?ЪА?:
601336
(λ???????∕??⿸??Ъ????)???????Ъ????NEW CHINA LIFE INSURANCE CO., LTD.
2023
????
重要提示
202432720231111
2023201722
202025
20230.8526.52202330.4%
2023
释义
新华人寿保险股份有限公司 2023年年度報告
pt
201722200622202025
200625262009C3C1
第一节公司信息
新华人寿保险股份有限公司 2023年年度報告
NEW CHINA LIFE INSURANCE COMPANY LTD.NCI
2019111102100
100022
http://www.newchinalife.comir@newchinalife.com95567
86-10-8521323386-10-85213219ir@newchinalife.com
852-35898647852-35898359Jojo.Ng@tmf-group.com
A
http://epaper.cs.com.cnhttps://www.cnstock.comhttp://www.sse.com.cn Ahttp://www.hkexnews.hk H
A601336
H01336
A
H
183171712-171622230?8835A
H
19969
3,198.6
8.3
2011
成为中国最优秀的以全方位寿险业务
为核心的金融服务集团
科技赋能投资支持寿险发展康养产业与寿险协同发展
财富管理
投资运作| 资本管理
寿险主业
综合保障计划与财富规划
康养产业
养老| 健康
愿景
归属于母公司股东的股东权益
105,067
归属于母公司股东的净利润
8,712
1,403,257
总资产
营业收入71,547
内含价值250,5103,024
(2)一年新业务价值
每股股息
0.85元／股
(1)
综合偿付能力充足率
278.43%
单位：百万元
2023202320222022
165,903163,099
(3)
1,336,0921,157,622(%)
(3)
1.8
4.3
(%)
(3)
3.4
4.6
(2)
3,0242,423250,510255,582(%)
157.01
140.53
(%)
278.43
238.20
1.
2. 20234.5%9.0%2023
30.245.0%11.0%202339.99
65.1%
3. 202311
2022123120222022123120222023
新华人寿保险股份有限公司 2023年年度報告
2023
++
20231,659.031.7%
31.8%65.1%
(1)20225.5%20238.9%
2023
2023123113,360.92
+++2023677%
2.23.5
1. 20234.5%9.0%2023
30.245.0%11.0%202339.99
65.1%
APP
20234407005,300
2023
,20231.76
20234401591.214,3780.67+
96.99%
80%
2023202316910782034
20232,2521,500 6302023102023
核心争力分析
20239,2007.5%2,400
19.7%2023500500
20231,659.0314,032.57
++++
? (Fortune)? 500478? (Forbes)? 2000497? Plus App
? 500137
50065
?
? (IFSR)A2
(BCA)A3
? ? (IFS)A?
? 2023500234? 202350084? Brand Finance? 202310033? ? 2023500130? &? 2023BrandZ10? ? ·2023? ? 2023? ? ·2023? ? ·2023? ? ·2023? ? 2023? ? 2023ESG TOP 10?
SAP
?
2023
1,6591.7%1.4
278.43%157.01%
1135
(1)
9,200
1,965323
1. 113
1+N
2024
+++
2024
2024327
新华人寿保险股份有限公司 2023年年度報告
20232022
(1)
2021
71,547214,319-66.6%222,380
8,7129,822-11.3%14,9478,7469,803-10.8%14,87791,54889,3852.4%73,853
20231202322023320234
29,00519,93812,9129,692
6,9173,061(436)(830)6,9163,073(428)(815)38,23327,27514,10311,937
20232022
(1)
2021
1,403,2571,255,04411.8%1,127,721105,067102,8842.1%108,497
1. 202220212023
2. 2023112023
2022108,04821,50021,48188,51620221,214,936
97,97520222023
20232022
2021
2.79
3.15-11.4%4.79
2.79
3.15-11.4%4.79
2.80
3.14-10.8%4.77
7.94%
9.29%-1.35pt14.22%
7.97%
9.28%-1.31pt14.16%
29.34
28.652.4%23.67
1. 202220212023
2. 20226.89
6.88
22.43%22.41%
28.3720222023
20232022
(1)
2021
33.68
32.982.1%34.77
1. 202220212023
2. 202231.40
20222023
202320222021
(1)
(2)(5)
3963
––1
–51111(28)
(57)(74)
(15)
(12)(26)
–––
(34)1970
1. 50
2.
20232022
(1)
2021
9,80210,590-7.4%
1,146,4971,013,19113.2%48,04556,878-15.5%(33,252)(33,789)-1.6%(2,448)(1,168)109.6%1,6811,874-10.3%(26,800)(43,129)-37.9%
22018.6%(2)
1.9%
1.8%0.1pt2.0%
1. 20222022112021
2. =+
2023202320222022
(1)(1)
1,403,2571,255,04411.8%1,298,1651,152,13912.7%
105,092102,9052.1%
8,7129,822-11.3%
1. 202220222023
202320231231
30%
20231231
20221231
(1)(1)
5,2658,847-40.5%
14,481
13,5295,461147.7%380,239313,148347,262
5,370
79,465375,654378,391
47,456
10,7097,890
1,722-51.5%
3,592
25,877
106,98743,617145.3%
20,26210,000102.6%
1,4392,424-40.6%
(51,093)(37,134)
20232022
(1)(1)
(3,775)19,037
(6,124)(1,442)
452-75.0%
(2,448)(1,168)109.6%
(26,800)(43,129)
(2,086)(1,173)77.8%
(307)(4,958)5,51522,0793,201(575)
8,71221,500
2022202343%
(2)(5,859)8,610
1. 2022123120222022
2023
2. 20232022
202220222023
2023
2023
20231,659.031.7%409
5.4%235.3831.8%1,212.701.3%
20234.5%
9.0%202330.245.0%
11.0%202339.9965.1%
2023
57.6%11.673.1%
95.9%6.3
202313
89.8%7.22578.4%1.220231.9%
12311220232022
165,903163,0991.7%
40,90038,8055.4%23,53817,86131.8%2,8882,56312.7%17,36220,944-17.1%121,270119,7371.3%3,7334,557-18.1%
1.2.
12311220232022
11,70710,6729.7%11,05810,0749.8%
5988.5%
102,469103,836-1.3%
1,4001,854-24.5%
115,576116,362-0.7%
29,07328,0463.7%12,4377,74860.5%16,63620,298-18.0%18,73615,86718.1%
18-16.7%
47,82443,9318.9%
8737.9%
3491.2%
2,3182,685-13.7%
2,5032,806-10.8%
165,903163,0991.7%
(1)
2023
20231,155.76
110.589.8%15.5
(1)
2.7
(2)
15.8%
(3)6,293.7
94.4%
1. =(
≥800
2. =*100%={[+
2]}
3. =
2023
2023478.248.9%
124.3760.5%187.36
18.1%
(2)
6.5
17392,000202325.0310.8%
(1)
7.341,965.459.5%
1.
12311220232022
165,903163,0991.7%
80,83649,84262.2%
39,23014,452171.5%
41,50535,26817.7%
122-17.2%(1)
29,69654,008-45.0%
20,335-100.0%29,68733,673-11.8%–––54,39657,861-6.0%1,6614,018-58.7%50,02150,749-1.4%2,7143,094-12.3%
1,341-31.5%––––––
1,341-31.5%(1)
4721.3%
–––
4721.3%–––
1.
2023
12311220232022
165,903163,0991.7%
15,88115,8630.1%
11,66313,335-12.5%11,60010,5679.8%
9,8778,61814.6%
8,9177,73415.3%8,5148,2123.7%7,9738,350-4.5%7,4468,718-14.6%6,6586,4143.8%6,2166,1840.5%71,15869,1043.0%
202357.1%10
(1) 5
116,38819211,0677039,1981,02847,8921257,239251
116,38829,02637,82341,0145927
(2) 3
1()8,5384182()3,1982,1193()2,767270
(3) 3
1–8
1. 2023
0.48%
12311220232022
(1)
89.8%
82.6%7.2pt
(2)
78.4%
77.2%1.2pt
1. 1313
2. 2525
12311220232022
(1)
48,04556,878-15.5%6,1575,47212.5%
(2)
6,9127,810-11.5%
11878.8%
33,65341,844-19.6%
1,1121,634-31.9%
33,25233,789-1.6%4,5733,68324.2%(2)
4,7605,567-14.5%
27648.1%22,61923,385-3.3%1,0981,127-2.6%14,79323,089-35.9%
1.2.
202335.9%
15.5%1.6%
20231231
20221231
(1)
1,132,9901,000,13213.3%
13,50713,0593.4%
1,146,4971,013,19113.2%
1,144,0211,010,17113.3%
532,445407,65930.6%
611,576602,5121.5%
2,4763,020-18.0%
1,146,4971,013,19113.2%
169,004 175,317-3.6%
1.
202313.2%13.3%
30.6%
2023
20231.8%3.4%
2023
20232022
(1)1231
1,336,092100%1,157,622100%
(2)
21,7881.7%17,5861.5%(2)
255,98419.2%227,54719.7%673,65650.4%481,75241.6%40,7653.1%70,1466.1%(3)
39,1742.9%46,6634.0%(4)
106,2117.9%82,1647.1%84,6326.3%87,1317.5%(5)
101,5817.6%113,1109.8%5,1740.4%5,8200.5%(6)
7,1270.5%25,7032.2%
380,23928.5%347,26226.0%
5,3700.4%598,04744.7%
79,4656.9%375,65432.4%378,39132.7%318,29227.5%
5,1740.4%5,8200.5%
1. 20231120221231
20221231202312312.3.4.5.6.
12311220232022
(1)
8,5047,31832,63540,505(2)
(3)
41,62848,236
(12,496)2,820(5,935)(1,354)
(307)(4,954)(639)(18)
(4)
22,25144,730
(5)
3.4%
4.6%
(5)
1.8%
4.3%
1. 2023112022
202220232.3.
4. =++++
5. =
202312311,569.48
641.65
(1)
11.7%6.7
1. 20221231
(1)
20231231AAA98.6%(2)
20231231
(1)
(1)
40,765
26.0%-5.7pt(29,381)
39,174
25.0%3.9pt(7,489)
37,107
23.6%-4.8pt(25,637)
7,648
4.9%-2.7pt(9,060)
(2)
32,254
20.5%9.3pt7,402
156,948
100.0%(64,165)
1. 20221231
2.(3)
59,708
38.0%
8,455
5.4%
6,954
4.5%
6,653
4.2%
6,533
4.2%
6,012
3.8%
4,983
3.2%
3,942
2.5%
3,366
2.1%
3,240
2.1%
109,846
70.0%
()
20231231
20221231
145,069143,990
(2)
(3)
257,252244,069100
92,393102,463
(3)
(1)
157.01%
140.53%
(1)
278.43%
238.20%
1. ==2.
3. 2023910[2023]5
20231231
20221231
(1)
92.5%
91.9%
1. =
12311220232022
(1)
91,54888,5163.4%
(156,649)(89,601)74.8%
69,2862,8392,340.5%
20233.4%202374.8%20232,340.5%
217.88
2,559.84
8,644.99
(2)
333,546380,23946,693(5,931)317,631347,26229,6314
5,2115,370159–
656,388732,87176,4835,927
1. 111314
2. 202311
20231231
50099.4%
4,5493,869624
5099.6%50544145,000100%7,1655,3128
3,200100%2,6012,262(117)
1,908100%1,0601,051(25)
1,843100%1,8041,753(23)
1,12745%1,141763(28)
964100%684665(17)
500100%474465(4)
100%244(28)
200100%98914
170100%82(106)(34)
10100%860.1
9.03%407,119109,837(4,858)
2024
1.
2024
2.
第五节内含价值
新华人寿保险股份有限公司 2023年年度報告
20231231202312312023
201611
? 202312312023? 202312312023? 202312312023? 2022123120231231
?? 20232023
2024327
20231231
201611[2016]36
20231231
9.0%
4.5%
6.0%
2010-2013
(2020)
2.0%
70%
25%
100%
20231231
2023123120221231
162,783165,666116,257116,863
(28,529)(26,947)
87,72789,916250,510255,582
1.2.
2023123120221231
5,8924,565
(2,868)(2,142)3,0242,423
1. 5.0%11.0%202339.99
2. 2023123120221231449.41438.383.4.
2023123120221231
2,9342,339
(318)(262)
3,0242,423
1. 5.0%11.0%202339.99
2. 2023123120221231449.41438.383.4.
20221231202312312022123120231231
1.255,582
2.3,024
3.19,298
4.2,756
5.(14,315)
6.398
7.(13,306)
8.(3,369)
9.55
10.388
11.250,510
2.3.4.5.6.7.8.9.10.
20231231
87,7273,024
9.5%82,5422,685
8.5%93,3253,39150117,2785,6115058,05442310%110%)85,7101,97310%90%)89,7444,07410%110%)87,9802,80610%90%)87,4263,25410%110%)86,8172,94510%90%)88,6423,10310%110%)82,1002,67610%90%)93,3953,37275%83,1273,023
第六节董事、监事、高级管理人员和员工情况
新华人寿保险股份有限公司 2023年年度報告
(1)
1971620231215.471.39
(2)
1964920216114.4248.57
202341973220187––19799202110––19746202110––19731220166––19711120198––19541020191222.684.3219621220221220.793.961978920221224.494.8419741020221224.494.841967820216––1973320182––19651020198147.9773.641967102016351.2512.0119701020161193.6332.96
20109
201731975820211197.2833.88
202291968420221297.5631.05
(3)
19811020242
(4)
1974820243(4)
1972320243
1. 2023925202320231010
20231218
2. 20229262023411
3. 20231222202427
4. 202412520243195.
6. 2023
(1)
19638202342023887.2943.25
201911202382019820238
(2)
19543201792023922.274.4
(3)
1970520161220243
2017220243
108.7945.46
(4)
1964122016112023112.392.66
(4)
19632201322023112.072.52(4)
19724201182023110.291.72
1. 2023822
2. 2023918
3. 202431
4. 2023129
2023122023820195202380001660680620141220195
2008520141220001
202342021620199
20233202432021620234
01508
20187202012
2001320186
19982000
202110202311
20057
20057
2021102010
BP20102
20166096681995
20198
60160102601
2005
201912Liberty Chambers
1985202319962201561988200519982015
2022120035460106606066
601198
2001
202212
2006
202212
600021600816
688366000671
60087401065300363(CPA)2002
20216
19951
20081
20182
200152007920051120071199672001519967
201982019122017620133
19862012
20163
2010420111
1988
2016112010920173
19991
(CAA)(FCAA)(CIMA)(FCMA)19962011
2021920211120229
2011
20221220172202212201992022720105
2004
202420150820192202312
200992019220086
2024320126
2024320171
202252021220218202182022320147
202062019122016120189201912202032020112018920156202152021122021620229202332014122019820238
963.13
351.47
A
A
2023123135
(1)
30,662
1,8456.0%3,65611.9%17,13355.9% 7,31623.9%
8,02826.2%
30,662100.0%
1. 50%
1,9896.5%21,75370.9%6,92022.6%
30,662100.0%
10,87835.5%19,78464.5%
30,662100.0%
20232.218.8
109011942.92024
第七节
公司治理
新华人寿保险股份有限公司 2023年年度報告
审计与关联交易
控制委员会提名薪酬委员会
风险管理与消费者
权益保护委员会
投资委员会
战略委员会
股东大会
董事会
执行委员会
监事会
20232023-1-192023-1-2020222023-6-282023-6-292022
<>20232023-9-252023-9-26
(www.sse.com.cn)(www.hkexnews.hk)
(1)
33100%33100%33100%33100%(2)
22100%(2)
22100%
33100%
33100%
33100%
33100%(3)
22100%
(3)
22100%
1. 202312202392023
2. 20231192023
20233.
11254
1.
2.
3.
2023-1-29
2023-2-172022
2023-3-320222023-3-302022
2023-4-272022
2023-5-262022
2023-7-182022
2023-7-252023
2023-8-29
2023-10-10
2023-10-272024
2023-11-2942023-12-222022-2023
2023-12-31
4.
2/20/01/1–––14/144/412/12–––14/144/412/129/9––14/14–12/12––12/1214/14–––
14/144/412/12–––14/14––9/9
14/14–––
14/144/412/129/9––14/14––9/9
14/14––9/9
8/82/27/7––6/6
9/9––7/7
–
1.2.
2023-3-29202232023-4-26202342023-8-28202320232023-10-09
2023-2-1620222023-3-320222023-3-292023-202532023-4-262023-202562023-5-25202232023-7-172023-7-242023-8-282022-20232023-10-262023-11-2922023-12-21202420242023-12-31
2023-2-16202222023-3-292022112023-4-26202282023-5-25202382023-7-17
2023-7-2420222023-8-2822023-10-262024
2023-12-212022-2023
2022
?
2023
男性9名
5名3名1名2名50岁及以下56-60岁51-55岁61岁以上
| 任期年限 |
6名4名1名2年及以下2-6年
5名4名2名独立董事非执行董事执行董事
| 性别组别 |
女性2名
2023-2-1622023-3-29202242023-4-26202222023-5-2522023-7-172023-7-2422023-8-282023-10-922023-10-2622023-12-213
2023-2-16202220232023-3-29202262023-4-26202282023-5-25202242023-7-17202222023-7-24202322023-8-2822023-10-092023-10-262022-202322023-11-2922023-12-212022-20232023-12-31
20231231
ESG
2023
3/311/113/311/113/311/113/311/11
(www.sse.com.cn)(www.hkexnews.hk)
ESG
(1)
(2)
2023(3)
(4)
(5)
(6)
(7)
2024
20232172024327
<>
2023A
E
202387.1279.8120231231831.42202379.81 2023
2024327202320230.8526.522023
30.4%2024
2023
2024892023
20230.8526.528,71230.4%20221.083,3699,82234.3%20211.444,49214,94730.1%
2023
3034
202312311,7583527376664935
A.2.120231120231231
[2008]7[2010]11[2010]69[2015]114
[2008]7[2010]11
202320231120231231
2023
第八节风险管理
新华人寿保险股份有限公司 2023年年度報告
2023202320232023
2023
2023
(VaR)
1.
2.3.
4.
5.6.
7.
1.
AAA95%AAA2023(1)
(2)(3)(4)(5)(6)2.
20239A6AA+1AA-2A+1A23A+1A1A-1
1.2.
3.
4.5.
1.
2023(1)(2)
(3)(4)
2.
20234
2023(1)
(2)
(3)(4)
(5)
2023
2023
1.
2.3.4.5.6.
1.
2.3.4.
第九节环境和社会责任新华人寿保险股份有限公司 2023年年度報告
2023
2023ESG
20239,2007.5%2,400
19.7%
257.9643%174.0819%106.29
253%
40.42147%
1,632.6311%
20232,066
20494
2023
1.
2023
2.
APP20233,46641%28%
34610%562%3019%532%2577%461%2317%431%2056%431%2036%411%1765%411%1675%341%1625%321%1414%301%1173%301%1153%261%1083%251%923%211%802%160%802%70%712%70%582%
2023ESG
++20231,645
1. 2023·
186941020175,0543913,474
2. ·
20235018
3. 202312186.2
4. 2023354.42023
3,100
2.611
2023ESG
第十节董事会报告与重要事项
新华人寿保险股份有限公司 2023年年度報告
2023ESG
30%30%
2324
112100%25587100%3100%
20231121002023116
2023118
2023420
3.46%90.71
145%25%1420229272023422
202412520231222
14.2214.231425%100%1420242272024
202422831
2024272024228
20231231
10099.991008145%25%14202412
[2008]7[2010]1120231231
20231231
25%
15%H
20231231
2023
10%10%
20233.07
202362820222023
20232023?20232023
20236292022202062021
202220222262022
2022
2022?
2022
20232022
1,753.7
(1)
1,462.0
(2)
194.5
170.0
––
1,948.21,632.0
1. 2023
2. 2022
5%
2014214
2014
2024327
第十一节股份变动及股东情况
新华人寿保险股份有限公司 2023年年度報告
20231231
20231231(+,-)20221231
12,085,439,34066.85%2,085,439,34066.85%
3H1,034,107,26033.15%1,034,107,26033.15%
3,119,546,600100.00%3,119,546,600100.00%
3,119,546,600100.00%3,119,546,600100.00%
85,775A85,492H283202422986,235A85,951H284
(%)
(+-)
(1)
977,530,53431.34AHKSCC Nominees Limited
(2)
972,722,47731.18-30,974,220H
377,162,58112.09A93,339,0032.99A(3)
60,503,3001.94H(4)
43,469,0031.39-636,686A
28,249,2000.91A
11,790,0000.38-1,660,000A8,713,2890.28A7,863,6990.25A
1. AH
2. HKSCC Nominees Limited
HKSCCNominees Limited
3. 20231231H60,503,300HKSCC
Nominees LimitedHKSCC Nominees Limited4.
200312168,282.09
134.79%
240.14%
364.13%
457.14%
520.05%
671.56%
731.34%
840.11%
930.76%
AH
10%10%
2016121
527.9
2023123110%10%
2023123110%10%
31.34%12.09%
20231231377,162,581A
12.09%A18.09%
20231231
XV23
A
H
(%)(%)(%)
1A977,530,53431.3446.87
28,249,2000.911.352Fosun International LimitedH108,633,900
(3)
3.48–10.504,942,4000.160.483Fosun International Holdings Ltd.H113,576,300
(3)
3.6410.984H113,576,300
(3)
3.6410.985Fidelidade-Companhia de Seguros, S.A.H61,656,600
(3)
1.985.966H60,503,300
(4)
1.945.857H60,503,300
(4)
1.945.85
1. (www.hkexnews.hk)
2. 336
3. Fosun International LimitedFosun International Holdings Ltd.Shanghai
Fosun High Technology (Group) Co., Ltd.Fidelidade-Companhia de Seguros, S.A.
4. 20231231377,162,581A
60,503,300HA18.09%H5.85%
14.03%
20231231
20231231
XV
第十二节备查文件目录及信息披露索引
新华人寿保险股份有限公司 2023年年度報告
1.2.3.4.
5%1%2023-01-04H2023-01-05
2023-01-14H2023-01-2020232023-01-2020232023-01-20H2023-01-30
2023-01-30
2023-01-30H2023-02-02
2023-02-16
2023-02-18
2023-02-18
2023-02-18H2023-03-04
2023-03-04
2023-03-14H2023-03-1820222023-03-22
20222023-03-3120222023-03-3120222023-03-3120222023-03-3120222023-03-3120222023-03-3120222023-03-312022 2023-03-3120222023-03-3120222023-03-31
2023-03-312023-03-312023-03-312023-03-312023-03-312023-03-3120222023-03-31H2023-04-05H2023-04-12
2023-04-14H2023-04-14H2023-04-14
2023-04-1420232023-04-21
2023-04-22H2023-04-2220232023-04-24
2023-04-28
2023-04-28
20232023-04-28
2023-04-282023-05-05H2023-05-06
2023-05-1620232023-05-27
2023-05-2720222023-05-3020222023-05-30H2023-06-02
2023-06-1320222023-06-2920222023-06-29H2023-07-06H2023-07-12
2023-07-14
2023-07-19
2023-07-20
2023-07-2620222023-08-02H2023-08-03
2023-08-12H2023-08-1520232023-08-22
2023-08-23
H2023-08-23
2023-08-3020232023-08-3020232023-08-30
2023-08-3020232023-09-0620232023-09-06H2023-09-07H2023-09-08
2023-09-12
2023-09-19H2023-09-1920232023-09-2620232023-09-26H2023-10-09
2023-10-11
2023-10-17H2023-10-1720232023-10-20
2023-10-28
2023-10-2820232023-10-28H2023-11-02
2023-11-08
2023-11-14
2023-11-30
2023-11-30H2023-12-02
2023-12-12
2023-12-21H2023-12-21
2023-12-2320222023-12-23
2023-12-30
http://www.sse.com.cn
财务报告
(24)P01049
202312312023
202312312023
(24)P01049
202312311,146,497
(1)
(1)1964(1)(c)
?
??
? 2023
202211
????
???
(24)P01049
20231231
732,87377,130
5(3)
(3)65(1)
?
?
????
(24)P01049
2023
(24)P01049
(1)
(2)(3)(4)
(5)(6)
(24)P01049
?2024327
财务报告
合并及公司资产负债表20231231
20231231
20221231
2022
20231231
20221231
2022
4(24)4(24)4(24)4(24)
8/59(1)21,80817,60315,49219,61415,02613,458
5,2658,8474,1124,3284,5762,08614,48110,51312,7529,7489/59(2)13,5295,4613,86412,9745,0413,455
255,984227,547168,540250,043193,027147,580
380,239356,144
313,148301,009
347,262354,536
5,3705,352
79,46570,22548,13741,897
375,654403,427373,007401,381
378,391301,102378,160300,830
47,45659,89542,31654,523
9,80210,5909,1539,80210,5909,15320/59(3)5,1745,8205,45241,82764,38465,152
1,7841,7151,715
715715
9,3839,5539,4279,0649,1619,453
15,97915,87315,32211,16011,24110,950
2,0391,8772,6491,3651,4011,547
9861,200
9531,154
4,0634,0023,7922,1972,1151,871
10,7097,8904,50710,3057,5554,310
1,7221,692
1,4591,375
1,403,2571,214,9361,092,0831,391,8751,181,6191,080,642
20231231
20221231
2022
20231231
20221231
2022
4(24)4(24)4(24)4(24)
3,592
25,8772,612–
106,98743,61755,415104,27640,07252,906
431224
4282241,5711,5792,0811,5491,5792,081
3,9154,3494,3863,3633,7143,656
236177
19677
12,21713,8407,20212,04913,9446,811
1,146,4971,013,191910,9361,145,6681,013,154910,936
20,26210,00010,00020,26210,00010,000
8551,040
822993
484490
7–
57515–
1,4392,4243,2301,0231,6762,503
1,298,1651,116,940998,3081,289,2891,085,592990,187
3,1203,1203,1203,1203,1203,120
23,97924,00623,90323,97724,00423,901
(51,093)(37,134)(24,240)(50,941)(37,152)(24,295)
21,72118,23314,51221,72118,23314,51215,21612,84010,55815,18212,80810,526
92,12476,91065,90589,52775,01462,691
105,06797,97593,758102,58696,02790,455
2117///
105,09297,99693,775102,58696,02790,455
1,403,2571,214,9361,092,0831,391,8751,181,6191,080,642
财务报告
合并及公司利润表
20231231
20232022202320224(24)4(24)
71,547108,04870,995109,385
48,04556,87848,04456,878
44/59(4)32,26832,00131,50930,86145/59(5)(3,775)19,037(3,100)20,825
(639)(18)(639)(30)
(6,124)(1,442)(5,996)(147)
1,023
(66,003)(85,961)(66,376)(85,597)
(33,252)(33,789)(33,980)(34,456)(2,448)(1,168)(2,448)(1,168)1,6811,8741,6811,874
(26,800)(43,129)(27,152)(43,129)
(2,086)(1,173)(2,534)(1,258)
(95)(100)(49)(45)
(2,370)(3,124)(1,539)(2,284)
(307)(303)
(4,958)(4,977)
(587)(614)(313)(374)5,54422,0874,61923,788
(97)(106)(96)(106)
5,51522,0794,58323,772
3,201(575)3,398(954)
20232022202320224(24)4(24)
8,71621,5047,98122,818
8,71621,5047,98122,8188,71221,500//
//
(14,575)(12,894)(14,352)(12,857)
(14,575)(12,894)(14,352)(12,857)116110–121115
(5)(5)–(14,691)(12,894)(14,462)(12,857)7,3457,313
(3)(4)(22,241)6,641(21,974)6,641
(19,381)(19,323)
(355)
(355)
21–
//
(5,859)8,610(6,371)9,961
(5,863)8,606//
//
2.79
6.89
//
2.79
6.89
//
财务报告
合并股东权益变动表
20231231
20231231
202212313,12024,005(3,578)15,3699,97553,993102,88421102,905
4(24)(b)1(33,556)2,8642,86522,917(4,909)(4,909)
202212313,12024,006(37,134)18,23312,84076,91097,9752197,996
4(24)(a)6161,5761,57712,58216,35116,3512023113,12024,006(36,518)19,80914,41789,492114,32621114,347
(27)(14,575)1,9127992,632(9,259)4(9,255)
(14,575)8,712(5,863)4(5,859)
1,912799(6,080)(3,369)(3,369)1,912(1,912)–
799(799)–
(3,369)(3,369)(3,369)
(27)(27)(27)
(27)(27)(27)
202312313,12023,979(51,093)21,72115,21692,124105,06725105,092
20221231
202112313,12023,9057,46512,8158,86152,331108,49717108,514
4(24)(b)(2)(31,705)1,6971,69713,574(14,739)(14,739)2022113,12023,903(24,240)14,51210,55865,90593,7581793,775
103(12,894)3,7212,28211,0054,21744,221
(12,894)21,5008,60648,610
3,7212,282(10,495)(4,492)(4,492)3,721(3,721)–
2,282(2,282)–
(4,492)(4,492)(4,492)103103103
103103103
202212313,12024,006(37,134)18,23312,84076,91097,9752197,996
财务报告
公司股东权益变动表
20231231
20231231
202212313,12024,003(3,595)15,3699,94352,096100,9364(24)(b)1(33,557)2,8642,86522,918(4,909)
202212313,12024,004(37,152)18,23312,80875,01496,0274(24)(a)5631,5761,57612,61116,3262023113,12024,004(36,589)19,80914,38487,625112,353
(27)(14,352)1,9127981,902(9,767)
(14,352)7,981(6,371)
1,912798(6,079)(3,369)1,912(1,912)–
798(798)–
(3,369)(3,369)
(27)(27)
(27)(27)
202312313,12023,977(50,941)21,72115,18289,527102,586
20221231
202112313,12023,9037,41012,8158,82949,117105,1944(24)(b)(2)(31,705)1,6971,69713,574(14,739)2022113,12023,901(24,295)14,51210,52662,69190,455
103(12,857)3,7212,28212,3235,572
(12,857)22,8189,961
3,7212,282(10,495)(4,492)3,721(3,721)–
2,282(2,282)–
(4,492)(4,492)103103103103
202212313,12024,004(37,152)18,23312,80875,01496,027
财务报告
合并及公司现金流量表
20231231
20232022202320224(24)4(24)
182,708174,066181,891174,029487487–714714–55(1)2,2181,777
1,115
186,127175,843183,964175,144
(71,900)(63,159)(71,892)(63,159)
(271)(271)
(871)(871)(10,763)(10,671)(10,763)(10,671)(7,873)(8,141)(7,210)(7,452)(838)(1,175)(547)(829)
55(2)(3,205)(3,039)(2,593)(2,787)
(94,579)(87,327)(93,005)(86,040)
56(1)/59(6)91,54888,51690,95989,104
508,379425,852461,570421,72539,75641,31839,03440,996
3,3631,785–3,606172–6,9787,73912,4097,886
562,111475,083514,801470,609
(716,103)(556,001)(662,244)(540,681)(6,515)(3,005)(2,090)(1,789)(1,470)(1,366)(567)(379)(1,257)(1,090)
(718,760)(564,684)(664,971)(546,142)
(156,649)(89,601)(150,170)(75,533)
20232022202320224(24)4(24)
23,91734,776–60,84661,750–10,00010,000–6,4409,2107,00010,000
101,20343,98678,75010,000
(4,227)(5,065)(4,509)(5,052)
(472)
(235)–(13,221)(13,809)(476)(528)(452)(506)(18,004)(19,563)–(9,210)(2,770)(10,000)(3,000)
(31,917)(41,147)(14,961)(22,367)
69,2862,83963,789(12,367)
56(2)/59(6)4,2022,1274,5881,568
17,58615,45915,02613,458
56(3)/59(6)21,78817,58619,61415,026
财务报告
财务报表附注
20231231
199695
200012201131226201112A158,540,000H358,420,00020121
H2,586,600
31.2016
152023
202312312023
(1)
111231(2)
(3)
(4)
(a)
(b)
(5)
(6)
(6)
(a)
???
(6)(a)
??
??
(6)
(a)
(b)
(6)(b)
(6)
(b)
??????
(6)(b)
??????
(6)
(b)
(c)
(1)(2)
(3)
?
?
(6)(d)
???
(1)(2)
(3)
(6)
(d)
(6)(e)
???
(f)
(7)
(8)
(a)
(b)
(8)(c)
(d)
(e)
(9)
20%
(10)
15-455%2.11%~6.33%
(11)
(11)
15-455%2.11%~6.33%
5-85%11.88%~19.00%5-85%11.88%~19.00%
(12)
(13)
15-40
3-10
(14)
(15)
(a)
???
(15)
(b)
(15)(b)
(c)
??(d)
(15)(e)
???
(f)
???
??
(15)
(g)
??
(h)
(i)
(15)(h)
(i)
????????????
(15)(h)
(i)
????
(15)
(h)
(i)
(ii)
(15)
(h)
(ii)
??
????
(15)
(h)
(ii)
???
???
??
(15)
(h)
(ii)
???
??
(15)
(h)
(iii)
??
??
?
??
(15)(h)
(iv)
(v)
(15)(h)
(v)
???
???
(15)
(h)
(v)
?????(i)
??
(15)(i)
????
???????
(15)(j)
(k)
???
(15)(l)
(i)
?
?
??
(15)(l)
(ii)
??????
(iii)
??
(15)(l)
(iii)
???
(iv)
(v)
(15)(m)
(i)
?? 202211202211
202211?
202211202211
202211
(15)(m)
(i)
?
202211202211202211
202211 202211 202211 202211? 202211
202211202211
202211? 2022
? 202211
(15)
(m)
(ii)
202211
????
? 202211? 202211
(16)
(a)
(b)
(a)
(b)
(16)
(17)
(1)
4(15)(l)(i)
(2)
4(6)(3)
(4)
(5)
(18)
(19)
(20)
(a)
(b)
(20)(c)
(d)
(21)
(a)
(b)
??(c)
(21)(d)
(e)
(i)
(ii)
(21)
(e)
(iii)
??
?
?
(iv)
(21)
(e)
(v)
?? 2022630?
(f)
(22)
10%
(23)
(a)
(b)
(23)
(c)
20231231
(24)(a)
202311201722
2324
202311202311
(24)
(a)
20221231202311
17,603117,604
8,847(2)8,84514,481(14,481)5,4615,461227,5477,700235,247333,546333,546252,023252,023317,631317,6315,2115,211
79,465(79,465)375,654(375,654)378,391(378,391)47,456(47,456)10,59010,5905,8205,8201,7151971,9129,5539,55315,87315,8731,8771,877
4,0024,0027,890(5,445)2,4451,7229302,6521,214,93616,3451,231,281
(24)(a)
20221231202311
25,87425,874
25,877(25,877)43,617(7)43,610
1,5791,5794,3494,349
13,8407313,9131,013,1911,013,19110,00021110,211
2,424(280)2,1441,116,940(6)1,116,934
97,99616,351114,3471,214,93616,3451,231,281
20221231202311
(24)
(a)
202311
2022
1231
2023
17,603117,604
8,847(2)8,845227,5477,778(78)235,2471,715198(1)1,91214,481(14,481)
3,300243,8515279,4455766,322333,54631,78823,229195,4521,761(91)(116)252,02312,368103,365182,887203,23915,752317,631
5,20925,211
79,465(79,465)375,654(375,654)378,391(378,391)47,456(47,456)7,89043(5,517)292,4451,7229302,652
25,8773(6)25,874
25,877(25,877)
43,617(7)43,610
13,8407313,913
10,00021110,2112,424(280)2,144
97,996(127)16,565(87)114,347
(24)(a)
202311
202212
202311
7,570(7,570)
7691
1,524501,5747,570(5,970)2201,820
(b)
2020121925[2020]20
(24)
(b)
202311202311
202211
(c)
202211301616
202311202311
202311
4(8)(c)
202312
7(2)
(1)
(a)
20231231
2.70%-4.70% 202212312.54%-4.70%
(b)
2010-2013)
(2020)
(c)
(1)
(d)
70%(e)
(f)
2023123175%2022123175%(2)
? 12
?
(2)
?
??1213(3)
(4)
(1)
25%(2)
20236%(3)
2023
(1)
(1)
20231231
50056399.40%99.40%23504099.64%99.64%211,8431,843100.00%100.00%–
964964100.00%100.00%–26065100.00%100.00%–
200200100.00%100.00%–23,2002,530100.00%100.00%–
5,0005,000100.00%100.00%–
1,9081,285100.00%100.00%–
1010100.00%100.00%–
500530100.00%100.00%–
170170100.00%100.00%–
13,20025
1 202341326820231231
1,8432 202311676202312312,530
(2)
89.5%3,607
100.0%2,625
100.0%2,204
100.0%2,200
100.0%2,000
100.0%1,800
3100.0%1,577
100.0%1,500
63.4%1,421
99.9%1,401
1100.0%1,100
53.1%1,016
100.0%1,000
83.8%1,000
(3)
2023123120221231
13,1821.000013,18211,2961.000011,2963247.08272,2983686.96462,565
790.906272
1,1640.89331,040
15,55214,901
6,2561.00006,2562,7021.00002,702
6,2562,702
19,4381.000019,43813,9981.000013,9983247.08272,2983686.96462,565
790.906272
1,1640.89331,040
21,80817,603
(1)
(2) 20231231
202022123117
(3) 202312311,408202212313,266
2023123120221231
12,89012,8904,4904,490874(874)874(874)–15815819919914314311311367679494
2626190190360(115)245489(114)375
14,518(989)13,5296,449(988)5,461
(1)
2023123120221231
13,4175,267
14,5186,449
(989)(988)
13,5295,461
(2)
20239883(1)(1)989
20229884(4)988
(3)
2023123120221231
8746%(874)100%87414%(874)100.00%13,28491%5,08674%2452%37510%1151%(115)100%1142%(114)100%
14,518100%(989)7%6,449100%(988)15%
(4)
20231231
12,89089%1–
8746%5(874)1581%2–1431%3–
671%2–
14,13298%(874)
20221231
4,49070%1–
87413%5(874)1993%2–1903%2–1132%4–
5,86691%(874)
(5) 202312315%5%2022
1231202312316020221231
2023123120221231
2,61120,507
38,57336,090
82,29743,150
108,43884,300
18,06923,900
6,06919,600
256,057227,547(73)
255,984227,547
20231231
6,37312,70562,30691,29984,63237,10713,60913,31512,13910,4187,62927,967
380,239
20231231
20231231
260,1083,7248,651
24,58214,7891,147
313,623
(475)
313,148
2023
(12
202311
9176167
(2)2–
(1)1–
(2)1309308
20231231
872386475
20231231
309,7391,3842,500313,623
20231231
209,25954,41843,28911,46315,64511,578
1,610
347,262
316,7883,57926,895202312311,5702023
(12
202311
501,5241,574
(2)2–
(6)2(4)
20231231
4241,5241,570
20231231
342,4992,5722,191347,262
20231231
5,351
5,370
(1)(2)
(3) 383
20221231
16,1781,9864,639
23,593
38,404
8,2755,3612,8081,024
55,872
79,465
20221231
47,33016,6418,64311,79367,902
152,354
78,85669,14524,2954,8503,1431,99411,804
9,649
203,736
12,505
7,059
19,564
375,654
202212311,088
(1)
20221231
152,354150,9792,975(1,600)203,736218,281(8,879)(5,666)356,090369,260(5,904)(7,266)
2022
10,6232,250(364)12,509(2)(2)(4)992
8,290(8,290)27117,571(10,212)7,359(99)(201)(300)711
36,4842,250(18,866)19,868(101)(203)(304)1,974
(2)
2022
1,1252,9634,088
4954,4784,973
3,6873,687
(20)(1,471)(1,491)
1,6005,9707,570
20221231
306,059326,315
27,97931,58435,76438,5668,5899,995378,391406,460
20221231
20221231
(2)46,663
47,456
(1) 20221231
(2)
(1)
2023
993,4275,99010,7541,010,1715731432,252523,020
–
993,4275,99010,7541,010,1715731432,252523,020
(37,414)(37,414)
(1,754)(1,754)(4,990)(4,990)(3,887)(3,887)
(44,158)(44,158)(3,887)(3,887)
(208)17,00516,797(630)2,991182,3799,0119,0111,2651,265
1,7221,722648648
1,3881,38870(28)42
9,0111,51418,39328,9181,265183,061(10)4,334
(35,147)1,51418,393(15,240)(2,622)183,061(10)44756,34411756,461–
21,1971,63118,39341,221(2,622)183,061(10)447
(56,533)56,533(261)261–178,641178,6414,0674,067(12,849)(12,849)(1,146)(1,146)
(73,877)(73,877)(3,912)(3,912)714714–
166,506(73,877)92,6292,921(3,912)(991)
1,124,5977,62111,8031,144,0216111611,662422,476
–
1,124,5977,62111,8031,144,0216111611,662422,476
(1)
2022
893,1583,51310,188906,8591,5592292,237524,077
–
893,1583,51310,188906,8591,5592292,237524,077
(48,636)(48,636)
(1,658)(1,658)(1,675)(1,675)(4,909)(4,909)
(51,969)(51,969)(4,909)(4,909)
(266)16,34616,080(921)3,439202,5389,8709,8701,4811,481
2,6492,649835835
601601(245)(20)(265)
9,8702,38316,94729,2001,481(86)3,1944,589
(42,099)2,38316,947(22,769)(3,428)(86)3,194(320)34,1809434,274–
(7,919)2,47716,94711,505(3,428)(86)3,194(320)
(49,834)49,834(213)213–170,069170,0693,9973,997(11,176)(11,176)(1,342)(1,342)
(66,215)(66,215)(3,392)(3,392)
(871)(871)–
158,022(66,215)91,8072,655(3,392)(737)
993,4275,99010,7541,010,1715731432,252523,020
–
993,4275,99010,7541,010,1715731432,252523,020
(1)
2023
826,4658,389159,8898,3977,031175,3171,010,171
–
826,4658,389159,8898,3977,031175,3171,010,171
(13,445)(850)(827)(15,122)(15,122)
(845)(845)(2,383)(2,383)
(2,383)(845)(13,445)(850)(827)(15,122)(18,350)
(5,288)7176,1676,1671,5963,030(174)(4,103)2,088(841)(2,856)–
10224126
(2,156)567(4,103)2,0885,3263,3111,722
1,356321,388
1,356321,388
(3,183)(246)(17,548)1,2384,499(11,811)(15,240)50,4335305,147932585,49856,461
47,250284(12,401)1,3314,757(6,313)41,221
178,641178,641(12,849)(12,849)(73,877)(73,877)714714
92,62992,629
966,3448,673147,4889,72811,788169,0041,144,021
–
966,3448,673147,4889,72811,788169,0041,144,021
(1)
2022
711,0278,402180,1367,294187,430906,859
–
711,0278,402180,1367,294187,430906,859
(19,818)(692)(352)(20,862)(20,862)
(929)(929)(4,228)(4,228)
(4,228)(929)(19,818)(692)(352)(20,862)(26,019)
(5,187)7066,4126,4121,9313,863(106)(6,373)1,727889(3,757)–721(3)718
(603)597(6,373)1,7277,3012,6552,649
58714601
58714601
(4,244)(318)(26,191)1,0356,949(18,207)(22,769)27,8753055,94468826,09434,274
23,631(13)(20,247)1,1037,031(12,113)11,505
170,069170,069(11,176)(11,176)(66,215)(66,215)
(871)(871)
91,80791,807
826,4658,389159,8898,3977,031175,3171,010,171
–
826,4658,389159,8898,3977,031175,3171,010,171
(1)
2023
4,4057,39511,80045,26045,14890,408
49,66552,543102,208
(48,195)(59,301)(107,496)
126591717
6,1676,167
1,5961,596
2022
5,5225,45410,97652,62029,64882,268
58,14235,10293,244
(56,318)(42,113)(98,431)
107599706
6,4126,412
1,9311,931
(1)
31/12/202331/12/2022
8,3344,518
1,2462,8138,1605,4571,566167,304124,617174,2198,417311,460
49,773215,579198,31122,709
677,067629,418
66,80823,3401,6071,4682,3771,453
70,79226,261
606,275603,157
(2)
2023
9,189221,12610,337602191253
–
9,189221,12610,337602191253
(2,371)(2,371)(77)(77)
(2)1,4271,425(6)79734455
189189(15)(15)
21,6161,618(1)6463
(2,371)21,616(753)(77)(1)64(14)4651466–
(1,906)31,616(287)(77)(1)64(14)
(887)887(91)91–2,3412,341150150
(2,685)(2,685)(293)(293)
2,341(2,685)(344)150(293)(143)
8,737259449,7064215396
–
8,737259449,7064215396
(2)
2022
8,3295148,843(3)3310310
–
8,3295148,843(3)3310310
(1,120)(1,120)(48)(48)
(2)1,4771,475(6)183177242455
360360(167)(167)
221,8371,859(1)1615
(1,120)221,837739(48)(1)16(33)
460460–
(660)221,8371,199(48)(1)16(33)
(1,497)1,497(141)141–3,0173,017252252
(2,722)(2,722)(276)(276)
3,017(2,722)295252(276)(24)
9,189221,12610,337602191253
–
9,189221,12610,337602191253
(2)
2023
9,0451,54336(287)(251)10,337
–
9,0451,54336(287)(251)10,337
(132)(77)(209)(209)
(93)(93)
(644)(644)
(644)(93)(132)(77)(209)(946)
(37)55(18)(18)–(2,610)(312)1,8071,1152,922–
(2,647)(257)1,8071,1012,9084
189189
189189
(3,102)(350)1,6751,0242,699(753)
391841(10)(9)466
(2,711)(266)1,6761,0142,690(287)
2,3412,341(2,685)(2,685)
(344)(344)
5,9901,2771,7127272,4399,706
–
5,9901,2771,7127272,4399,706
(2)
2022
7,4971,339778,843
–
7,4971,339778,843
(18)2577
(81)(81)429429
429(81)(18)257355
676234(910)(910)–
(633)(20)46607653–2121
1233
6421447(301)(254)24
360360
360360
85313329(276)(247)73940071(11)(11)460
1,25320429(287)(258)1,199
3,0173,017(2,722)(2,722)
295295
9,0451,54336(287)(251)10,337
–
9,0451,54336(287)(251)10,337
(2)
2023
(937)(761)(1,698)1,0116501,661
322355
(103)88(15)
2022
(6,823)(100)(6,923)7,507927,5992313234
(913)5(908)
(3)
20231231
11-34-55
13,74325,56222,744106,955169,004
1813613271,5702,439
20221231
11-34-55
14,29126,39924,264110,363175,317
2(13)(19)(221)(251)
2023123120221231
2,9903,654
–
5,1745,820
20230.7520231231
7.04%
1%2023123120221231
20231231202212312023123120221231
2023
3,1873,654(654)65(39)(36)2,990723735301(5)761600705(5)7007149215110617507571(11)560
5,0395,8205(639)66(44)(36)25,174
2022
3,1873,9801435123(476)(203)1363,654
72372312735600725(20)70571251212149109(3)6507613(42)571
5,0345,45286651(18)(476)(203)136125,820
19.03%9.03%
29.07%9.07%1,460
24.00%24.00%2,500
39.86%39.86%
30.00%30.00%4
45.00%45.00%1,127
350.00%50.00%10
2 202271513 20231222500
202312312023202212312022
2023123120221231
187,151191,472219,968230,424
407,119421,896
176,090188,459121,192120,750
297,282309,209
39,29147,445
3,5474,343(557)(689)
2,9903,654
20232022
72,40482,991(4,858)5,221(7,785)(2,402)
20231231
1,715
(1)
1,784
20221231
1,715
20235
2023
11,016
(202)
11,139
(1,463)(276)
(36)
(1,756)
9,383
9,553
2022
10,625
(42)
11,016
(1,198)
(263)(7)
(1,463)
9,553
9,427
20231832022
20231982022
20231231202212312023123120221231
202312
13,0902022123112,792
20231231
4.5%7.0%202212314.5%7.0%5350420221231544857,64869,000202212317,75375,555
2023
17,5151,53411619,165
19101120377301678202202
(234)(234)
(137)137–
(16)(16)
(2)(26)(13)(41)
17,7242,04710319,874
(2,219)(1,019)(54)(3,292)
(463)(174)(19)(656)
(19)(19)
3636
4(4)–
231235
(2,660)(1,174)(61)(3,895)
15,0648734215,979
15,2965156215,873
2022
16,4731,43412718,034
91091181,46691,475
(433)(433)
(18)(11)(29)
17,5151,53411619,165
(1,776)(885)(51)(2,712)
(450)(152)(10)(612)
18725
(2,219)(1,019)(54)(3,292)
15,2965156215,873
14,6975497615,322
20231231155202212319462023123120221231
2023123120221231
76276238638650550536436424524528128115415473738484139139454543431919–14114168685555225225327327
2,0392,0391,8771,877
202312311%20221231
2023
1,97041,974
4711472
(591)(1)(592)
1,85041,854
(986)(2)(988)
(455)(1)(456)4701471
(971)(2)(973)
8792881
9842986
2022
2,16142,1656261627
(817)(1)(818)
1,97041,974
(963)(2)(965)
(523)(1)(524)5001501
(986)(2)(988)
9842986
1,19821,200
1032022
2023
3,3962,7326,128
6767376376
3,3963,1756,571
(555)(1,571)(2,126)
(86)(296)(382)
(641)(1,867)(2,508)
2,7551,3084,063
2,8411,1614,002
2022
3,3962,1395,535
5959536536
(2)(2)
3,3962,7326,128
(469)(1,274)(1,743)
(86)(299)(385)
(555)(1,571)(2,126)
2,8411,1614,002
2,9278653,792
2023123120221231
(1)
2023123120221231
18,0218,747(7,368)(914)
10,7097,890
(56)(57)
2023123120221231
3,27613,105(6,724)(26,895)4251,705119475
1616461,4865,9411,8937,5707092,8377282,9133871,5493951,579
2,91611,6631,2995,195
(258)(1,033)
(419)(1,678)
9,52938,1182,2368,9453301,308111444
10,70942,8327,89031,555
20231231
(1)
2023123120221231
(2)(10)
(9)(37)
(54)(216)
(48)(192)
(56)(226)
(57)(229)
(2)
2023123120221231
3,30813,233
4281,714119475
2469861,4845,9341,8937,5707092,8377282,9133871,5493951,5792,91611,6631,2995,1959,52938,1182,2368,9456252,4904661,864
18,02172,0798,74734,986
(3)
2023123120221231
(34)(138)
(6,724)(26,895)
(3)(9)
(85)(340)
(7)(30)
(258)(1,033)
(419)(1,678)
(349)(1,398)
(403)(1,612)
(7,368)(29,473)
(914)(3,660)
(4)
2023123120221231
20232022
20231172024
2025
2026
2027
2028
–
2023123120221231
1,722
20231231
3,592
20221231
25,877
2023123120221231
(1)19,9136,400(2)87,07437,217
106,98743,617
2023123120221231
106,98743,617
2023123120221231
106,98743,617
(1) 20231231
20,544202212318,619(2)
20231231220,40920221231151,228
2023
(1)2,0406,147(6,562)1,625(2)551,080(1,084)51
22(21)12,254191(207)2,238
4,3497,440(7,874)3,915
2022
(1)2,3236,600(6,883)2,040
(2)461,153(1,144)55
16(16)–2,017350(113)2,254
4,3868,119(8,156)4,349
2023123120221231
(1)
20221231
20231231
1,4704,865(5,280)1,055556171(173)
1382(383)–
(7)367(367)(7)110(10)
75(6)
11565(564)
2164(162)
2,0406,147(6,562)1,625
20211231
20221231
1,7965,243(5,569)1,470
511185(140)5562407(408)1
(4)390(393)(7)111(11)156(4)710597(596)11
4168(170)2
2,3236,600(6,883)2,040
(2)
20221231
20231231
7711(709)
1626(26)
32343(349)
551,080(1,084)
20211231
20221231
5756(754)71627(27)1625370(363)32
461,153(1,144)55
2023123120221231
(1)6,4879,2103,7112,585
12,21713,840
(1) 20225202282022112023220236
3,0003,0004,0004,0003,0002022520228202211
10,00020232023123156020221231790
(2) 202312315%5%2022
1231
(3) 202312316020221231
(4) 2023123124220221231279
2023123120221231
20,00010,000
20,26210,000
2020511202051310,00010
3.3%55
4.3%
2023112202311610,00010
3.4%55
4.4%
2023123120,210
2023123120221231
20221231
20231231
484(1)(13)
477(13)
7(1)
20211231
2022
1231
4908(14)484490(13)477
8(1)7
2023123120221231
1,225
1,4392,424
2023123120221231
20221231
20231231
2,0862,0861,0341,034
3,1203,120
20211231
20221231
2,0862,0861,0341,034
3,1203,120
2023123120221231
23,96423,964
23,97924,006
20232022
162(41)121
(7)2(5)
–9,793(2,448)7,345
(4)1(3)
(29,654)7,413(22,241)8,855(2,214)6,641205(51)154240(60)180(25,845)6,464(19,381)65(16)49
(474)119(355)
2121
(19,435)4,860(14,575)(17,203)4,309(12,894)
2023
20221231
2023
2023
1231
(1,398)(1,398)162(41)(1,277)
(2)(2)(7)2(7)12,82612,82610,009(216)(2,448)20,1711,1811,181(3)(1)11,178
(32,635)(16,428)(49,063)(29,666)127,413(71,304)
180180205(51)334(4,415)4,415
(270)(270)65(16)(221)62228533
(37,134)616(36,518)(19,230)(205)4,860(51,093)
2022
20211231
2022
2022
1231
14,966–14,966(22,566)(3,279)6,464(4,415)
(7,570)7,570
(39,275)(39,275)5,4833,372(2,214)(32,634)
240(60)1808585(474)119(270)
(16)(16)215
7,465(31,705)(24,240)(17,296)934,309(37,134)
10%50%20236281,11420226281,440
(1)
(2) 10%
(3) 10%
(4)(5)
20236281.0820223,36920226281.4420214,492
20232022
19,18020,308
15,12220,8629,0119,8703,8874,909
48,04556,878
20232022
8,5047,318
10,82212,453
13,4737,8462,951
32,26832,001
20232022
8,977(12,713)
17,510
1,545(639)(18)
(3,775)19,037
(1) 20232022
(2) 20235%2022
20232022
(5,931)(1,352)(189)(88)(4)(2)
(6,124)(1,442)
20232022
(1)
(1) 202022
(2) 202336
20232022
16,79716,0809,0119,8701,7222,6491,388
28,91829,200
2,3792,5381,2651,481
(265)
4,3344,589
33,25233,789
20232022
32,26832,001(3,775)19,037(6,124)(1,442)
(307)
(4,958)(1,411)(671)
20,76444,419
10,016(26,315)
30,78018,104
14,29613,57421,54910,382
20,1509,858
55,99533,814
26,53942,90929,456(9,095)
20232022
10,75310,1687,3788,0431,8881,910
1,029
22,93622,805
13,99512,5185,8896,4492,3703,124
2023
(4)
20232022
4,954
4,958
20232022
(3,403)
(3,201)
20232022
5,51522,07925%1,3795,520(4,695)(5,052)
(1)–(6)(29)(1)(2)
(3,201)
(1)
20232022
8,71221,5003,1203,120
2.79
6.89
2.79
6.89
(2)
20232022
(1)
20232022
1,5841,441
2,2181,777
(2)
20232022
1,2481,415
3,2053,039
(3)
2022123143,61710,0008559,210
(7)2111820231143,61010,2118559,22861,9669,670(476)(3,015)
1,41138120274
20231231106,98720,2627606,487
(3)
20221155,41510,0001,0402,770
(12,469)(330)(528)6,294
67133026146
2022123143,61710,0008559,210
(1)
20232022
8,71621,504
–4,958
(32,268)(32,001)2,0861,1736,1241,4423,775(19,037)(113)(452)(3,403)
102,355111,073
(1,200)3,3772,979(2,289)(4,214)
91,54888,516
(2)
20232022
3–
17,58615,459
17,58615,459
3–
21,78817,586
21,78817,586
4,2022,127
(3)
2023123120221231
15,53214,8846,2562,702
21,78817,586
2023123120221231
3247.08272,2983686.96462,565
790.906272
1,1640.89331,0403677.08272,6012970.90622691017.0827715
887.0827627
46.964628
3656.96462,541
886.9646613
(1)(2)
(3)
(1)
(a)
(b)
(c)
(2)
(3)
(4)
2023
49,59818,6983,986(735)71,54740,9226,91221148,04513,85716,5411,87032,268(3,081)(890)196(3,775)(2,174)(3,880)70(6,124)
741524113
62621,693(735)958
735(735)(43,752)(17,167)(5,819)735(66,003)(28,635)(5,119)(233)735(33,252)
(206)(359)(170)735(2,448)(2,448)1,6811,681(13,896)(11,270)(1,634)(26,800)261261
(409)(783)(894)(2,086)
(95)(95)(2,370)(2,370)
(306)5(6)(307)
(587)(587)
5,8461,531(1,833)5,544
6868
(97)(97)
5,8461,531(1,862)5,515
2,0902,090(1,385)(248)(255)(1,888)
(638)(1)(639)
(4)
2022
65,56838,5374,601(658)108,04848,9507,81011856,87812,61417,3182,06932,001
4,96413,58848519,037(1,328)(258)144(1,442)
368795452
99991,681(658)1,023658(658)(43,153)(36,751)(6,715)658(85,961)(28,491)(5,588)(368)658(33,789)
(154)(357)(147)658(1,168)(1,168)1,875(1)1,874(12,111)(29,135)(1,883)(43,129)
220220
(198)(317)(658)(1,173)
(100)(100)(3,124)(3,124)(3,280)(1,711)33(4,958)
(614)(614)
22,4151,786(2,114)22,087
9898
(106)(106)
22,4151,786(2,122)22,079
1,7891,789(1,321)(259)(330)(1,910)
(5)(13)(18)
(4)
2023123120221231
20231231
577,792685,087140,430(52)1,403,257512,438681,601104,178(52)1,298,165
20221231
488,475611,382115,168(89)1,214,936391,629627,31198,089(89)1,116,940
(1)
2023123120221231
11,3621.000011,3629,2641.00009,2643247.08272,2973626.96462,522
180.906216
1,0660.8933952
13,67512,738
5,9391.00005,9392,2881.00002,288
5,9392,288
17,3011.000017,30111,5521.000011,5523247.08272,2973626.96462,522
180.906216
1,0660.8933952
19,61415,026
(2)
2023123120221231
12,64012,6404,3864,386874(874)874(874)–143143113113262619019067679393212(114)98373(114)259
13,962(988)12,9746,029(988)5,041
(3)
2023123120221231
13,16512,82123,86146,1084,4585,100
41,82764,384
(4)
20232022
8,0846,652
10,64812,409
13,4737,8392,574
31,50930,861
(5)
20232022
8,566(12,090)
17,5771,127
2,151(639)(30)
(3,100)20,825
(a) 20232022(b) 20235%5%2022
(6)
20232022
7,98122,818
4,977
(31,509)(30,861)2,5341,2585,996
3,100(20,825)(113)(452)(3,398)
102,345111,073
(1,199)3,6643,091(2,538)(3,536)
90,95989,104
(6)
20232022
3–
15,02613,458
15,02613,458
3–
19,61415,026
19,61415,026
4,5881,568
2023123120221231
13,67512,7385,9392,288
19,61415,026
(1)
(a)(b)(c)(d)(e)
(2)
(3)
(4)
5%5%
5%5% 5%5%
(i)
5%5%(i) 202291526,159,500H
4.9999%5%
2023581,589,800H
4.9490%
2023
(5)(a)
20232022
–
(5)
(a)
20232022
–
–
(5)
(b)
2023123120221231
2023123120221231
4,509
–
2023123120221231
–
–
20231231202212
(5)
(c)
20232022
2023
20231231
(1)
2023123120221231
2,7843,041
2,7843,204
(2)
2023123120221231
(3)
2023123120221231
12,1442,171
12,1442,171
20231231
10,0009,999
12024117
(4)
20231231
20231129250
20242272024
202432720232023
2,652
0.85
(1)
(a)
(1)
(b)
2023123120221231
A59,4025.18%48,3884.78%58,9715.14%35,4103.49%49,1254.28%45,8424.52%A46,2964.04%40,2023.97%43,4223.79%33,6723.32%889,28177.57%809,67779.92%
1,146,497100.00%1,013,191100.00%
(1)
(c)
(i)
2023123120221231
+10%(1,105)(1,024)(1,506)(1,384)(1,030)(897)(1,417)(1,270)-10%1,1241,0311,7261,5751,0849491,6301,474+10%3403211,9401,897
(89)(110)966930-10%
(422)(403)(2,017)(1,971)
85107(964)(925)+10%
(771)(771)(1,149)(1,149)
(527)(527)(866)(866)
-10%6956951,0711,071559559900900
(ii)
1002023920229920229
(1)(c)
(ii)
20192020202120222023
3,5163,6034,0293,4053,28513,0693,3313,9093,66123,0443,1343,38433,0443,13443,044
3,0443,1343,3843,6613,28516,508(3,044)(3,134)(3,384)(3,016)(2,310)(14,888)
1,620
1,0281,704
(1)
(c)
(ii)
20192020202120222023
3,3433,3303,7043,2743,20212,9003,0933,6033,52522,8692,9033,08132,8692,90342,869
2,8692,9033,0813,5253,20215,580(2,869)(2,903)(3,081)(2,889)(2,271)(14,013)
1,567–31
1,651
1,0281,704
(2)
(a)
(i)
(2)
(a)
(i)
2023123120221231
(1,350)(17,315)
(171)(3,145)
1,39018,9781723,378
1,22146,62256627,166
(1,997)(51,990)
(635)(29,867)
(ii)
(2)
(a)
(ii)
10%
2023123120221231
10%23,54024,0755,17527,50410%(23,540)(24,075)(5,175)(27,504)10%(10,512)(10,517)(1,693)(13,645)10%10,51210,5171,69313,645
(iii)
(1)(2)(3)
(2)
(a)
(iii)
2023123120221231
20231231
4,8503,0564,82244213,1702,298722,370
39392,6012692,870715715
3,3393,339
10,4646,7754,82244222,503
20221231
64642,5651,0403,60528282,5412,5413,3346,3563,82224013,752
8,4687,4603,82224019,990
(2)(a)
(iii)
10%
2023123120221231
10%1,8452,2506762,06010%(1,845)(2,250)
(676)(2,060)
10%2873178935510%
(287)(317)
(89)(355)
(b)
(1)(2)(3)
(2)
(b)
? 12??
(GDP)(CPI)
(2)(b)
1213
AA/A-2
(2)
(c)
20231231
1-3
3-5
21,80821,80821,808
5,2655,2665,26613,19113,19113,191255,98442,501197,53224,303264,336380,239284,50618,77329,36350,23311,108393,983313,14842,78439,90425,643442,509550,840347,26250,89072,64853,070321,118497,7265,3705,3705,3701,784671,0208001,887767676
1,344,129289,878195,356340,467154,049774,7351,754,485
3,592(3,592)(3,592)106,987(107,010)(107,010)
1,571(1,571)(1,571)10,300(10,300)(10,300)20,262(670)(1,340)(11,340)(10,660)(24,010)760(361)(318)(106)(26)(811)864(364)(385)(156)(10)(915)
144,336(3,592)(120,276)(2,043)(11,602)(10,696)(148,209)
(2)(c)
20221231
1-3
3-5
17,60317,60317,603601,79478,905426,79692,751626,6651,225,117279,172279,172279,172
8,8478,8508,850
14,48110,4613,23378714,4814,4904,4904,490227,54758,691132,59244,622235,9051,7159247181731,815657657657
1,156,309279,175180,581563,339138,333626,6651,788,093
25,877(25,877)(25,877)
43,617(43,639)(43,639)
12,194(12,194)(12,194)
10,000(126)(10,660)(10,786)855(430)(440)(123)(45)(1,038)1,225(419)(572)(299)(10)(1,300)
93,768(25,877)(56,808)(11,672)(422)(55)(94,834)
(2)
(c)
20231231
1-2
2-3
3-4
4-5
9,802929120919313410,63612,0031,146,49731,0107,831(18,264)(40,520)(47,043)(2,123,851)(2,190,837)
20221231
1-2
2-3
3-4
4-5
10,5901,75727528427930015,42318,3181,013,19137,22427,010(4,802)(23,097)(43,117)(2,013,510)(2,020,292)
20231231897,03920221231
796,331
1,114,021202212311,010,171
(2)(d)
i)
20231231
184,63284,632140,76540,76527,74716,08016,080
123,09423,094
546,22512,64912,649
153,69353,693
(2)
(d)
i)
20221231
187,59587,595170,14670,14626,12721,81521,815124,84824,8482204,05736,77636,7762150,81750,817
ii)
2023123134,0442022123142,2922023592022
(e)
(3)
2023123120221231
145,069143,990257,252244,06992,393102,463
157.01%
140.53%
278.43%
238.20%
20233AA
(1)
20231231
184,547147,41448,278380,239533317,89628,833347,2625,351195,370
190,431465,31277,130732,873
3,5923,592
3,5923,592
20221231
147,37631,83224,528203,736
46183,94667,947152,35413,62242,2361455,872
1,39222,20123,593
162,851180,21892,489435,558
25,87725,877
25,87725,877
(1)
(a)
20231231
20221231228
(b)
20231169,26240,91512110,189
2,5554,4647,019
(358)(20)(378)
(207)7(200)(23,181)(16,319)(39,500)
2023123148,27828,8331977,130
2022114,30583,53087,8353,523
5,6459006,5451318,09018,090–
(588)(475)(1,063)–
1,3813581,7391
(4,305)(16,366)(20,671)(3,523)
2022123124,52867,94792,47514
(1)(b)
2023123120231231
2771.68%~9.60%7633.00%10,4184.15%~7.23%
3,4005.80%1,0245.60%12,1393.54%~5.60%7,62933.00%13,315/15,6454.33%~8.68%11,5783.86%~6.56%
1,6104.08%~5.30%
1933.00%
(1)
(b)
2022123120221231
67,9024.22%~8.47%
455.30%
1,0817.10%1,9943.85%~5.31%11,8041.62%~5.00%57933.00%9,070 //
147.10%
(2)
20231231
570300,51747,513348,600
13,09013,090
570300,51760,603361,690
20,21020,210
864864
20,21086421,074
20221231
235406,225406,460
47,45647,45612,79212,792
235406,22560,248466,708
9,8819,881
1,2251,225
9,8811,22511,106
2024327
???
新华人寿保险股份有限公司 2023年年度報告
财务报告
补充资料
2023?12?31??????????????(1)
12023
20232022
(1)(2)
(28)(57)
(19)
(15)(12)–
(34)
(2)
9(2010
202320222023202220232022
7.94%
22.43%
2.79
6.89
2.79
6.89
7.97%
22.41%
2.80
6.88
2.80
6.88
(3)
202320231231
New China Insurance Tower, A12 JianguomenwaiAvenue, Chaoyang District, Beijing 100022,P.R.Cwww.newchinalife.com
?????????????12??????????????Ъ????
NEW CHINA LIFE INSURANCE CO., LTD.
????????
???????????㈨?〆