812.21230,766,40612.1311.961,256,4100.061,205,3490.064.24776,2280.041,248,7310.07-37.8418,086,6160.857,085,6900.37155.26
2,115,681,851100.001,901,784,904100.0011.25
(1)
13,694.081,313.7610.61%9,426.12284.133.11%4,266.291,033.0331.95%31.15%5.03
二零二三年度报告
第四节?管理层讨论与分析
2023123120221231(%)(%)
266,433,70019.46249,758,58920.1743,415,8373.1748,267,1483.90638,305,34646.61620,733,40550.14
383,213,19227.98275,058,56222.22
37,873,2022.7743,706,8863.53166,4950.01507,0500.04
1,369,407,772100.001,238,031,640100.00(2)
2023123120221231(%)(%)
22,393,07813.7012,656,8797.12141,058,21286.30165,022,29992.88
163,451,290100.00177,679,178100.00(3)
2023123120221231(%)(%)
63,883,53896.0347,615,94995.192,642,7423.972,407,5434.81
66,526,280100.0050,023,492100.003.
2023123120221231
(%)
10,343,73310,343,7180.00
31,571,97231,571,9870.00
26,409,23126,455,733-0.18
648,358-829,319178.18
11,857,21710,128,12917.0722,143,53520,070,17810.3366,587,24658,515,76613.79169,561,292156,256,1928.513,032,7731,442,643110.22
第四节?管理层讨论与分析
370.59607.62
575.77413.99
160.8435.56
20232022
(%)
37,058,93997,820,568-62.12-57,577,174-98,976,22941.83
16,084,02219,640,313-18.11
30%
(%)
25,777,27786.95
1,189,88710,292.931,132,75085.253,582,424-35.2638,885,81756.50424,48261.7266,542,42732.98776,228-37.8418,086,616155.26648,358178.183,032,773110.22665,84030.2814,814,41235.071,717,565-36.28307,84838.07769,50347.65
20230.90%
355.86360.58%1.31%
0.11.17%0.33
1.
2023123120221231
(%)(%)
1,077,395,30097.93930,731,96598.2612,842,1901.177,919,2420.842,818,8450.263,813,2690.402,178,0830.201,384,6940.154,872,2500.443,318,0570.351,100,106,668100.00947,167,227100.00
二零二三年度报告
第四节?管理层讨论与分析2.
%
202312312022123120211231
1.39
0.781.28
33.08
54.1150.92
81.70
58.4633.17
85.98
75.4572.48
3.
58.5737.970.53%
0.31143.8329.341.31%
0.10
202312312022123120221231(%)(%)(%)
5,856,7830.532,059,7370.223,797,0460.3114,382,5041.3111,448,3531.212,934,1510.10
4,501,4910.412,319,0280.242,182,4630.17–
5,587,7590.513,576,7440.382,011,0150.13–
8,794,7450.807,871,6090.83923,136-0.03–
4.
0.70%0.12
(%)
14,149,188.29911,266.776.4417,195,076.54983,406.525.72
1,851,129.8354,850.002.96112,532,034.971,713,972.631.521,656,979.4819,499.021.182,263,509.7626,148.161.16121,002,775.601,005,430.520.83
999,827.297,192.290.72
3,857,352.3623,646.310.6148,443,297.14294,900.640.6115,772,545.6273,176.030.46297,385,956.75460,999.670.1618,472,203.9221,114.710.1110,965,746.5211,332.330.1019,112,977.10695.720.00102,606,951.993,479.030.00
1,900.000.000.0018,115,324.100.000.00
246,000.000.000.00
806,630,777.265,611,110.350.70
第四节?管理层讨论与分析
5.
1.50%0.41
6.
(%)
0.90
0.70
1.41
0.45
0.89
7.
202393.5210.380.89%
2023
8.
20231253.619.2023
485.030.61%730.70
0.43%
二零二三年度报告
第四节?管理层讨论与分析10.
2023
616.6726.684.52%
11.
33,825,5858,391,148-7,862,546
1,262,609-36,797
6,29035,586,289
12.
1.
202320222021
201,755,645185,435,847148,438,331140,008,853126,100,931111,423,425
29,998,05729,916,1429,901,977
31,748,73529,418,77427,112,929
1,490,971,5871,295,996,2171,096,459,155(%)
13.53
14.3113.54
(%)
11.40
12.0411.07
(%)
9.39
9.7310.16
第四节?管理层讨论与分析
1 201,755,645188,627,368
1.1 140,841,914135,517,567
1.2 833,0617,617,631
1.3 140,008,853127,899,936
1.4 29,998,05729,847,624
1.5 00
1.6 170,006,910157,747,560
1.7 31,985,19931,116,272
1.8 236,464236,4642 1,392,282,9341,346,270,0053 18,315,52218,315,5224 80,373,13174,633,5355 1,490,971,5871,439,219,0626 (%)9.398.897 (%)11.4010.968 (%)13.5313.11 (http://www.njcb.com.cn)2.
2023123120221231
(%)
6.306.04
6.195.97
170,006,910157,747,560156,017,073148,124,0712,700,020,9172,611,648,6772,520,799,4492,482,358,105
(http://www.njcb.com.cn)3.
225,130,229220,651,786101,587,37999,317,126(%)221.61222.174.
1,270,903,5841,246,949,8591,150,162,3271,107,215,240(%)110.50112.62
20232023
202313,694.0810.61%221.61%
110.50%2.04%15BP
2.49%10BP
二零二三年度报告
第四节?管理层讨论与分析
562,631,022479,439,47862,161,86581,507,408335,939,733252,264,11647,506,57050,924,313
63,987,22446,543,54453,035,63048,200,097
248,417,346204,459,484506,339435,695
1,763,716,5671,989,361,224
1.
102.61
21.567.45
2.52
2.3.4.5.
(%)
66.92
45.23
(%)
20.75
21.18
1.
2023122.
第四节?管理层讨论与分析
(1)
2020
2047.9943.19
5.26100%
(2)
2013
1744.6534.05
1.6180%
(3)20152022
50334.5250.871.11
66.92%
(4)
2008
2018202113001.30
72.545.540.5760%
(5)2009
2015201719·2023
4.9045.23%(6)2006
56.353,284.62241.43
15.0920%
二零二三年度报告
第四节?管理层讨论与分析
(7)
2009
2018A
42.4520.75%
(8)
2009
3.72117.74
7.120.4221.18%
6.
174,174,346131,229,710136,953,240442,357,296
588,31762,299–650,616
–195,720,434–195,720,434899,764–1,233,4392,133,203
–6,826,781–6,826,781
–68,577,823–68,577,823175,662,427402,417,047138,186,679716,266,153
–-424,482–-424,482
–-6,728,762–-6,728,762
–-7,153,244–-7,153,244
–638,469–638,469
第四节?管理层讨论与分析
2023
20239,426.12284.13
3.11%8,150.991,403.5620.80%
33.14%28.01%28.21%
24.34%
1.
++e
132,873
3.0
3,023.7942,4081,159.89253.80
28.01%14.5339,5809,750
3.86%20220.39
2.
4,9521,04826.84%91+13171,23018,7038.23%
二零二三年度报告
第四节?管理层讨论与分析
3.
e
847.4028.21%20231,770.1333.14%
2,008.1124.34%4.1,300
2,700
e
3.0e
111,529
41.80%
1,106
第四节?管理层讨论与分析
5.
2,770608.06ABN/ABCP/CB
6.
FTN
302.28
202311,748N CardN Card125App7.0App20%
31.58%
275.33
1.
7,333.081,123.6018.09%(1)
23.48%
+4,266.291,033.0331.95%
31.15%5.034,198.69
2,606.2521.19
10.5110.6823.121.20
13.5978.0112.9519.90%
二零二三年度报告
第四节?管理层讨论与分析
(2)
1+N
+178105.11632
212.32
+6001620
11,7489668.96%AUM1,129.08138.6914.00%
2.
2,839.74
128.054.72%
(1)
330.9649.03
2023
315.31
275.33
2023+
887.41
N CardN Card
71.94231.90
33.70N Card127.76
第四节?管理层讨论与分析
(2)
747.54
(3)+
46.02%++
3.(1)
4.0
(2)App
7.0App591.16
21.39%31.58%
55.1694.84%2022(3)
2.0
2023
二零二三年度报告
第四节?管理层讨论与分析
1.
2023
2.
3."1,2008,000
2.95
1,300
4.
+
1+N
3,739
20232023
第四节?管理层讨论与分析
1.
202320e14
202355120
81.0
2. IT
ITe(EAST)
N
DevOps4,00080%85%IT
二零二三年度报告
第四节?管理层讨论与分析3.
RPAOCReRPA16713477OCR3,700
4.0
7.0
e
e3.0
第四节?管理层讨论与分析
4A
OCR
RPA
二零二三年度报告
第四节?管理层讨论与分析
合规风险、操作风险
董事会
业务部门内设风险合规管理部门分行及子公司管理层分行及子公司风险管理部门
董事会层面
总行层面
分行及子公司层面
注：除上述风险外的其他风险也均纳入我行全面风险管理框架。
风险管理委员会
风险管理委员会内控合规委员会分管副行长
风险管理部授信审批部资产保全部法律合规部信息技术部资产负债管理部董事会办公室 流动性风险、银行账簿利率风险
信息科技风险
办公室声誉风险战略风险
资产负债管理委员会资产保全委员会行长
法律风险信用风险市场风险、国别风险
第四节?管理层讨论与分析
1.(1)
(2)
(3)
(4)
(5)
(6)
2.(1)(2)(3)
(4)
二零二三年度报告
第四节?管理层讨论与分析
(5)
3.
(1)
(2)(3)
(4)
4.(1)(2)(3)
(4)
(5)
第四节?管理层讨论与分析
5.(1)
(2)
(3)
(4)
(5)
6.(1)
(2)
(3)
(4)
二零二三年度报告
第四节?管理层讨论与分析
7.(1)
(2)(3)
(4)
8.(1)(2)
(3)
(4)(5)
第四节?管理层讨论与分析
2024
2024-2028
2024
公司治理
?
第五节?公司治理
南京银行股份有限公司
2023
·102
202320222023
2023
2023
2023
·
第五节?公司治理
二零二三年度报告
2023
发展战略委员会董事会风险管理委员会提名及薪酬委员会关联交易控制委员会审计委员会消费者权益保护委员会
监事会
监事会办公室经营管理层
预算管理委员会、资产负债管理委员会等董事会办公室
风险管理板块风险管理部法律合规部授信审批部资产保全部安全管理部
运营保障板块运营管理部运营总中心数字银行管理部
行政事务部科教创新园服务中心
零售金融板块零售金融部零售基础客户部网络金融部消费金融中心私人银行部
公司金融板块公司金融部小企业金融部投资银行部交易银行部自贸区业务管理中心
鑫元基金管理有限公司（80%）上海鑫沅股权投资管理有限公司（100%）鑫沅资产管理有限公司（100%）宜兴阳羡村镇银行股份有限公司（60%）
昆山鹿城村镇银行股份有限公司（45.23%）
日照银行股份有限公司（20%）
南银理财有限责任公司（100%）
江苏金融租赁股份有限公司（20.75%）芜湖津盛农村商业银行股份有限公司（21.18%）南银法巴消费金融有限公司（66.92%）
监督委员会提名委员会
金融市场板块金融同业部资产管理业务中心资金运营中心资产托管部
信息技术部
南京银行股东大会
消费者权益保护部
202418ESG
第五节?公司治理
南京银行股份有限公司
5%
2023519202288401606,930,003,466
66.9971%20222023202220232023
20232025202220222022202220235202022
www.sse.com.cn
1.
202312212024182024
11254
第五节?公司治理
二零二三年度报告
2.
3.
202343
1. 2023
2.
20232023428
1. 20222023
2. 2022
3. 2022
4. 2022
5. 2022
6. 2022
7. 2023
8. 2023
9. 2023
10. 2023
11. 20232025
12.
13.
14.
15.
16.
17. 2022
18. 2022
第五节?公司治理
南京银行股份有限公司
1. 2022(ICAAP)
2. 20222023
3. 20222023
4. 2022
5. 2022
6. 20222023
7. 2022
8. 2022
9. 2022
10. 2023
11. 2023
12. 2023
1. 2022
2. 2022
3. 2022
4. 2022
5. 2022
6. 2022
7. 2022
8. 2022
9.
10. 2022
11. 2022
12. 2022
13. 20222023
14. 2022
15. 2022
16. 2022
17. 20222023
18. 2022
19. 2022
20.21.22.23.
24. 2022
25. 2023
26.
第五节?公司治理
二零二三年度报告
20238181. 2
2.2023830
1. 2023
2.
3. 2023
4. 2023
5.
1.
2. 2023
1. 2023
2. 2023
3. 2023
4. 2023
5. 2023
6. 2023
7. 2023
8. 2023
9. 2023
10.
11.
12.
13. 2022
14. 2022
15.20231030
1. 2023
2.
3. 1
4.
5.
6.
7.
8.
第五节?公司治理
南京银行股份有限公司
9.10.
1. 2022-2023
2. 2023
3. 2023
4. 2023
5.6.7.20231221
1.2.3.4.5.6.7.8.
9. <>
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11. 2024
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3.
第五节?公司治理
二零二三年度报告
1. 2023
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第五节?公司治理
南京银行股份有限公司
20231020222022
20232022
2023529
20222023
ESG
202418ESG
第五节?公司治理
二零二三年度报告
20232511563342638429515
20233312023428202381720238302023103020231221
2023202220232022
20222022202220222023
2023-20252022202220222022202320222202320232023
2023202312022-2023
202342520238242023102720231218
202220222022
2022ICAAP2022202320222023
2022202220222022
20222022
2023202320232023
202320232023
第五节?公司治理
南京银行股份有限公司
2023228202342520231026
20232022
20232022
20233102023426202382420231027
2022202220222022
202220232022202320232023
2022202220232022
20222022ESG2022202320222022
20232023112202342820238172023102620231221
2019202120222022
20222022202320222023
2023428
2023102620231218
2023
2022
2023
第五节?公司治理
二零二三年度报告
1.
2.
3.
4.
2024
第五节?公司治理
南京银行股份有限公司
202363314202320221720236202348202342022202232
202292023
202312212024182024
第五节?公司治理
二零二三年度报告
2023
202320232023
2023
2023
2023
2023
2023
2023
第五节?公司治理
南京银行股份有限公司
1.
47–000
2024255–556,341556,3417220241202415920241000552024100041000612024100056000592024100226320241113,000113,00022452024100226700058–30,00030,00063.602024152202419,6009,60019.80522024110,60010,60019.8051202415,0005,00019.80492024100051202410005620241000512024148,20059,500201.42452024155,93655,936206.4655–203,800203,800223.45
2024147–39,20039,20057.60
20243502024100192.37572024151,60051,600231.635320241339,881339,881223.65
20241582024151,60051,600223.455220241418,080418,080207.775720241390,132390,132206.98582024150,00050,000212.211. 2. 20231221
20241820243.
72223.45223.454.
5. 20233232023324
11,300
59,500
www.sse.com.cn
第五节?公司治理
二零二三年度报告
2019-2021
201920202021
54.1949.52–
50.1560.1355.64
33.3359.68
54.1949.52–
74.51–
12.47–
25.91–
11.96–
22.27–
18.68–
57.67–
59.6369.8764.69
49.4064.69
50.25122.2883.11
50.2549.52–
50.2549.52–2.
552023847–
20242
472024360–
2020920241522020920241592020920241552020122023559202092023851202415620241592020920241592020920241
第五节?公司治理
南京银行股份有限公司
1. 20235202220238
202319
2. 202412024
20242202437
3. 20241
20243202473
4. 20235
5. 20238
6. 202312
7. 202412024
www.sse.com.cn
第五节?公司治理
二零二三年度报告
3.
1976
1968
(Paul Yang) 1964
(Paul Yang)
第五节?公司治理
南京银行股份有限公司
1968
1982
1962
1967
第五节?公司治理
二零二三年度报告
1964
1960
1978
1956
第五节?公司治理
南京银行股份有限公司
1965
1971
1971
1972
第五节?公司治理
二零二三年度报告
1974
1972
1967
1972
1978
第五节?公司治理
南京银行股份有限公司
1968
1976
(Miro Kolesar) 1973PPF
1966
Miro Kolesar
第五节?公司治理
二零二三年度报告
1970
ESG
1965
1971
1966
1965
第五节?公司治理
南京银行股份有限公司
4.
(1)
0.82%
(2)
第五节?公司治理
二零二三年度报告
5.
(1)
(2)
6.
7.
14,832
1,51016,342
(%)
3,65322.3511,36369.531,3268.12
16,342100.00
(%)
5,05430.9310,84266.344462.73
16,342100.00
第五节?公司治理
南京银行股份有限公司
专业构成
管理人员业务人员技术人员
教育程度
博硕士研究生学历大学本科学历其他
66.34%
8.12%
69.53%
2.73%
30.93%
22.35%
3398.94%31.93%
37.69%
1.
2.
第五节?公司治理
二零二三年度报告
1.
2023
·
20231,02351167%2.
Y20233,0002,000
3. 2023
1919,00037,000
94.80%276.15
AI721+
第五节?公司治理
南京银行股份有限公司
560,5603,299.71
123330%
第五节?公司治理
二零二三年度报告
2023
2023177.3410%17.73
18.884.4220236.64
2023129.67
616.66
2023185.022023123110,343,733,474105.367
55.5130.00%
31.91%
(%)
(%)
20235.36755.51173.9630.0031.9120225.33955.225179.6630.0030.7420214.616247.573154.2430.0030.84
2023267710
第五节?公司治理
南京银行股份有限公司
www.sse.com.cn
www.sse.com.cn
2023www.sse.com.cn
2023
2023www.sse.com.cn
20231231www.sse.com.cn
第五节?公司治理
二零二三年度报告
e1,000e4533240
2013
2017202020235
[2020]69
环境与社会责任
?
第六节?环境与社会责任
二零二三年度报告
20232,9771,268.981,770.13440.5733.14%20236020232023ESGESG
2023
·
14.26
+
62240
ESG
第六节?环境与社会责任
2,008.11393.1024.34%
207.4664.8445.46%
63.1282.72
21193
13.19
e
11.24
1.51
2023
14.49
二零二三年度报告
第六节?环境与社会责任
7501,7202,70010
3,0006030+
20152903,400
·20055
520AED
70AED
2023
·2023
·Citywalk201075·20232023
第六节?环境与社会责任
www.sse.com.cn
2023
202312
2023
20239,7347,401
76.03%
20232023
2023
99.99%52
20233·152,000200
·
2,00066
二零二三年度报告
第六节?环境与社会责任
2023
重要事项
?
第七节?重要事项
二零二三年度报告
200768200768
www.sse.com.cn
第七节?重要事项
98029.0636
8.14
2023202220232022
177.249.55%
0.8014.69209.11
0.0001433.83
1.82%33.83
1.82%
29.661.60%
二零二三年度报告
第七节?重要事项
1. 20076.311.00
67.14
2. 20192019100
3. 201950
4. 202095
5. 20201,524,809,0497.62115.72
6. 2021202140
2021
第七节?重要事项
7. 2021A200
8. 2021202110
2021
9. 20212021200
10. 20222022200
11. 20222022200
12. 2022202250
2021
13. 20222022100
14. 20232023250
1. 20232
2023112
2. 202314
2023119
3. 202321
4. 20236
202326
5. 20235
202328
二零二三年度报告
第七节?重要事项
6. 20237
202328
7. 202311
2023214
8. 202334
2023216
9. 20237
202338
10. 202320
2023310
11. 2023122
2023324
12. 202354
2023412
13. 202341
2023426
14. 2023111
2023428
15. 202355
2023510
16. 202333
2023528
17. 2023105
2023615
18. 2023197
202373
19. 2023718
20. 20233
2023815
第七节?重要事项
21. 202336
2023828
22. 202312
2023831
23. 202316
2023920
24. 202365
2023922
25. 202310
26. 20231018
27. 202324
20231027
28. 202311
29. 202358
20231116
30. 202356
20231130
31. 20231592023125
32. 202336
20231215
33. 202312
34. 202337
20231218
35. 2023312
20231218
二零二三年度报告
第七节?重要事项
36. 2023254
20231220
37. 202352
20231226
38. 202381
20231227
39. 202380
20231227
40. 202396
20231228
41. 202318720231228
普通股股份变动
及股东情况
?
第八节?普通股股份变动及股东情况
二零二三年度报告
1.
()
(%)(%)
1,524,809,04914.74–-393,700,787-393,700,7871,131,108,26210.941––––––21,393,575,45413.47–-393,700,787-393,700,787999,874,6679.673–––––––
––––––––––––––4131,233,5951.27–––131,233,5951.27
131,233,5951.27–––131,233,5951.27
–––––––
8,818,909,15985.2615,266393,700,787393,716,0539,212,625,21289.0618,818,909,15985.2615,266393,700,787393,716,0539,212,625,21289.062–––––––3–––––––4–––––––
10,343,718,20810015,266–15,26610,343,733,4741002.[2021]158220216152002021122120231120231231147,00015,26610,343,718,20810,343,733,474
131,233,59500131,233,5952025423
999,874,66700999,874,6672025423
393,700,787393,700,787002023
1,524,809,049393,700,78701,131,108,262//
20234242023423
2023418(www.sse.com.cn)
第八节?普通股股份变动及股东情况
2020420A1,524,809,0497.62115.7220204232021615A20020,000100
0.20%0.40%0.70%1.20%1.70%
2.00%199.832021623
15,266
2023
2023418(www.sse.com.cn)
104,357
85,687
(%)
01,576,214,13615.24131,233,5950
10,445,2731,330,914,23512.8700
01,034,371,3439.990001,033,985,4559.99999,874,6670
39,074,602496,498,3974.8000 0471,583,3614.5600
0406,792,3063.93000254,338,4472.4600-101,660,475170,553,2301.6500
0112,465,8581.0900
二零二三年度报告
第八节?普通股股份变动及股东情况
1,444,980,5411,444,980,5411,330,914,2351,330,914,2351,034,371,3431,034,371,343
496,498,397496,498,397471,583,361471,583,361406,792,306406,792,306254,338,447254,338,447170,553,230170,553,230112,465,858112,465,858 107,438,552107,438,552
1. 20132
5%(QFII)2.3.4.
1.
2. (QFII)1,682,539,40416.27%
3.
10,445,2731,443,380,09313.95%4.39,074,6021,530,483,85214.80%
5. 5%1010
第八节?普通股股份变动及股东情况
1131,233,5952025423–602999,874,6672025423–60302023423393,700,78736
20234242023423
2023418(www.sse.com.cn)
1. 5%
江苏交通控股有限公司
南京高科股份有限公司
法国巴黎银行及法国巴黎银行(QFII)
南京新港开发有限公司
南京紫金投资集团有限责任公司
南京市国有资产投资管理控股（集团）有限责任公司
江苏省政府国有资产监督管理委员会
南京市人民政府国有资产监督
管理委员会
100%
90.52%
100%
97.33%
34.74%
3.95%
9.99998%
4.80%
100%
16.27%
7.7%
2.67%
南京银行股份有限公司
SFPI
南京紫金资产管理有限公司
（含控股子公司紫金信托有限责任公司持股比例）（含全资子公司江苏云杉资本管理有限公司持股比例）
二零二三年度报告
第八节?普通股股份变动及股东情况
Jean-LaurentBonnafé
200052322.9495 2008
199335
199278
17.30
2.
(1) 4.56%
19833183,070.60
(2) 3.93%
2007115101.30
(3) 0.82%
19959287,430
(4) 0.34%
199171319,851
优先股相关情况
?
第九节?优先股相关情况
二零二三年度报告
(%)
3600191201512181004.860.4920161110.49360024220168261004.070.5020169260.50
13600192360024
(%)
5–14,700,00030.0001–4,800,0009.800
-2,000,0004,000,0008.160324,000,0004,000,0008.1601-5,500,0003,800,0007.7601 3,500,0003,500,0007.140
·H140010638
–3,000,0006.120·2 –3,000,0006.12032,000,0002,000,0004.0801 –1,200,0002.450
第九节?优先股相关情况
(%)
1–11,150,00022.300
·210,300,00010,300,00020.6005–6,100,00012.2002–5,200,00010.400322,300,0003,800,0007.600
·H140010638
–2,600,0005.200–2,600,0005.200·2 2,600,0002,600,0005.2003–1,600,0003.2004–1,300,0002.600
(%)
2023120221223202312224.864.86238,140
22022952023944.074.07203,5002022120211223202212224.864.86238,140
22021952022944.074.07203,5002021120201223202112224.864.86238,140
22020952021943.903.90195,000
二零二三年度报告
第九节?优先股相关情况
2023952023942360024
4.07%4.072.03520231225202312221360019
4.86%4.862.381420238221215(www.sse.com.cn)
2237
债券相关情况
?
第十节?债券相关情况
二零二三年度报告
202010200A202011
20212A[2021]5520214
20215[2021]158220216152021718,453,623,996,0000.02907534%13,629,240,000,0000.02907532%1.
2. 113050
3. 2,000,00020,0002,000
4. 2,000,00020,0002,0005.
6. 202171
7. 20216152027614
8. 202112212027614
9. 0.20%0.40%0.70%1.20%1.70%
2.00%
10.
A11.12.
13. 2,000,000
14.
第十节?债券相关情况
15.
16. AAA
(www.sse.com.cn)
23,459
(%)
1,911,201,00011.501,668,921,00010.041,304,539,0007.851,255,643,0007.561,236,726,0007.44671,824,0004.04604,722,0003.64521,935,0003.14426,122,0002.56346,867,0002.09
16,616,794,000147,00016,616,647,000
147,000
15,266336,716,501(%)3.3648
16,616,647,000(%)83.0832 202112212023442023742023109202413www.sse.com.cn
二零二三年度报告
第十节?债券相关情况
20226179.64202269www.sse.com.cn202120236219.112023615www.sse.com.cn2022
9.11
20236AAAAAA2023617www.sse.com.cn
202210202220221024200
53.32%55
第十节?债券相关情况
2019 190219200072019-2-2253,000,000.003.75%2019 1919200912019-12-30105,000,000.004.01%2020 200120200222020-4-20109,500,000.003.39%2021 21
21200502021-6-1534,000,000.003.28%2021 21
21201092021-12-931,000,000.002.80%2021 210121201162021-12-23318,000,000.003.00%2021 210221201172021-12-2352,000,000.003.27%2022 220122200192022-3-17312,000,000.003.03%2022 220222200202022-3-1758,000,000.003.35%2022 2222200852022-12-1235,000,000.002.95%2022 220322200862022-12-12310,000,000.002.98%2023 230123200412023-8-25325,000,000.002.58%
?
财务报告
第十一节?财务报告
南京银行股份有限公司
审计报告
二零二三年度报告
(2024)70013046_B01
202312312023
202312312023
审计报告（续）
(2024)70013046_B01
2023123114,361.1463%
387.78
二零二三年度报告
审计报告（续）
(2024)70013046_B01
审计报告（续）
(2024)70013046_B01
(1)
(2)(3)(4)
(5)(6)
二零二三年度报告
审计报告（续）
(2024)70013046_B01
2024426
合并资产负债表2023年12月31日人民币千元
南京银行股份有限公司
20231231
20221231
115,302,787114,473,943
21,929,70523,698,897
25,777,27713,788,191
6,826,7816,985,843
47,492,17952,627,697
1,066,932,114914,911,172
7(a)443,007,912402,350,7417(b)331,224,288341,734,8457(c)195,720,434155,977,7307(d)2,133,2031,801,896
8,049,1157,513,996
1,189,88711,449
7,949,1107,213,896
2,629,4182,156,469
1,312,9791,257,817
1,132,750611,470
210,050210,050
5,873,5036,623,690
3,582,4245,533,947
2,288,275,9162,059,483,739
二零二三年度报告
合并资产负债表（续）
2023年12月31日
人民币千元
20231231
20221231
153,317,500129,736,792
164,808,615178,751,596
38,885,81724,847,751
424,482262,487
6,728,7627,003,584
66,542,42750,039,051
1,396,365,8691,261,132,423
7,852,4997,362,764
2,263,5482,342,280
258,373,078230,766,406
1,256,4101,205,349
776,2281,248,731
18,086,6167,085,690
2,115,681,8511,901,784,904
10,343,73310,343,718
31,571,97231,571,9879,849,8139,849,81319,997,81119,997,811
26,409,23126,455,733
648,358(829,319)
11,857,21710,128,129
22,143,53520,070,178
66,587,24658,515,766
169,561,292156,256,192
3,032,7731,442,643
172,594,065157,698,835
2,288,275,9162,059,483,739
合并利润表2023年度人民币千元
南京银行股份有限公司
20232022
45,159,51144,606,440
25,451,53426,970,47274,748,46068,945,148(49,296,926)(41,974,676)
3,628,7865,344,0414,294,6265,855,125(665,840)(511,084)
14,814,41210,967,668
833,927739,554387,304357,482
1,717,5652,695,691(1,537,162)(2,113,722)307,848222,963769,503521,1807,025(1,853)
(23,309,790)(22,815,584)
(620,346)(557,510)
(13,761,761)(13,271,096)
(8,769,764)(8,842,134)
(4,397)1,044(153,522)(145,888)
21,849,72121,790,85694,92321,268
(70,611)(73,015)
21,874,03321,739,109
(3,243,551)(3,195,153)
18,630,48218,543,956
18,630,48218,543,956
18,502,08418,408,039
128,398135,917
二零二三年度报告
合并利润表（续）
2023年度人民币千元
20232022
1,477,677(1,682,893)
1,477,677(1,682,893) 220,276(139,897)
220,276(139,897) 1,257,401(1,542,996)
61,920(97,277)
957,194(1,621,272)
238,287175,553
––
20,108,15916,861,063
19,979,76116,725,146
128,398135,917
1.68
1.76
1.47
1.54
合并股东权益变动表
2023年度人民币千元
南京银行股份有限公司
2023
20231110,343,71831,571,98726,455,733(829,319)10,128,12920,070,17858,515,766156,256,1921,442,643157,698,835
15(15)(46,502)1,477,6771,729,0882,073,3578,071,48013,305,1001,590,13014,895,230
–1,105,640–1,477,677––17,396,44419,979,761128,39820,108,15915(15)689––––6891,485,4511,486,140
15(15)140––––140–140
––549––––5491,485,4511,486,000
–(1,105,640)––1,729,0882,073,357(9,324,964)(6,628,159)(23,719)(6,651,878)
––––1,729,088–(1,729,088)–––
–––––2,073,357(2,073,357)–––
––––––(5,522,519)(5,522,519)(23,719)(5,546,238)
–(1,105,640)–––––(1,105,640)–(1,105,640)
––(47,191)––––(47,191)–(47,191)
––(47,191)––––(47,191)–(47,191)
2023123110,343,73331,571,97226,409,231648,35811,857,21722,143,53566,587,246169,561,2923,032,773172,594,065
二零二三年度报告
合并股东权益变动表（续）
2023年度人民币千元
2022
20221110,007,08911,925,18323,369,883925,6648,625,78017,047,00149,459,185121,359,7851,205,007122,564,792
336,62919,646,8043,085,850(1,754,983)1,502,3493,023,1779,056,58134,896,407237,63635,134,043
–441,640–(1,682,893)––17,966,39916,725,146135,91716,861,063336,62919,646,8043,072,212––––23,055,645116,78323,172,4281––––––––––2336,629(351,007)3,158,116––––3,143,738–3,143,7383––(26,716)––––(26,716)208,956182,2404––(59,188)––––(59,188)(92,173)(151,361)5–19,997,811–––––19,997,811–19,997,811
–(441,640)––1,502,3493,023,177(8,981,908)(4,898,022)(15,064)(4,913,086)1––––1,502,349–(1,502,349)–––2–––––3,023,177(2,722,230)300,947–300,9473–(441,640)––––(4,757,329)(5,198,969)(15,064)(5,214,033)
–––(72,090)––72,090–––1–––(72,090)––72,090–––
––13,638––––13,638–13,638
––13,638––––13,638–13,638
2022123110,343,71831,571,98726,455,733(829,319)10,128,12920,070,17858,515,766156,256,1921,442,643157,698,835
合并现金流量表2023年度人民币千元
南京银行股份有限公司
20232022
117,148,244270,496,945
23,157,78320,924,739
23,284,706–
86,685,98480,315,25411,681,3161,789,865
261,958,033373,526,803
(159,857,523)(156,740,318)(3,444,453)(1,570,497)
–(66,119,910)
(39,477,239)(27,534,957)(8,681,608)(7,838,259)(7,456,057)(7,054,960)(5,982,214)(8,847,334)
(224,899,094)(275,706,235)
37,058,93997,820,568
1,323,343,5141,383,884,0476,325,2634,047,88313,680
1,329,682,4571,387,932,107
(1,385,145,807)(1,485,776,702)–(333,547)(2,113,824)(798,087)
(1,387,259,631)(1,486,908,336)
(57,577,174)(98,976,229)
262,793,926313,268,5841,486,000–
264,279,926313,268,584
(238,327,382)(285,770,000)(9,411,462)(7,322,835)(457,060)(384,076)–(151,360)
(248,195,904)(293,628,271)
16,084,02219,640,313
63,292669,474
(4,370,921)19,154,126
43,289,92824,135,802
38,919,00743,289,928
资产负债表2023年12月31日人民币千元
二零二三年度报告
20231231
20221231
113,314,052112,462,01519,194,80721,931,49627,902,31515,821,2176,826,7436,985,84346,398,45051,812,699
1,023,887,584898,846,151412,613,994388,113,673328,181,199339,503,477195,720,434155,977,7302,133,2031,801,896
15,157,90311,708,207
1,182,0092,379
7,894,6467,196,394
2,563,5652,090,617
1,189,3941,211,770927,730509,4605,333,5846,333,9462,907,9864,859,003
2,213,329,5982,027,167,973
资产负债表（续）
2023年12月31日人民币千元
20231231
20221231
152,587,185128,579,325167,594,617180,207,861
13,471,66322,955,188
––6,728,7507,003,58452,628,76142,102,760
1,381,793,6961,248,145,5696,870,8706,680,3961,831,5172,123,938258,373,078230,766,4061,136,2541,161,747772,7401,246,0324,175,2763,366,848
2,047,964,4071,874,339,654
10,343,73310,343,718
31,571,97231,571,9879,849,8139,849,813
19,997,81119,997,811
26,489,36126,536,412
648,358(829,319)
11,857,21710,128,12921,014,66419,126,93563,439,88655,950,457
165,365,191152,828,319
2,213,329,5982,027,167,973
利润表2023年度人民币千元
二零二三年度报告
20232022
40,636,60541,993,045
22,980,03926,326,94271,411,09467,956,129
(48,431,055)(41,629,187)1,749,8553,647,7773,037,3564,150,169(1,287,501)(502,392)
14,772,68810,792,243833,927739,580387,304357,4821,679,9452,732,299(1,537,162)(2,113,722)
314,667232,491669,548376,8257,025(1,810)
(19,986,031)(21,840,099)
(585,437)(541,537)
(12,104,125)(12,406,762)
(7,145,271)(8,747,907)(4,397)1,044(146,801)(144,937)
20,650,57420,152,94692,17119,556(65,917)(71,331)
20,676,82820,101,171
(2,942,423)(2,810,293)
17,734,40517,290,878
17,734,40517,290,878
利润表（续）
2023年度人民币千元
20232022
1,477,677(1,682,893)220,276(139,897)
220,276(139,897)1,257,401(1,542,996)61,920(97,277)957,194(1,621,272)238,287175,553
19,212,08215,607,985
股东权益变动表
2023年度人民币千元
二零二三年度报告
2023
20231110,343,71831,571,98726,536,412(829,319)10,128,12919,126,93555,950,457152,828,319
15(15)(47,051)1,477,6771,729,0881,887,7297,489,42912,536,872
–1,105,640–1,477,677––16,628,76519,212,08215(15)140––––140
15(15)140––––140
–(1,105,640)––1,729,0881,887,729(9,139,336)(6,628,159)
––––1,729,088–(1,729,088)–
–––––1,887,729(1,887,729)–
––––––(5,522,519)(5,522,519)
–(1,105,640)–––––(1,105,640)
––(47,191)––––(47,191)
––(47,191)––––(47,191)
2023123110,343,73331,571,97226,489,361648,35811,857,21721,014,66463,439,886165,365,191
股东权益变动表（续）
2023年度人民币千元
2022
20221110,007,08911,925,18323,364,658925,6648,625,78016,635,34647,780,396119,264,116
336,62919,646,8043,171,754(1,754,983)1,502,3492,491,5898,170,06133,564,203–441,640–(1,682,893)––16,849,23815,607,985336,62919,646,8043,158,116––––23,141,5491––––––––2336,629(351,007)3,158,116––––3,143,7383–19,997,811–––––19,997,811
–(441,640)––1,502,3492,491,589(8,751,267)(5,198,969)1––––1,502,349–(1,502,349)–2–––––2,491,589(2,491,589)–3–(441,640)––––(4,757,329)(5,198,969)
–––(72,090)––72,090–1–––(72,090)––72,090–
––13,638––––13,638
––13,638––––13,638
2022123110,343,71831,571,98726,536,412(829,319)10,128,12919,126,93555,950,457152,828,319
现金流量表
2023年度人民币千元
二零二三年度报告
20232022
116,906,832269,387,934
23,584,68821,187,097
80,803,65777,530,7381,265,570680,055
222,560,747368,785,824
(131,501,716)(158,980,396)
(3,078,008)(1,703,399)(5,746,179)(67,486,421)(39,042,199)(27,230,168)(7,723,316)(7,377,435)(6,818,795)(6,466,541)(4,464,759)(7,906,225)
(198,374,972)(277,150,585)
24,185,77591,635,239
1,335,031,0371,382,918,074
6,196,9344,032,153
13,628
1,341,241,5991,386,950,333
(1,383,220,512)(1,478,653,220)
–(387,860)(1,873,727)(752,028)
(1,385,094,239)(1,479,793,108)
(43,852,640)(92,842,775)
现金流量表（续）2023年度人民币千元
20232022
262,793,926313,268,584
262,793,926313,268,584
(238,327,382)(285,770,000)(9,387,743)(7,305,743)(419,666)(375,423)
(248,134,791)(293,451,166)
14,659,13519,817,418
63,292669,474
(4,944,438)19,279,356
40,722,37921,443,023
35,777,94140,722,379
财务报表附注
2023年12月31日人民币千元
二零二三年度报告
(1995)25(1996)431996261998428
20061220200718
913201002496827567B0140H232010001
20001231350,000,0001,025,751,34020022281.81
1,206,751,34020051410%
9.2%
2007(2007)161A
630,000,00011,836,751,34020105200920091231103551,025,40220101115(2010)1489102.5581,156,452581,156,4522015420142015
A20156(2015)1002A397,022,332397,022,332201582015201512(2015)283249,000,000
4,900,000,0004,873,810,000201652015201512313,365,955,5261082,692,764,42020162201620167(2016)160750,000,000
5,000,000,0004,976,002,566.062017720166,058,719,946
0.42,423,487,978
财务报表附注（续）
2023年12月31日人民币千元
20204[2020]653A1,524,809,04912023123110,343,733,4741
2024426
202312312023
111231
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
财务报表附注（续）2023年12月31日人民币千元
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(1)(2)
财务报表附注（续）2023年12月31日人民币千元
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
财务报表附注（续）
2023年12月31日人民币千元
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
203%4.85%
财务报表附注（续）2023年12月31日人民币千元
203%4.85%3-103%-5%32.33%-9.50%4-53%-5%24.25%-19.00%
3-10
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(1)
财务报表附注（续）2023年12月31日人民币千元
(2)
(3)
(4)
(5)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
财务报表附注（续）
2023年12月31日人民币千元
(1)
(2)
(1)
(2)
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
40,000
财务报表附注（续）2023年12月31日人民币千元
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(1)(2)
(3)
财务报表附注（续）
2023年12月31日人民币千元
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
6%6%13%
7%3%-5%225%
1 [2016]46
3%
3%2 25%
[2012]40201257
2023123120221231
1,190,6801,046,76196,573,64592,130,766
17,091,40320,413,982447,059882,434
115,302,787114,473,943
20231231202312317%202212317.5%)4%202212316%5%202212315%
财务报表附注（续）2023年12月31日人民币千元
2023123120221231
15,645,94417,733,1516,294,0875,962,192
21,940,03123,695,343
7,37021,765(17,696)(18,211)
21,929,70523,698,897
2023123120221231
2,797,3305,638,774
22,135,0007,685,000
652,988347,445
25,585,31813,671,219225,222127,641
(33,263)(10,669)
25,777,27713,788,191
20231231
44,852,583587,770(596,974)319,667,2262,079,412(1,954,923)287,053,724890,837(876,570)1,107,665,1903,266,847(3,261,265)
30,000–(42)4,447,8441,915(38,988)
1,763,716,5676,826,781(6,728,762)
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
20221231
30,226,586580,692(354,566)388,628,5741,993,359(2,276,728)281,878,1141,059,866(1,045,160)1,288,627,9503,351,926(3,327,130)
1,989,361,2246,985,843(7,003,584)
2023123120221231
46,788,96748,765,884
600,4713,737,778720,000720,000
48,109,43853,223,66244,79866,200(662,057)(662,165)
47,492,17952,627,697
(1)
2023123120221231
(a)1,030,495,483881,149,453(b)68,577,82364,763,227
1,099,073,306945,912,6801,099,584,749946,382,847
(511,443)(470,167)2,624,9502,056,138
1,101,698,256947,968,818
(34,766,142)(33,057,646)
1,066,932,114914,911,172
财务报表附注（续）2023年12月31日人民币千元
(1)
2023123120221231
(a)
726,464,881603,069,392675,956603,253
24,404,52020,740,839
751,545,357624,413,484
7,194,25211,165,279
75,034,37481,421,916171,961,279144,124,36324,760,22120,024,411
278,950,126256,735,969
1,030,495,483881,149,453
(b)
58,267,22748,609,2315,286,3041,720,361
1,716,9295,018,307
3,307,3639,415,328
68,577,82364,763,227
(2)
2023123120221231
280,384,70025.51%201,087,18521.26%
593,320,28153.99%489,867,09951.79%166,206,83115.12%176,608,17118.67%59,161,4945.38%78,350,2258.28%
1,099,073,306100.00%945,912,680100.00%
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(3)
20231231
3,419,0102,913,539607,902321,0517,261,502
521,331589,0361,584,282218,2872,912,9361,647,418983,653964,04489,0713,684,186
–17,964475,16330,753523,880
5,587,7594,504,1923,631,391659,16214,382,504
20221231
1,641,3991,665,840488,98575,9303,872,154
496,782501,7122,428,995155,6863,583,175
803,255681,7011,025,55574,6442,585,155
636,386293,080258,084220,3191,407,869
3,577,8223,142,3334,201,619526,57911,448,353
(4)
20231231
16,880,2049,160,2077,017,23533,057,646(1,296,989)2,547,9967,087,9338,338,940
260,881(242,817)(18,064)–(686,284)742,009(55,725)–(314,561)(759,938)1,074,499–
––(7,862,546)(7,862,546)––1,262,6091,262,609––(36,797)(36,797)2,5552,4851,2506,290
14,845,80611,449,9428,470,39434,766,142
财务报表附注（续）
2023年12月31日人民币千元
(4)
20221231
18,488,6555,009,4204,656,84028,154,915
89,34211,98723,356124,685(981,135)4,070,1186,629,4769,718,45942,077(33,508)(8,569)–(675,406)680,651(5,245)–(118,309)(578,910)697,219–
––(6,811,850)(6,811,850)––1,907,9211,907,921––(76,830)(76,830)
34,9804494,91740,346
16,880,2049,160,2077,017,23533,057,646
20231231
536,12964,923166,887767,939
(36,784)96,712(7,720)52,208
907(354)(553)–(7,247)8,361(1,114)–
––––––––
493,005169,642157,500820,147
20221231
354,55869,559162,327586,444183,917(6,993)4,571181,495
581(458)(123)–(2,825)2,825––
(102)(10)112–––––
536,12964,923166,887767,939
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023123120221231
(a)443,007,912402,350,741(b)331,224,288341,734,845(c)195,720,434155,977,730(d)2,133,2031,801,896
972,085,837901,865,212
(a)
2023123120221231
5,658,6385,088,43767,530,16649,910,049
24,392,00524,567,53731,984,85572,533,834
174,133,398159,127,900138,658,23490,662,982650,616460,002
443,007,912402,350,741
(b)
2023123120221231
243,389,474211,288,47829,480,28834,167,35016,639,12412,714,22240,371,07380,619,396
329,879,959338,789,4464,536,0925,709,121
(3,191,763)(2,763,722)
331,224,288341,734,845
财务报表附注（续）2023年12月31日人民币千元
(b)
20231231
2,385,77853,431324,5132,763,722
(364,251)261,449530,783427,981
1,113(1,113)––(5,238)5,238––(1,500,000)–1,500,000–
60––60
517,462319,0052,355,2963,191,763
20221231
2,785,2331,309,813288,4564,383,502(457,661)(1,198,180)610,609(1,045,232)59,746(59,746)––(1,544)1,544––––––––(1,024,199)(1,024,199)4–449,647449,651
2,385,77853,431324,5132,763,722
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(c)
2023123120221231
50,097,42648,686,653
70,614,41654,532,29329,312,36610,163,739
42,589,15439,684,284638,942780,929
193,252,304153,847,898
2,468,1302,129,832
195,720,434155,977,730
2023123120221231
193,252,304153,847,898194,086,282155,999,410
(833,978)(2,151,512)
20231231
394,0579,7951,214,4931,618,345
9,140900254,968265,0085,354(5,354)––(1,168)1,168––(375,000)–375,000–
25516229500
32,6386,5251,844,6901,883,853
财务报表附注（续）
2023年12月31日人民币千元
(c)
20221231
389,572–1,176,1961,565,768
1,6779,56237,35748,596
––––
(233)233––
––––3,041–9403,981
394,0579,7951,214,4931,618,345
(d)
2023123120221231
899,764838,933
1,233,439962,963
2,133,2031,801,896
2023123120221231
2,133,2031,801,8962,674,2972,636,692
(541,094)(834,796)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023123120221231
8,049,1157,513,996
20231231
3,963,604–265,78261,549––(90,164)4,200,771–3,396,666–556,238371(35,257)–(220,500)3,697,518–
153,149–11,907–(11,934)–(2,296)150,826–577(577)–––––––
7,513,996(577)833,92761,920(47,191)–(312,960)8,049,115–
20221231
2,697,5191,190,000237,011(97,962)––(62,964)3,963,604–3,102,946–513,535685––(220,500)3,396,666–
140,644–12,505––––153,149–81,068–(23,471)–13,638(71,235)–––
1,290–(26)–––(687)577–
6,023,4671,190,000739,554(97,277)13,638(71,235)(284,151)7,513,996–
财务报表附注（续）
2023年12月31日人民币千元
20231231
103,721103,7211,181,0891,181,089111,125111,125
1,395,9351,395,935
(92,272)(92,272)
(107,791)(107,791)(5,985)(5,985)
(206,048)(206,048)
1,189,8871,189,887
11,44911,449
20221231
103,721103,721
––––
103,721103,721
(91,081)(91,081)––(1,191)(1,191)
(92,272)(92,272)
11,44911,449
12,64012,640
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023123120221231
12,793,71511,497,038(4,844,605)(4,283,142)
7,949,1107,213,896
20231231
9,672,4571,790,07334,50811,497,038
160,831293,3652,802456,998673,45310,470–683,923328,481––328,481(111,125)––(111,125)
–(59,371)(2,229)(61,600)
10,724,0972,034,53735,08112,793,715
(2,958,309)(1,294,662)(30,171)(4,283,142)
(484,946)(237,227)(1,978)(724,151)107,791––107,791
–52,7352,16254,897
(3,335,464)(1,479,154)(29,987)(4,844,605)
7,388,633555,3835,0947,949,110
6,714,148495,4114,3377,213,896
财务报表附注（续）2023年12月31日人民币千元
20221231
8,009,4281,519,99835,6049,565,030
–43,852–43,85242,801229,932870273,6031,620,22867,879–1,688,107
–(71,588)(1,966)(73,554)
9,672,4571,790,07334,50811,497,038
(2,561,726)(1,111,229)(29,882)(3,702,837)
–(40,138)–(40,138)(396,583)(212,853)(2,196)(611,632)
–69,5581,90771,465
(2,958,309)(1,294,662)(30,171)(4,283,142)
6,714,148495,4114,3377,213,896
5,447,702408,7695,7225,862,193
202312312022123120231231202212313,0813,993
20231231
2,156,4691,156,872(683,923)–2,629,418
20221231
3,778,93465,642(1,688,107)–2,156,469
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20231231
1,766,3681,15651,4461,818,970
485,017814,440499,465(162,535)(7,051)(169,586)
2,088,8501,16458,8352,148,849
(543,502)(480)(17,171)(561,153)(390,929)(261)(12,232)(403,422)122,259–6,446128,705
(812,172)(741)(22,957)(835,870)
1,276,67842335,8781,312,979
1,222,86667634,2751,257,817
20221231
1,342,2731,39238,3361,382,001
5,507––5,507520,87813420,255541,267(102,290)(370)(7,145)(109,805)
1,766,3681,15651,4461,818,970
(286,548)(420)(8,955)(295,923)
(3,298)––(3,298)(351,714)(248)(12,062)(364,024)
98,0581883,846102,092
(543,502)(480)(17,171)(561,153)
1,222,86667634,2751,257,817
1,055,72597229,3811,086,078
财务报表附注（续）2023年12月31日人民币千元
20231231
1,633,21464,4681,697,682
274,395460,000734,395
1,907,609524,4682,432,077
(1,076,543)(9,669)(1,086,212)
(208,055)(5,060)(213,115)
(1,284,598)(14,729)(1,299,327)
623,011509,7391,132,750
556,67154,799611,470
20231231460,00020221231
1,230,06364,4681,294,531
153,413–153,413249,738–249,738
1,633,21464,4681,697,682
(808,696)(8,057)(816,753)
(97,293)–(97,293)(170,554)(1,612)(172,166)
(1,076,543)(9,669)(1,086,212)
556,67154,799611,470
421,36756,411477,778
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
2023
20231231
210,050––210,050–
2022
20221231
–210,050–210,050–
20228210,050
14.77%20221231
14.2%
2023123120221231
财务报表附注（续）
2023年12月31日人民币千元
(1)
2023123120221231
24,817,9926,204,49823,924,8445,981,211
776,228194,0571,248,731312,183
1,886,514471,6293,456,475864,119456,680114,170767,612191,9034,031,9201,007,9803,616,144904,036
––17,7414,435
1,496,436374,1091,532,681383,170
33,465,7708,366,44334,564,2288,641,057
2023123120221231
(8,560,760)(2,140,190)(6,811,652)(1,702,913)
(98,019)(24,505)––(1,312,979)(328,245)(1,257,817)(314,454)
(9,971,758)(2,492,940)(8,069,469)(2,017,367)
(2)
2023123120221231
8,366,4435,873,5038,641,0576,623,690
(2,492,940)(2,017,367)–
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
2023123120221231
(1)2,491,3213,079,708(2)638,4692,089,503(3)291,291210,215
44,21831,052117,125123,469
3,582,4245,533,947
(1)
2023123120221231
589,692354,979904,6691,010,28632,96732,06039,24028,016141,020414,4941,072,9791,428,212
2,780,5673,268,047(289,246)(188,339)
2,491,3213,079,708
20231231188,339–101,080(173)289,246
20221231141,44226,69022,273(2,066)188,339
财务报表附注（续）
2023年12月31日人民币千元
(2)
2023123120221231
743,2892,166,200
8,49934,335
751,7882,200,535(113,319)(111,032)
638,4692,089,503
(3)
20231231
189,385–141,093(66,907)263,571
20,830–12,299(5,409)27,720
210,215–153,392(72,316)291,291
20221231
181,048–65,743(57,406)189,38519,5145344,403(3,621)20,830
200,56253470,146(61,027)210,215
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20231231
33,057,6468,338,9401,262,609(7,862,546)(30,507)34,766,142
767,93952,208–––820,1472,763,722427,981––603,191,7631,618,345265,008––5001,883,8531,248,731(477,601)––5,098776,228
10,66922,509––8533,263
662,165(108)–––662,05718,211(687)––17217,696
200,173141,514–(173)–341,514
111,0322,287–––113,319–2,110–––2,110
40,458,6338,774,1611,262,609(7,862,719)(24,592)42,608,092
20221231
28,154,915124,6859,718,4591,907,921(6,811,850)(36,484)33,057,646
586,444–181,495–––767,9394,383,502–(1,045,232)–(1,024,199)449,6512,763,7221,565,768–48,596––3,9811,618,3451,672,072–(427,582)––4,2411,248,7315,055–5,434––18010,669342,398–319,767–––662,165
7,817–10,033––36118,211
141,44229,63331,164–(2,066)–200,173
112,076–(1,044)–––111,032
36,971,489154,3188,841,0901,907,921(7,838,115)421,93040,458,633
财务报表附注（续）
2023年12月31日人民币千元
2023123120221231
151,625,543128,467,7601,691,9571,269,032
153,317,500129,736,792
2023123120221231
22,393,07812,656,879141,058,212165,022,299
163,451,290177,679,178
1,357,3251,072,418
164,808,615178,751,596
2023123120221231
30,048,66714,217,723
8,231,85710,481,008
38,280,52424,698,731
605,293149,020
38,885,81724,847,751
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023123120221231
424,482262,487
2023123120221231
63,883,53847,615,9492,642,7422,407,543
66,526,28050,023,49216,14715,559
66,542,42750,039,051
2023123120221231
266,433,700249,758,58943,415,83748,267,148638,305,346620,733,405383,213,192275,058,56237,873,20243,706,886
166,495507,050
1,369,407,7721,238,031,640
26,958,09723,100,783
1,396,365,8691,261,132,423
财务报表附注（续）2023年12月31日人民币千元
20231231
(1)5,599,3396,920,825(6,597,219)–5,922,945(2)25,545948,209(959,498)–14,256
(3)78,76970,927(69,666)–80,030(4)1,659,1111,230,676(1,054,519)–1,835,268
7,362,7649,170,637(8,680,902)–7,852,499
20221231
(1)4,355,6387,307,770(6,067,999)3,9305,599,339
(2)31,182816,067(821,704)–25,545
(3)76,65642,363(40,250)–78,769
(4)1,504,0741,060,090(908,306)3,2531,659,111
5,967,5509,226,290(7,838,259)7,1837,362,764
(1)
20231231
5,260,3444,884,455(4,606,092)–5,538,707272,322602,140(550,522)–323,940
17,058282,954(293,359)–6,65311,2061,015,526(1,022,056)–4,67638,409135,750(125,190)–48,969
5,599,3396,920,825(6,597,219)–5,922,945
20221231
4,085,7195,551,443(4,380,028)3,2105,260,344
219,176552,256(499,184)74272,322
21,036260,808(264,786)–17,0582,371847,192(838,357)–11,20627,33696,071(85,644)64638,409
4,355,6387,307,770(6,067,999)3,9305,599,339
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(2)
20231231
22,778537,147(548,002)11,923
1,49416,787(17,238)1,0431,273394,275(394,258)1,290
25,545948,209(959,498)14,256
20221231
28,585454,610(460,417)22,778
1,30813,433(13,247)1,4941,289348,024(348,040)1,273
31,182816,067(821,704)25,545
(3)
20231231
78,76970,927(69,666)80,030
20221231
76,65642,363(40,250)78,769
(4)
20231231
1,659,1111,230,676(1,054,519)–1,835,268
20221231
1,504,0741,060,090(908,306)3,2531,659,111
2016
财务报表附注（续）2023年12月31日人民币千元
2023123120221231
848,478961,393
1,360,7991,344,09054,27136,797
2,263,5482,342,280
2023123120221231
–4,999,207
2,999,9112,999,286
4,998,4314,998,145200129,497,2249,496,784
4,999,7434,999,272
19,998,48319,997,108
29,996,97629,996,633
4,999,2215,000,000
24,996,544–
16,172,94015,682,000
138,464,117131,551,041
257,123,590229,719,4761,249,4881,046,930
258,373,078230,766,406
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
18024.50%2,000,0002018/07/2652,000,0001,999,751–18044.22%3,000,0002018/11/0853,000,0002,999,456–19023.75%3,000,0002019/02/2053,000,0002,999,2862,999,9111914.01%5,000,0002019/12/26105,000,0004,998,1454,998,431200123.39%9,500,0002020/04/16109,500,0009,496,7849,497,22421013.28%4,000,0002021/06/1034,000,0003,999,4423,999,825320,000,0002021/06/15620,000,00015,682,00016,172,94021022.80%1,000,0002021/12/0731,000,000999,830999,91821013.00%18,000,0002021/12/21318,000,00017,997,45417,998,74221023.27%2,000,0002021/12/2152,000,0001,999,6541,999,74122013.03%12,000,0002022/03/15312,000,00011,998,09111,999,01522023.35%8,000,0002022/03/1558,000,0007,998,5427,998,951
222.95%5,000,0002022/12/0835,000,0005,000,0004,999,22122032.98%10,000,0002022/12/08310,000,00010,000,0009,999,01023012.58%25,000,0002023/8/23325,000,000–24,996,544
98,168,435118,659,473
1 2019122650105
4.01%
2 202041695105
3.39%
财务报表附注（续）
2023年12月31日人民币千元
2023123120221231
20216616,172,94015,682,000
17,922,8672,077,13320,000,000
(14,559)(1,687)(16,246)
17,908,3082,075,44619,983,754916,848–916,848(3,143,156)(351,083)(3,494,239)
2022123115,682,0001,724,36317,406,363
491,080–491,080
(140)(15)(155)
2023123116,172,9401,724,34817,897,288
(i) 2021615200A
20216152027614
0.20%0.40%0.70%1.20%1.70%2.00%
A5107%(ii) A
130%130%
3,000(iii) 10.10
AA
A(iv) 2023123110,043202212313,397(v) 202312313,383,353,000A
336,716,5014 112.10%2.90%20221231
311.57%2.65%
2023123120221231
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023123120221231
398,127362,102
317,495297,118
261,179227,335
249,929251,533
118,437164,204
1,345,1671,302,292
1,256,4101,205,349
2023123120221231
776,2281,248,731
2023123120221231
(1)3,118,7892,113,928
51,48661,149(2)2,2582,25813,592,5623,552,178
1,321,5211,356,177
18,086,6167,085,690
(1)
2023123120221231
313,822198,556
23,36531,034
53,14781,276
2,728,4551,803,062
3,118,7892,113,928
(2)
财务报表附注（续）2023年12月31日人民币千元
2023
8,818,90985%–393,7169,212,62589%
1,524,80915%–(393,701)1,131,10811%
10,343,718100%–1510,343,733100%
2022
8,482,28085%–336,6298,818,90985%
1,524,80915%––1,524,80915%
10,007,089100%–336,62910,343,718100%
2023123120221231
(1)9,849,8139,849,813
1,724,3481,724,363(4)19,997,81119,997,811
31,571,97231,571,987
(1)
12015-12-184.58%10049,000,0004,900,0004,900,00022016-8-263.90%10050,000,0005,000,0005,000,000
9,900,000
(50,187)
9,849,813
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(2)
(a)
(i) 4.58%3.90%(ii) 55
1.75%1.37%
(iii) 2020122315
13.11%1.75%
4.86%
(iv) 20219525
22.70%1.37%
4.07%
财务报表附注（续）2023年12月31日人民币千元
(2)
(b)
(i)
(ii)
(iii)
(c)
(d)
(e)
(i) 5.125%
A5.125%(ii)
A
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(2)
(f)
(i)
(ii)(3)
2023
20231231
99,000,000––99,000,000
9,900,000––9,900,000
9,900,000––9,900,000
(4)
2022-10-243.32%100200,000,00020,000,00020,000,000
20,000,000
(2,189)
19,997,811
(5)
20221024200(a)
财务报表附注（续）
2023年12月31日人民币千元
(5)
(b)
3.32%
0.01%
(c)
(6)
2023
20231231
200,000,000––200,000,000
20,000,000––20,000,000
20,000,000––20,000,000
(7)
2023123120221231
169,561,292156,256,192
139,661,292126,356,19229,900,00029,900,0003,032,7731,442,643
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20221231
20231231
25,909,857140–25,909,997545,876549(47,191)499,234
26,455,733689(47,191)26,409,231
20211231
20221231
22,810,9293,158,116(59,188)25,909,857
558,95413,638(26,716)545,876
23,369,8833,171,754(85,904)26,455,733
20221231
20231231
1(1,966,260)957,194–(1,009,066)
21,789,712238,287–2,027,999
(26,675)61,920–35,245
(626,096)220,276–(405,820)
(829,319)1,477,677–648,358
财务报表附注（续）
2023年12月31日人民币千元
2023
1,428,464(152,206)(319,064)957,194–879,416(561,700)(79,429)238,287–61,920––61,920–293,702–(73,426)220,276–
2,663,502(713,906)(471,919)1,477,677–
2022
(1,919,931)(241,764)540,423(1,621,272)–
598,642(364,571)(58,518)175,553–(97,277)––(97,277)–(186,531)–46,634(139,897)–
(1,605,097)(606,335)528,539(1,682,893)–
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023
10,117,6671,729,08811,846,75510,462–10,462
10,128,1291,729,08811,857,217
2022
8,615,3181,502,34910,117,667
10,462–10,462
8,625,7801,502,34910,128,129
10%50%
25%20225620212021202110%15.02202351920222022
202210%17.292024426202310%17.73
2023
20,070,1782,073,35722,143,535
2022
17,047,0013,023,17720,070,178
2012330[(2012)20]
1.5%1.5%52023
1.5%2022
2023519202220232024426
财务报表附注（续）
2023年12月31日人民币千元
20232022
58,515,76649,459,185
18,502,08418,408,039(1,729,088)(1,502,349)
(2,073,357)(2,722,230)(5,522,519)(4,757,329)
(441,640)(441,640)
(664,000)––72,090
66,587,24658,515,766
2023123120221231
447,215428,743221,591203,726
681,088648,8721,682,879161,302
3,032,7731,442,643
2023428202210%
17.2924.9210,343,732,928
0.533955.22520235192022
20238182
4.072.04
202310301
4.862.38
2024426202310%
17.7318.8855.51
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20232022
53,661,83046,893,87632,470,40828,126,242
19,034,56017,277,566
1,534,5861,215,594622,276274,474
239,385199,4081,591,0101,507,152649,544426,124
1,430,956958,552
14,442,04413,298,8702,733,6915,661,166
74,748,46068,945,148
36,79776,830
(3,969,174)(2,142,392)(3,705,402)(3,026,891)
(1,724,098)(558,990)
(33,032,969)(28,335,306)
(921,155)(755,535)
(5,899,852)(7,113,332)
(44,276)(42,230)
(49,296,926)(41,974,676)
25,451,53426,970,472
财务报表附注（续）
2023年12月31日人民币千元
20232022
1,100,0331,526,441
190,628197,9202,085,6083,165,889
580,227656,205290,226277,485
47,90431,185
4,294,6265,855,125
(665,840)(511,084)
3,628,7865,344,041
20232022
11,901,8318,417,955
1,487,6571,384,093833,927739,554590,997426,066
14,814,41210,967,668
20232022
1,745,7392,726,274(56,329)(10,859)28,155(19,724)
1,717,5652,695,691
20232022
260,657242,487186,183173,205173,506141,818
620,346557,510
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20232022
9,170,6379,226,290
3,178,1202,835,957
724,151611,632
403,422364,02472,31661,027
213,115172,166
13,761,76113,271,096
20232022
8,338,9409,718,459
52,208181,495
427,981(1,045,232)
265,00848,596(477,601)(427,582)22,5095,434(108)319,767(687)10,033141,51431,164
8,769,7648,842,134
20232022
2,965,2832,962,267278,268232,886
3,243,5513,195,153
20232022
21,874,03321,739,10925%5,468,5085,434,778(3,707,322)(3,048,222)(208,482)(184,890)1,690,847993,487
3,243,5513,195,153
财务报表附注（续）
2023年12月31日人民币千元
202312312023
20232022
18,502,08418,408,039(1,105,640)(441,640)
17,396,44417,966,399
10,343,73010,195,556
1.68
1.76
20232022
17,396,44417,966,399439,173466,021
17,835,61718,432,42010,343,73010,195,5561,799,2741,783,940
12,143,00411,979,496
1.47
1.54
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(1)
20232022
18,630,48218,543,9568,769,7648,842,134
4,397(1,044)724,151611,6325,9851,191
403,422364,024
213,115172,16672,31661,027
(7,025)1,853
(1,717,565)(2,695,691)
(223,676)(828,866)(12,675,664)(8,776,906)44,27642,2305,899,8527,113,332278,268232,886(153,482,251)(190,264,677)170,119,092264,401,321
37,058,93997,820,568
(2)
20232022
1,190,6801,046,761
(1,046,761)(1,018,109)
37,728,32742,243,167(42,243,167)(23,117,693)
(4,370,921)19,154,126
财务报表附注（续）2023年12月31日人民币千元
(3)
2023123120221231
1,190,6801,046,761
17,091,40320,413,98220,636,92421,829,185
38,919,00743,289,928
202312314.89202212314.89
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20231231
1504,51745.23%–2130,00060.00%–
1,700,00080.00%–1,550,000–80.00%
20,000–80.00%10–80.00%2,000,000100%–35,000,00066.92%–1 2014414[2014]73
47.45%
2 20081218[
(2008)208]50%
2018723202112282021
10%2023123160%3 2022812[2022592]
36%5%
15%56%202211306%20221229
[2022]46110%
4420221230502023123166.92%
财务报表附注（续）
2023年12月31日人民币千元
(1)
5,635,27520.00%–14,244,70720.75%–
372,23521.18%–
1 2023(2)
20232022
8,049,1157,513,996833,927739,554
61,920(97,277)895,847642,27720182
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(1)
(a)
20232022202312313,739.86202212313,426.46202312319.112022123181.76
(b)
20231231
202312317.862022123121.042023(c)
20231231
2,619.54202212311,977.5320232022
财务报表附注（续）2023年12月31日人民币千元
(2)
2023202220231231
1,035,379––1,035,3791,035,379137,622,85541,537,330638,942179,799,127179,799,127
1,126,021–391,7361,517,7571,517,757174,133,398––174,133,398174,133,398
20232022
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023
19,890,67611,842,889(6,282,031)–25,451,534
6,783,2705,873,086(12,656,356)––13,107,4065,969,8036,374,325–25,451,5341,381,190447,2331,800,363–3,628,786954,879181,41214,763,214179,68616,079,191
22,226,74512,471,53410,281,546179,68645,159,511(10,376,836)(9,616,274)(3,107,271)(209,409)(23,309,790)11,849,9092,855,2607,174,275(29,723)21,849,721
48(6,407)(469)31,14024,312
11,849,9572,848,8537,173,8061,41721,874,033
(3,243,551)
18,630,482
899,358,557305,995,0751,076,278,2076,644,0772,288,275,916
973,211,936466,287,357667,403,6138,778,9452,115,681,851
780,811437,722200,456–1,418,989
1,244,666597,821271,337–2,113,824
2,938,2605,053,492714,93367,4768,774,161
––833,927–833,927
––8,049,115–8,049,115
财务报表附注（续）
2023年12月31日人民币千元
2022
19,594,75010,062,045(2,686,323)–26,970,472
9,506,5982,226,892(11,733,490)––10,088,1527,835,1539,047,167–26,970,472
1,820,520841,7332,681,788–5,344,041728,936137,98411,357,44567,56212,291,927
22,144,20611,041,76211,352,91067,56244,606,440(12,641,145)(7,740,692)(2,267,726)(166,021)(22,815,584)
9,503,0613,301,0709,085,184(98,459)21,790,856
(88)(725)(497)(50,437)(51,747)
9,502,9733,300,3459,084,687(148,896)21,739,109
(3,195,153)
18,543,956
764,553,631282,266,1631,006,211,5216,452,4242,059,483,739
939,203,432336,376,845617,329,8688,874,7591,901,784,904
1660,152338,505211,383–1,210,040
447,510218,379132,198–798,08735,416,2344,055,401(654,228)23,6838,841,0904––739,554–739,5545––7,513,996–7,513,996
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
2023123120221231
62,161,86581,507,408
1,572,62619,748,17360,589,23961,759,23563,987,22446,543,54447,506,57050,924,313335,939,733252,264,11653,035,63048,200,097
562,631,022479,439,478
2023123120221231
506,339435,695
20231231
20221231
20231231
20221231
2,655,3732,422,6952,642,7422,407,543
65,247,06849,234,78863,883,53847,615,94914,519,81212,462,34713,489,00011,891,000165,995,093140,339,654150,865,525126,389,450
248,417,346204,459,484230,880,805188,303,942
2023123120221231
财务报表附注（续）
2023年12月31日人民币千元
2023123171.612022123165.50
2023123120221231
2023123120221231
36,093,27336,379,57336,093,27336,379,573
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(1)
(a) 5%5%
116,boulevarddesltaliens,75009
Jean-Laurent
Bonnafé
22.9515.24%15.24%RCS
Paris662 042 449
1027F
8012.87%12.87%91320100674919806G
17.309.99%9.99%91320192134917922L
1689.99%9.99%91320000134767063W
财务报表附注（续）2023年12月31日人民币千元
(1)
(a) 5%5%
1 1,576,214,13615.24%(QFII)
106,325,26816.27%2 2008123[2008]1304
200962[2009]161245,140,000
212,344,3492010682016662017717695,640,08832,795,651201068201666
2017717107,438,552
<>
10,445,2730.10%1,330,914,23512.87%(b)(2)
(3)
(4)
5%5%
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(1)
2023123120221231
80,624745,728
0.42%
3.40%
0-ESTR-75bpEONIA-50BP-0
(2)
20232022
5,151(6,455)
(3)
2023123120221231
200,000–
0.72%
0.00%
0.87%-5.48%
0.76%-4.50%
(4)
20232022
3,741
3,47312,528
3,66817,167
财务报表附注（续）
2023年12月31日人民币千元
(5)
2023123120221231
–225,000
–299,250
–524,250
0.00%
1.01%
1.20%-3.20%
0.65%-3.20%
(6)
20232022
6,014
18,362
24,466
(7)
2023123120221231
500,000600,0005,879,7403,673,4322,477,1893,816,32946,50016,756299,805335,884
9,203,2348,442,401
0.90%
0.94%
0.70%-7.52%
0.60%-6.00%
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(8)
20232022
21,50117,881
168,797179,445
33,636116,9982,1433,53612,48315,116
238,560332,976
(9)
2023123120221231
628,037640,854
–1,000,000
628,0371,640,854
0.19%
0.48%
4.65%-6.70%
5.20%-6.70%
(10)
20232022
29,22778,50267,00067,000
96,227145,502
(11)
2023123120221231
386,64949,720239,860146,07370,60548,778540,101701,239
1,237,215945,810
0.63%
0.61%
2.35%-5.13%
3.40%-4.15%
财务报表附注（续）
2023年12月31日人民币千元
(12)
20232022
12,642
10,434
4,783
14,29610,210
42,15511,651
(13)
2023123120221231
389,934666,9741,166,0901,472,2741,201,032410,176236,46466,189
2,993,5202,615,613
0.73%
0.67%
1.98%-5.90%
1.65%-3.90%
(14)
20232022
7,9847,92837,11226,9486,2211,7852,3923,091
53,70939,752
(15)
2023123120221231
590,4681,287,338949,3011,736,51238,54138,962
1,578,3263,062,828
0.94%
1.70%
0.30%-3.35%
0.30%-2.45%
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(16)
20232022
––5,8982,025
22,47922,656
3,311
28,44927,992
(17)
20232022
–
(18)
2023123120221231
315,278393,51715,887,79214,735,955
1,572,7847,411,955
310,543272,906
18,086,39722,814,333
1.31%
1.83%
0.01%-6.10%
0.01%-4.18%
(19)
20232022
6,4564,478268,126239,502255,179169,9746,4164,322
536,177418,276
财务报表附注（续）
2023年12月31日人民币千元
(20)
2023123120221231
169,534188,819
(21)
2023123120221231
6,2903,56019,569–
361,190361,190
387,049364,750
(22)
2023123120221231
118,000400,000
(23)
2023123120221231
19,637–
8,6364,934
28,4735,134
(24)
2023123120221231
215,000591,000
(25)
20232022
3,6103,837
3,6733,897
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(26)
20232022
3,822–
13,2474,50079,763137,349
107,79785,599
204,629227,448
(27)
2023123120221231
164,401353,53247,20337,700
211,604391,232
(28)
2023123120221231
217,025121,89642,56721,410
259,592143,306
(29)
202380,0002022617,520(30)
2023123120221231
2,786,0011,456,2652,125,0382,033,026
–200,411–20232022
–1,80341,84215,585
80,49428,670
63,4756,291
24,68012,525
828,276–
财务报表附注（续）2023年12月31日人民币千元
2023202229,31333,714
(1)
(a)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(1)
(b)
AA
(2)
财务报表附注（续）
2023年12月31日人民币千元
(2)
(a)
(b)
(c)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(3)
财务报表附注（续）
2023年12月31日人民币千元
(3)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(3)
PMI20231231
PMI50.18%
20231231
财务报表附注（续）
2023年12月31日人民币千元
(4)
2023123120221231
352,708,96632.09%294,652,57731.15%
92,049,7338.38%73,692,3817.79%76,856,4236.99%66,151,1306.99%72,895,9166.63%48,890,2005.17%37,447,9513.41%38,103,1084.03%
23,884,2202.17%14,775,7631.56%15,098,5121.37%13,131,6771.39%9,633,9870.88%9,955,7561.05%10,648,2000.97%9,734,6171.03%9,092,0100.83%9,426,8711.00%26,148,9632.38%24,555,3122.60%29,690,8242.70%22,461,2002.37%58,943,1835.36%49,212,4845.20%
815,098,88874.16%674,743,07671.33%
283,974,41825.84%271,169,60428.67%
1,099,073,306100.00%945,912,680100.00%
2023123120221231
945,392,53586.02%814,217,23486.08%
307,179,98527.95%272,693,16228.83%
108,168,0689.85%90,020,1519.51%
45,512,7034.13%41,675,2954.41%
1,099,073,306100.00%945,912,680100.00%
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(5)
2023123120221231
2023123120221231
114,112,107113,427,182
21,929,70523,698,89725,777,27713,788,191
6,826,7816,985,843
47,492,17952,627,6971,066,932,114914,911,172
793,317,584652,046,712273,614,530262,864,460442,357,296401,890,739331,224,288341,734,845195,720,434155,977,7302,434,4602,756,623
2,254,806,6412,027,798,919
62,161,86581,507,40863,987,22446,543,54447,506,57050,924,313335,939,733252,264,116
53,035,63048,200,097
562,631,022479,439,478
2,817,437,6632,507,238,397
财务报表附注（续）
2023年12月31日人民币千元
(6)
2023123120231231
1,058,655,90130,296,01710,121,3881,099,073,306326,010,0341,514,6292,355,296329,879,959183,946,0028,473,158833,144193,252,304
1,568,611,93740,283,80413,309,8281,622,205,569
2022123120221231
912,342,65325,210,0828,359,945945,912,680337,784,354644,522360,570338,789,446150,849,4581,990,6271,007,813153,847,898
1,400,976,46527,845,2319,728,3281,438,550,024
202312318,503,060202212315,191,125(7)
202312
315,856,783202212312,059,737
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(8)
20231231
2023123120221231AAA197,186,388155,332,999AA-AA+34,131,78926,636,163A+160,773191,703
250,643,298229,076,154
482,122,248411,237,019
(1)
VAR
(2)
财务报表附注（续）2023年12月31日人民币千元
(2)
20231231
111,441,7853,824,60310,47525,924115,302,78710,846,5236,466,93057,0604,559,19221,929,70522,324,331782,262–2,670,68425,777,2775,032,7231,520,826–273,2326,826,78147,492,179–––47,492,1791,049,449,84615,485,386–1,996,8821,066,932,114
442,141,068866,844––443,007,912328,264,4572,747,058–212,773331,224,288172,657,26523,063,169––195,720,4342,133,203–––2,133,2032,434,460–––2,434,460
2,194,217,84054,757,07867,5359,738,6872,258,781,140
153,317,500–––153,317,500159,416,0375,392,578––164,808,61528,598,8529,905,590–381,37538,885,817
424,482–––424,4825,215,2501,258,695–254,8176,728,76266,542,427–––66,542,4271,350,807,94639,132,87118,3026,406,7501,396,365,869258,373,078–––258,373,078
18,900,940386,2276481,46719,289,282
2,041,596,51256,075,96118,9507,044,4092,104,735,832
152,621,328(1,318,883)48,5852,694,278154,045,308
551,518,6818,544,164–2,568,177562,631,022
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(2)
20221231
111,454,4562,980,82816,83521,824114,473,943
13,771,0035,422,542261,6104,243,74223,698,897
7,775,6955,375,963–636,53313,788,1915,327,0951,389,540–269,2086,985,84352,627,697–––52,627,697903,789,27210,461,399–660,501914,911,172398,761,5193,589,222––402,350,741338,122,0993,374,057–238,689341,734,845133,778,84522,198,885––155,977,730
1,801,896–––1,801,8962,756,623–––2,756,623
1,969,966,20054,792,436278,4456,070,4972,031,107,578
129,736,792–––129,736,792175,845,4282,906,168––178,751,596
6,971,42917,713,172–163,15024,847,751
262,487–––262,4875,569,7591,233,393–200,4327,003,58450,039,051–––50,039,0511,217,007,43638,294,751159,8405,670,3961,261,132,423230,766,406–––230,766,4067,804,76365,248676356,9448,227,631
1,824,003,55160,212,732160,5166,390,9221,890,767,721
145,962,649(5,420,296)117,929(320,425)140,339,857
465,230,78411,493,447–2,715,247479,439,478
财务报表附注（续）
2023年12月31日人民币千元
(2)
1%20231231
1%(182,865)172,974(9,891)(1%)182,865(172,974)9,891
20221231
1%(207,144)166,492(40,652)(1%)207,144(166,492)40,652
(i)(ii)(iii)(iv)(v)(3)
(VaR)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(3)
20231231
331155
109,962,617–––5,340,170115,302,787
21,163,006759,935––6,76421,929,70512,026,62613,480,753––269,89825,777,277
––––6,826,7816,826,78147,447,400–––44,77947,492,179413,192,303516,359,338122,337,96812,550,2382,492,2671,066,932,11416,639,88543,939,30350,278,08118,753,293313,397,350443,007,91216,802,94535,308,649115,920,032158,656,5714,536,091331,224,28818,365,27826,863,147120,879,07027,144,8092,468,130195,720,434
––––2,133,2032,133,203
––––2,434,4602,434,460
655,600,060636,711,125409,415,151217,104,911339,949,8932,258,781,140
34,830,000116,655,525––1,831,975153,317,50083,466,34076,363,9503,621,000–1,357,325164,808,61510,636,94826,604,539994,000–650,33038,885,817
––––424,482424,482
––––6,728,7626,728,76266,076,367449,913––16,14766,542,427584,595,616334,079,247448,934,0571,651,50027,105,4491,396,365,869
61,862,472102,600,04178,165,42214,495,6551,249,488258,373,078110,616277,823774,25793,71418,032,87219,289,282
841,578,359657,031,038532,488,73616,240,86957,396,8302,104,735,832
(185,978,299)(20,319,913)(123,073,585)200,864,042282,553,063154,045,308
财务报表附注（续）2023年12月31日人民币千元
(3)
20221231
331155
109,677,599–––4,796,344114,473,94322,817,675859,646––21,57623,698,897
8,488,1785,172,513––127,50013,788,191
––––6,985,8436,985,84352,561,510–––66,18752,627,697367,527,296413,157,528123,630,3138,630,3501,965,685914,911,17213,189,37451,516,10683,174,9427,950,574246,519,745402,350,74127,163,98329,947,126140,162,812138,751,8055,709,119341,734,845
9,542,79311,287,39588,334,13844,683,5722,129,832155,977,730
––––1,801,8961,801,896
––––2,756,6232,756,623
610,968,408511,940,314435,302,205200,016,301272,880,3502,031,107,578
23,232,855104,203,500––2,300,437129,736,79273,367,878104,311,300––1,072,418178,751,59617,854,2216,844,510––149,02024,847,751
––––262,487262,487
––––7,003,5847,003,58449,856,649166,843––15,55950,039,051563,295,469332,327,721341,091,9161,316,53423,100,7831,261,132,42367,527,58069,022,66778,674,30014,494,9291,046,930230,766,406
109,031240,496726,024129,7977,022,2838,227,631
795,243,683617,117,037420,492,24015,941,26041,973,5011,890,767,721
(184,275,275)(105,176,723)14,809,965184,075,041230,906,849140,339,857
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(3)
20231231100
2023123120221231
589,652286,889(100)(589,652)(286,889)
2023123120221231
(5,480,686)(5,647,846)(100)5,808,9806,037,601
(i)(ii)(iii)(iv)(v)
财务报表附注（续）
2023年12月31日人民币千元
20231231
1155
96,573,64518,729,142115,302,787
20,334,970834,005761,15121,930,126
12,247,50113,838,73026,086,23172,00047,454,56647,526,5661,422,609190,538,794490,072,883432,532,11692,844,8201,207,411,222173,451,5622,683,17253,052,46548,568,393118,337,69648,710,718444,804,006
24,229,36743,399,732144,192,502213,128,157424,949,758672,37217,429,36631,860,893133,874,90429,411,862213,249,3972,133,2032,133,203203,1312,203,9875232,35711,35813,1042,434,460
274,528,52243,951,271345,786,587628,504,139828,948,576384,108,6612,505,827,756
36,398,442119,033,632155,432,07430,982,60053,382,31878,603,9873,621,000166,589,905
13,871,91426,804,1021,004,39541,680,411424,482424,482
66,132,428431,97466,564,402317,242,243274,675,527350,266,489515,540,0634,668,9521,462,393,274
62,257,552106,146,46781,370,50315,358,677265,133,19918,04617,330,077669,0421,215,941144,93319,378,039
348,667,371524,048,258681,955,693602,751,90220,172,5622,177,595,786
274,528,522(304,716,100)(178,261,671)(53,451,554)226,196,674363,936,099328,231,970
20053,035,630202,340,935254,805,28852,385,36463,605562,631,022
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20221231
1155
92,130,80022,343,143––––114,473,943
–19,128,7453,713,183877,212––23,719,140––8,589,4995,365,940––13,955,43973,239–52,671,396–––52,744,6351,630,618–151,889,530409,226,345299,998,727187,761,8651,050,507,085158,044,6722,900,39867,378,00957,459,933120,539,3766,419,900412,742,28836,057–37,053,99139,488,988166,508,195191,254,710434,341,941816,109–10,273,24414,186,667100,761,57148,482,190174,519,7811,801,896–––––1,801,896120,1112,460,181154,4722,8189,1179,9242,756,623
254,653,50246,832,467331,723,324526,607,903687,816,986433,928,5892,281,562,771
––24,676,824107,073,766––131,750,590–32,322,51942,205,454105,782,958––180,310,931––18,032,0196,966,857––24,998,876–262,487––––262,487––49,900,021168,300––50,068,321–308,334,304261,360,468359,014,024394,373,4551,569,2691,324,651,520––68,289,45171,076,79987,540,04815,891,387242,797,6857,5854636,300,125666,4801,142,554207,3688,324,575
7,585340,919,773470,764,362650,749,184483,056,05717,668,0241,963,164,985
254,645,917(294,087,306)(139,041,038)(124,141,281)204,760,929416,260,565318,397,786
–48,200,097137,289,944235,494,35458,218,801236,282479,439,478
财务报表附注（续）
2023年12月31日人民币千元
(1)
(a)
331155
20231231
1,444(8,203)12,0722275,540
20221231
1,699(4,517)27,614–24,796
(b)
33115
20231231
(228,401,982)(139,195,001)(4,129,070)(371,726,053)228,479,071139,248,2384,170,201371,897,510
77,08953,23741,131171,457
20221231
(343,074,794)(79,374,196)(892,894)(423,341,884)342,995,80679,423,440892,408423,311,654
(78,988)49,244(486)(30,230)
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20231231
174,174,346131,229,710136,953,240442,357,296
588,31762,299–650,616
–195,720,434–195,720,434899,764–1,233,4392,133,203
–6,826,781–6,826,781
–68,577,823–68,577,823
175,662,427402,417,047138,186,679716,266,153
–(424,482)–(424,482)
–(6,728,762)–(6,728,762)
–(7,153,244)–(7,153,244)
–638,469–638,469
财务报表附注（续）
2023年12月31日人民币千元
20221231
159,472,150161,762,66380,655,926401,890,739
401,67558,327–460,002
–155,977,730–155,977,730838,933–962,9631,801,896
–6,985,843–6,985,843
–64,763,227–64,763,227
160,712,758389,547,79081,618,889631,879,437
–(262,487)–(262,487)
–(7,003,584)–(7,003,584)
–(7,266,071)–(7,266,071)
–2,089,503–2,089,503
20232022
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
20232022202320221231123112311231
331,224,288341,734,845346,065,730352,165,681
258,373,078230,766,406260,394,791235,114,936
20231231
80,655,926––2,885,352–80,449,647(27,037,685)136,953,240
962,963–––255,83315,362(719)1,233,439
20221231
67,869,337––1,576,688–41,667,945(30,458,044)80,655,926
484,902–––2,917476,116(972)962,963
财务报表附注（续）
2023年12月31日人民币千元
20231231
20126
2023123120221231
140,841,914126,922,451(833,061)(821,520)140,008,853126,100,931
29,998,05729,916,142170,006,910156,017,073
31,748,73529,418,774201,755,645185,435,847
1,490,971,5871,295,996,217
9.39%
9.73%
11.40%
12.04%
13.53%
14.31%
202442620232023
10%17.7318.88
55.51
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
20231231
88,000––––––88,000–136,333––––––136,333–1,360,000––––––1,360,000–2,000,000––––––2,000,000–
610,4552,914,000–––––3,524,455–3,963,604–265,78261,549–(90,164)–4,200,771–3,396,666–556,238371(35,257)(220,500)–3,697,518–
153,149–11,907–(11,934)(2,296)–150,826–
11,708,2072,914,000833,92761,920(47,191)(312,960)–15,157,903–
1 20228
20221231
88,000––––––88,000–
136,333––––––136,333–1,360,000––––––1,360,000–2,000,000––––––2,000,000–1–539,220––––71,235610,455–
2,697,5191,190,000237,011(97,962)–(62,964)–3,963,604–3,102,946–513,535685–(220,500)–3,396,666–
140,644–12,505––––153,149–181,068–(23,471)–13,638–(71,235)––
9,606,5101,729,220739,580(97,277)13,638(283,464)–11,708,207–
财务报表附注（续）
2023年12月31日人民币千元
(1)
2023123120221231
(a)985,981,950864,549,638(b)68,577,82364,763,227
1,054,559,773929,312,865
1,055,071,216929,783,032(511,443)(470,167)2,376,0611,990,5291,056,935,834931,303,394(33,048,250)(32,457,243)
1,023,887,584898,846,151
(a)
717,974,182595,811,82624,404,52020,740,840
742,378,702616,552,6667,194,25211,165,27974,753,75581,094,058
139,686,066139,312,697
21,969,17516,424,938
243,603,248247,996,972
985,981,950864,549,638
(b)
58,267,22748,609,2315,286,3041,720,3611,716,9295,018,3073,307,3639,415,328
68,577,82364,763,227
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
(2)
2023123120221231
246,494,82023.37%194,820,90620.96%
588,322,87355.80%485,620,88752.26%
161,282,22315.29%171,150,35018.42%
58,459,8575.54%77,720,7228.36%
1,054,559,773100.00%929,312,865100.00%
(3)
20231231
2,700,0432,513,438598,998320,5226,133,001514,365586,6481,579,853213,4102,894,2761,554,505925,046943,95888,7713,512,280
–17,964475,16330,753523,880
4,768,9134,043,0963,597,972653,45613,063,437
20221231
1,513,5701,579,343486,12275,7923,654,827490,896493,9992,411,049142,1943,538,138708,962658,9741,011,86672,1732,451,975636,386293,080258,084220,3191,407,869
3,349,8143,025,3964,167,121510,47811,052,809
财务报表附注（续）
2023年12月31日人民币千元
(4)
a.
20231231
16,531,2619,059,5356,866,44732,457,243(1,666,617)2,110,3826,349,5466,793,311259,241(241,177)(18,064)–(681,397)737,072(55,675)–(303,755)(722,078)1,025,833–
––(7,403,271)(7,403,271)––1,228,0651,228,065––(33,388)(33,388)2,5552,4851,2506,290
14,141,28810,946,2197,960,74333,048,250
20221231
18,177,1294,968,9124,593,97227,740,013
(937,264)4,007,1756,581,0409,650,95141,546(32,984)(8,562)–(670,712)675,386(4,674)–(114,418)(559,403)673,821–
––(6,796,617)(6,796,617)––1,898,3761,898,376––(75,826)(75,826)34,9804494,91740,346
16,531,2619,059,5356,866,44732,457,243
二零二三年度报告
财务报表附注（续）
2023年12月31日
人民币千元
(4)
b.
20231231
536,12964,923166,887767,939(36,784)96,712(7,720)52,208907(354)(553)–(7,247)8,361(1,114)–––––493,005169,642157,500820,147
20221231
354,55869,559162,327586,444183,917(6,993)4,571181,495581(458)(123)–(2,825)2,825––
(102)(10)112–536,12964,923166,887767,939
财务报表附注（续）
2023年12月31日人民币千元
20232022
50,387,11745,960,39532,082,26427,759,273
16,159,40216,721,8361,523,1751,204,812622,276274,474185,651186,934
1,578,5231,496,359730,037426,1241,426,480954,82614,361,91513,233,9992,741,3715,697,492
71,411,09467,956,129
33,38875,826
(4,011,013)(2,184,998)(3,688,695)(3,011,264)(1,171,455)(502,359)(32,698,969)(28,020,996)(919,719)(754,650)(5,899,852)(7,113,332)
(41,352)(41,588)
(48,431,055)(41,629,187)
22,980,03926,326,942
二零二三年度报告
财务报表附注（续）
2023年12月31日人民币千元
20232022
17,734,40517,290,878
7,145,2718,747,907
4,397(1,044)
707,613605,1384,794–
377,138357,161
165,421150,80666,63457,356(7,025)1,810
(1,679,945)(2,732,299)(223,676)(828,866)
(12,594,564)(8,602,351)41,35241,588
5,899,8527,113,332528,443249,628(140,669,994)(193,865,264)146,685,659263,049,459
24,185,77591,635,239
2024426
财务报表补充资料2023年12月31日人民币千元
南京银行股份有限公司
20232022
18,630,48218,543,956(94,923)(21,268)
70,61173,015
(769,503)(521,180)
(7,025)1,853
204,133119,14618,033,77518,195,522
17,925,43718,088,015108,338107,507
[2008]43
2023
(%)
13.12%1.681.47
12.72%1.631.422022
(%)
15.12%1.761.54
14.87%1.731.51
Annual Report2023