2022
全国统一客服电话
New China Insurance Tower, A12 JianguomenwaiAvenue, Chaoyang District, Beijing 100022,P.R.Cwww.newchinalife.com北京市朝阳区建国门外大街甲12号新华保险大厦
新华保险服务号投资者关系网站
新华人寿保险股份有限公司
NEW CHINA LIFE INSURANCE CO., LTD.
（于中华人民共和国注册成立的股份有限公司）
股份代号
:
601336
新华人寿保险股份有限公司NEW CHINA LIFE INSURANCE CO., LTD.
New China Life Insurance Company Ltd.新华人寿保险股份有限公司中期报告 2022
1.
2. 2022830202215
3. 2022
4.5.
20226.7.8.9.10.
2022
pt
2022
NEW CHINA LIFE INSURANCE COMPANY LTD.NCI
2019111102100
100022
http://www.newchinalife.comir@newchinalife.com95567
86-10-8521323386-10-85213219ir@newchinalife.com1213852-35898647852-35898359Jojo.Ng@tmf-group.com
A
http://epaper.cs.com.cnhttps://www.cnstock.comhttp://www.sse.com.cnAhttp://www.hkexnews.hkH
A601336H01336A
H
183171712-171622230
8835A
1212-14H
????
2022??
2,1125,187124,795
104,5004.2%240.90%
1,188,526总资产
258,873
内含价值
上半年新业务价值
单位：百万元
归属于母公司股东的净利润营业收入
归属于母公司股东的股东权益年化总投资收益率综合偿付能力充足率
19969
2011
1.
(1)
630620222021
124,795132,075-5.5%102,586100,6102.0%5,18710,546-50.8%
5,18010,537-50.8%57,27142,06836.1%
202263020211231
1,188,5261,127,7215.4%104,500108,497-3.7%
(2)
630620222021
1.66
3.38-50.9%
1.66
3.38-50.9%
1.66
3.38-50.9%
4.77%
9.93%-5.16pt
4.76%
9.92%-5.16pt
18.36
13.4836.2%
202263020211231
33.49
34.77-3.7%
2022
2.
20221-620211-6
(1)(3)
(15)(12)(5)(3)––
1. -50
2.
3.
20221-62022630
20211-620211231
(1)
1,140,3651,082,8035.3%
(2)
4.2%
6.5%-2.3pt
100,75599,1821.6%
1.6%
4.6%-3.0pt
20,63525,257-18.3%(3)
1.0%
1.0%–
1.
2. =
*2
3. =+
4.
202263062022630
5. 30%
2022
20211231
2,6774,112-34.9%5,7472,867100.5%1,544196687.8%2,3521,63743.7%7,7862,612198.1%35,25255,415-36.4%
5,095-94.3%4,492–13,1597,59673.2%
1,118-85.1%2,6727,465-64.2%
20221-620211-6
(387)
(154)151.3%2021
(37)1,29885551.8%(141)
(1,032)
(663)55.7%
(569)(1,484)-61.7%4,54312,086-62.4%
(1,538)5,18910,548-50.8%(4,793)(1,424)236.6%
2022
2022
20226
202250050020226301,025.862.0%
20222022
2022
20226301,025.86
2.0%294.861.7%122.30
14.9%702.124.8%
20226302,588.730.02%21.12
48.4%
28.7%
41.5%68.4%
33.2%57.2%
20221384.3%4.52582.7%
3.120221-61.0%
630620222021
102,586100,6102.0%
29,48630,001-1.7%
12,23014,371-14.9%
1,6263,817-57.4%
17,25615,63010.4%
70,21266,9914.8%
2,8883,618-20.2%
2022
630620222021
7,82210,223-23.5%
7,4469,653-22.9%
570-34.0%
60,61657,6425.2%
1,1142,016-44.7%
66,25959,98610.5%69,55269,881-0.5%
21,61019,56310.5%
4,7564,7021.1%
16,85414,86113.4%
9,5759,3432.5%
27-63.0%
31,19528,9337.8%
215-74.9%
6250.0%
1,7641,57512.0%
1,4781,541-4.1%
1,8391,7962.4%
102,586100,6102.0%
(1)
2022630695.52
0.5%
202263031.827.9%
(1)
6.1
41.9%
(2)
17.5%1.6
(3)3,84023.7%
20222022630311.957.8%
47.561.1%95.752.5%
(2)
202263018.392.4%
17.6412.0%
5.3736.3%1,385.1228.8%
1. =(
≥800
2. =*100%={[+
2]}
3. =
2022
630620222021
102,586100,6102.0%
(1)
35,78136,338-1.5% 16,86815,04012.2% 18,91321,298-11.2% ––– 32,12233,312-3.6% 2,8234,568-38.2% 27,34126,2124.3% 1,9582,532-22.7% 33,79329,91813.0% 9,79510,393-5.8% 23,93519,46023.0% 6365-3.1% 8671,021-15.1% ––– ––– 8671,021-15.1%
(1)
219.5%
––– 23
219.5%
––– ––– ––– ––– –––
1.
2022168.6812.2%
28.2338.2%97.95
5.8%
630620222021
102,586100,6102.0%
9,9829,8141.7%8,9218,5883.9%6,3446,868-7.6%6,2005,37515.3%5,3594,79011.9%5,2205,1142.1%4,9385,001-1.3%4,7955,929-19.1%4,1693,58316.4%3,9853,7157.3%42,67341,8332.0%
202258.4%
630620222021
(1)
84.3%
88.8%-4.5pt
(2)
82.7%
85.8%-3.1pt
1. 1313
2. 2525
630620222021
9,5668,56111.7%21,93326,112-16.0%(1,298)
(855)51.8%
1,03266355.7%74,22467,25310.4%
51.8%
55.7%
2022
630620222021
21,93326,112-16.0%
(1)
14,79218,710-20.9%
5,2125,0433.4%
1,6772,050-18.2%
296-18.9%
(1)
13-7.7%21,93326,112-16.0%
1,3381,745-23.3%
5,1055,996-14.9%
10,37213,799-24.8%
5,1184,57211.9%
1.
202216.0%23.3%
24.8%
630620222021
6,3578,980-29.2%
(1)
5748.4%
3,5125,912-40.6%
2,0242,244-9.8%
250-20.4%
(1)
–––
1.
202229.2%
40.6%20.4%
2022
20211231
1,9901,58525.6%2,3422,1847.2%756,967707,3457.0%171,268152,58112.2%
932,567863,6958.0%
(1)
573,497554,4993.4%155,998136,91713.9%202,054171,21418.0%
1,037-4.4%(1)
28-3.6%
932,567863,6958.0%
(2)
222,845226,048-1.4%
1.2.202263020218.0%
20226305,784.71
50.7%2.6
20226302,915.1025.6%1.8
2022
202263020211231
1,140,365100%1,082,803100%5.3%
(1)
186,74716.4%168,54015.6%10.8%578,47150.7%577,21453.3%0.2%
440,49938.6%416,57938.5%5.7%
76,9096.7%83,7337.7%-8.1%
(2)
56,6485.0%57,7475.3%-1.9%
(3)
4,4150.4%19,1551.8%-77.0%291,51025.6%257,43623.8%13.2%
89,1927.8%75,3067.0%18.4%
(4)
90,6998.0%91,7168.5%-1.1%
(5)
111,6199.8%90,4148.3%23.5%5,4890.5%5,4520.5%0.7%(1)
17,8131.5%15,4591.4%15.2%(6)
60,3355.3%58,7025.4%2.8%
76,4596.7%70,2266.5%8.9%409,65035.9%403,42737.3%1.5%327,03128.7%301,10227.8%8.6%(7)
321,73628.2%302,59627.9%6.3%5,4890.5%5,4520.5%0.7%
1.2.3.4.5.6.7.
630620222021
6738.8%3,4222,69127.2%12,73713,131-3.0%7,4634,43168.4%
(1)
1,1771,06011.0%
(2)
24,89221,38016.4%(1,528)10,945-114.0%(331)
(3)10,933.3%
(568)(1,484)-61.7%
279-40.9%
(3)
22,63031,117-27.3%
(4)
4.7%
4.5%0.2pt
(4)
4.2%
6.5%-2.3pt
1.2.
3. =++++
4. =
*2
20226302,337.86
118.8020.5%
2022
(1)
2022630AAA98.0%(2)
2022630
133,645 57.2%-7.4pt(9,780)
76,909 32.9%-4.8pt(6,824)56,648 24.3%-1.7pt(1,099)
43 –-0.9pt(1,857)45 –––100,141 42.8%7.4pt21,660
60,089 25.7%6.7pt18,03411,432 4.9%0.1pt76817,080 7.3%-0.6pt(392)300 0.1%0.1pt30011,240 4.8%1.1pt2,950
233,786100%11,880
(3)
2022630
96,28241.2%14,0436.0%12,4695.4%
9,9094.2%8,4833.6%8,4013.6%8,3703.6%8,1003.5%6,1012.6%4,9842.1%
177,142
75.8%
()
2022
20211231
(2)152,931278,510251,910288,510104,572114,448
(1)
146.25%
243.35%
(1)
240.90%
252.09%
1. ==
2. 202112311-17
2022
202263020211231
(1)
91.2%
90.4%
1. =
63062022202157,27142,06836.1%(48,923)(14,214)244.2%(6,216)(23,905)-74.0%
20221-636.1%20221-6244.2%20221-674.0%
178.13
1,867.475,784.712,915.10
(1)
70,22676,4596,233(329)
(2)
403,427409,6506,223(568)
473,653486,10912,456(897)
1.2.
3. 711
630620222021
(1)
1,4441,274
1.
2022
630620222021
1,3021,103
1,4441,274
2022630
50099.4%3,6122,929281
5099.6%539439121,575100%1,5491,53415
964100%708693(6)5,000100%6,0845,305–
(1)
;
;
;
;
260100%11(5)
200100%8583(8)3,200100%2,4792,364(49)1,908100%1,1011,096(18)
10100%64(2)
500100%467464(6)
170100%90(44)(19)1,12745%1,144837(38)
8.9%431,843111,3944,133
1. 2022852.
2022
2022
1+N
1.
2.
202263020226302022201611
202211
20226302022 20226302022 20226302022 202112312022630
2022
20222022
2022830
2022630
201611[2016]36
2022
2022630
11.0%
2022202320242025+
5.00%5.00%5.00%5.00%
5.00%5.00%5.00%5.00%
5.00%5.00%5.00%5.00%
6.00%6.00%6.00%6.00%
6.00%6.00%6.00%6.00%
5.50%5.50%5.50%5.50%
5.25%5.25%5.25%5.25%
5.50%5.50%5.50%5.50%
2010-2013
(2020)
2022
2.0%
70%
25%
100%
2022630
202263020211231
161,413163,027122,305120,279(24,844)(24,481)97,46195,797258,873258,824
1.2.
20226302021630
3,3915,725(1,279)(1,635)2,1124,090
1.
2. 20226302021630321.42335.053.
2022
20226302021630
2,1023,905
(221)(107)2,1124,090
1.
2. 20226302021630321.42335.053.
202112312022630
202112312022630
1.258,824
2.2,112
3.10,022
4.22
5.(7,092)
6.–
7.–
8.(4,492)
9.305
10.(828)
11.258,873
2.3.4.5.6.7.8.9.10.
2022
2022630
97,4612,112
11.5%93,0091,957
10.5%102,2152,27750119,1062,8955075,7261,32610%110%)95,5021,49110%90%)99,4192,73310%110%)96,9031,96510%90%)98,0042,26510%110%)96,6452,08610%90%)98,2802,13910%110%)92,4531,70310%90%)102,4592,52275%92,2892,043
20212022-6-282021
20212021
www.sse.com.cn
www.hkexnews.hk
2022-6-29
20212021202110%14.401.4420228102021
2022
1.
Edouard SCHMID
2.
(1)
2022318
(1)
2022318
1.
1.20223
2.20225
3.20226
1.
2.
20223
1.
2.
2022711
A
A
2022630XV
202263035
(1)
33,384
20223
202215,0591,285,89438.6
1 50%
2022
2022940100111-6328
1. 2022
63015890.410201783,3333052,760.5
2. 202246,308
2,03681,205
202263020226301,47820226301,61720223,095
20226282021202220222022
202220222022226202220226292021
2022
10%10%
2022
5%
2014214
2022
2022628202120020226
292021
20211231()2022630
12,085,439,34066.85%2,085,439,34066.85%
3H1,034,107,26033.15%1,034,107,26033.15%
3,119,546,600100.00%3,119,546,600100.00%
3,119,546,600100.00%3,119,546,600100.00%
2022
111,456A111,172H284
(%)(+)
(1)
HKSCC Nominees Limited
(2)
1,033,271,09733.12+16,266H977,530,53431.34A377,162,58112.09A93,339,0032.99A
(3)
36,490,0971.17+546,206A28,249,2000.91A15,500,0000.50A 12,340,4940.40+1,101,517A 8,713,2890.28A
(4)
7,863,6990.25A
1. AH
2. HKSCC Nominees Limited
HKSCCNominees Limited3.
4. 10
2022630377,162,581A
12.09%A18.09%
2022630XV23
(%)A
(%)
H
(%)
1A977,530,53431.3446.87
28,249,2000.911.352Fosun International Holdings Ltd.H176,799,500
(3)
5.6717.103Fosun International LimitedH145,697,6004.6714.09
31,101,900(3)
1.003.014H176,799,500
(3)
5.6717.105Fidelidade - Companhia deSeguros, S.A.
H62,126,100
(3)
1.996.01
1. (www.hkexnews.hk)
2. 336
3. Fosun International Holdings Ltd.Fosun International Limited
Fidelidade - Companhia de Seguros, S.A.2022630
2022
1.2.3.4.
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2021
2022-03-30http://www.sse.com.cn20212022-03-30http://www.sse.com.cn2022-03-30http://www.sse.com.cn2022-03-30http://www.sse.com.cn2022-03-30http://www.sse.com.cn 2022-03-30http://www.sse.com.cn
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(22)R00054
202263020226306
2101
2022830
合并及公司资产负债表
2022630
2022
20211231
2022
20211231
17,79415,47616,01813,442
76,26670,00042,76141,671
2,6774,1121,4162,08613,00212,02112,03611,255
5,7472,8675,7472,867
1,2381,5951,2381,595
2,2442,0002,2442,00042,22940,80642,22940,8063,0513,8642,7073,455
186,747168,540170,887147,580
409,650403,427407,830401,381
327,031301,102326,799300,830
56,84159,89551,34154,523
5,4895,45259,64965,1521,7151,715
9,3019,4279,3269,45315,36315,32211,05910,9502,6092,6491,4211,5471,0681,2001,0301,1543,8643,7921,9721,871
1,544
1,319–2,3521,6372,0441,321
1,188,5261,127,7211,172,4921,116,280
2022630
2022
20211231
2022
20211231
7,7862,612––
35,25255,41531,77652,906
5,095
5,0952,0412,0812,0412,081
3,8104,3863,2953,656
4,492–4,492–5,7995,9715,7995,971
13,1597,59613,1197,206
65,06057,69165,06057,691
1,9901,5851,9901,585
2,3422,1842,3422,184
756,967707,345756,967707,345
171,268152,581171,268152,581
10,00010,00010,00010,000
1,040
––
1,118–
1,1901,109
1,084,0071,019,2071,070,4671,011,086
2022630合并及公司资产负债表（续）
2022
20211231
2022
20211231
3,1203,1203,1203,120
24,00623,90524,00423,903
2,6727,4652,6077,41014,25512,81514,25512,8158,8618,8618,8298,829
51,58652,33149,21049,117
104,500108,497//
//
104,519108,514102,025105,194
1,188,5261,127,7211,172,4921,116,280
20226306
2022
2021
2022
2021
124,795132,075125,607131,830100,75599,182100,75599,182
102,586100,610102,586100,610(1,444)(1,274)(1,444)(1,274)
(387)(154)(387)(154)
23,52932,60424,29632,380
(428)(299)(71)(25)
(37)
(37)
(120,237)(119,974)(119,967)(119,738)(9,566)(8,561)(9,566)(8,561)
(21,933)(26,112)(21,933)(26,112)1,298
1,298
(74,083)(67,404)(74,083)(67,404)(141)
(141)
(1,032)(663)(1,032)(663)(132)(163)(102)(146)(6,357)(8,980)(6,357)(8,980)
(5,744)(6,069)(5,632)(5,970)
(2,070)(1,768)(1,942)(1,673)
(569)(1,484)(569)(1,459)
4,55812,1015,64012,092
(39)(52)(39)(51)
4,54312,0865,61612,046
(1,538)
(1,531)
20226306
合并及公司利润表（续）
2022
2021
2022
2021
5,18910,5486,02510,515
5,18910,5486,02510,5155,18710,546//
//
(4,793)(1,424)(4,803)(1,442)
(4,793)(1,424)(4,803)(1,442)(4,793)(1,424)(4,803)(1,442)(13,716)4,985(13,702)4,953
1,802(10,129)1,802(10,127)5,6513,2085,6513,208(156)
(156)
(8)//1,609
1,602
––//
9,1241,2229,073
9,122
1.66
3.38
1.66
3.38
20226306
20226306
2022113,12023,9057,46512,8158,86152,331108,49717108,514
–101(4,793)1,440–(745)(3,997)2(3,995)––(4,793)––5,1873942396–––1,440–(5,932)(4,492)–(4,492)–––1,440–(1,440)––––––––(4,492)(4,492)–(4,492)–101––––101–101
–101––––101–101
20226303,12024,0062,67214,2558,86151,586104,50019104,519
20216306
2021113,12023,90111,25010,0397,41445,943101,66713101,680–4(1,424)1,336–4,8744,79024,792––(1,424)––10,5469,12229,124–––1,336–(5,672)(4,336)–(4,336)–––1,336–(1,336)––––––––(4,336)(4,336)–(4,336)–4––––4–4
–4––––4–4
20216303,12023,9059,82611,3757,41450,817106,45715106,472
公司股东权益变动表
20226306
20226306
2022113,12023,9037,41012,8158,82949,117105,194
–101(4,803)1,440–93(3,169)––(4,803)––6,0251,222–––1,440–(5,932)(4,492)–––1,440–(1,440)––––––(4,492)(4,492)–101––––101
–101––––101
20226303,12024,0042,60714,2558,82949,210102,025
20216306
2021113,12023,89911,19010,0397,38943,27298,909–4(1,442)1,336–4,8434,741––(1,442)––10,5159,073–––1,336–(5,672)(4,336)–––1,336–(1,336)––––––(4,336)(4,336)–4––––4
–4––––4
20216303,12023,9039,74811,3757,38948,115103,650
20226306
2022
2021
2022
2021
95,10791,41595,10791,4156,9342,3066,9342,306
102,71894,498102,38294,139
(31,670)(34,511)(31,670)(34,511)(35)(240)(35)(240)(6,397)(8,732)(6,397)(8,732)(1,026)(16)(1,026)(16)(4,688)(5,228)(4,179)(4,720)(407)(2,253)(203)(2,098)(1,224)(1,450)(1,441)(1,407)
(45,447)(52,430)(44,951)(51,724)
35(1)57,27142,06857,43142,415
204,523180,419210,965167,11219,60318,52619,93818,426
–1,092–
––
7,7402,385––
232,067201,365231,996185,540
(278,130)(208,755)(266,907)(177,668)(1,424)(1,494)(1,424)(1,494)
(1,103)(962)(782)(637)–(4,181)–(2,721)(333)(187)(423)(538)
(280,990)(215,579)(269,536)(183,058)
(48,923)(14,214)(37,540)2,482
20226306
合并及公司现金流量表（续）
2022
2021
2022
2021
17,50129,120––
17,50129,120––2,770–3,000–
20,27129,1203,000–
(18,879)(39,601)(19,819)(40,012)(616)(513)(405)(330)
(211)(183)––(274)(317)(268)(307)
(6,718)(12,594)––
(26,487)(53,025)(20,492)(40,649)
(6,216)(23,905)(17,492)(40,649)
(46)
(41)
35(2)2,3543,9032,6164,207
15,45912,99313,45811,233
35(3)17,81316,89616,07415,440
20226306
199695
200012201131226201112A158,540,000H358,420,00020121
H2,586,600
31.2016
32021
2021
2021
202263020226306
20226306财务报表附注（续）
(1)
(a)
=100%
5%(b)
20226306
(1)
1%=(100%
(2)
(3)
20226305(2)
20226306财务报表附注（续）
(1)
(a)
202263020211231
2022630
5.00%
202112315.00%
5.5%
20226305.5%202112315.5%)20213
5.5%
20226305.5%202112315.5%
20226306
(1)
(a)
202263020211231
2022630
2.74%~4.70%
202112312.83%~4.70%
(b)
2010-2013)
(2020)
20226306
财务报表附注（续）
(1)
(c)
(d)
70%(e)
(2)
20226306
(2)
(a)
(b)
(c)
(d)
(3)
(4)
20226306
财务报表附注（续）
(5)
(6)
19982006
2,910
20071,455
20113
201517020012002170
20226306
(6)
2013318
20131225
5.75
2014513201478
81,52320151124
1,6231,5812016525
201887
4,2384,1282018821
20226308742021123187487420211231874(7)
(8)
20226306
财务报表附注（续）
(9)
4(1)2022630
20226301,4781,61720223,0952022830
(1)
20226306
(1)
2022630
563–99.40%99.40%18
40–99.64%99.64%11,575–100%100%–964–100%100%–115–100%100%–
200–100%100%–22,454–100%100%–
5,000–100%100%–1,285–100%100%–
10–100%100%–
530–100%100%–
170–100%100%–
12,806–19
1 2020428
2452021172602022750
2 2016
5003,2002017725202212027420226302,454
20226306
财务报表附注（续）
(1)
91110000789957546R
5061181637-000-03-22-0
1,575 91110229783248802X
91110229593883274Y
91110229593883282R
20226306
(1)
9111010709381625193,200
91340100099501517Y
5,00091110105MA008ABN6W
1,908
9146900209870905XR
20226306
财务报表附注（续）
(1)
10 91440101304602350H
91110302675050065Q
170 91110106MA008KCX1R
20226306
(2)
38.51%6,886
90.21%6,056
100.00%3,530
100.00%3,486
100.00%3,000
5100.00%2,9813100.00%2,635
100.00%2,625
100.00%2,500
100.00%2,263
8100.00%2,218
100.00%2,000
100.00%1,800
3100.00%1,577
93.33%1,500
100.00%1,500
63.86%1,446
84.73%1,310
100.00%1,193
59.49%1,060
100.00%1,000
70.00%1,000
83.80%1,000
(3)
20226306
财务报表附注（续）
202263020211231
10,1641.000010,1649,4091.00009,4094306.71142,8843806.37572,4241,8670.85521,5982,1500.81761,759
14,64613,592
3,1481.00003,1481,8841.00001,884
3,1481,884
13,3121.000013,31211,2931.000011,2934306.71142,8843806.37572,4241,8670.85521,5982,1500.81761,759
17,79415,476
(1)
(2) 2022630
182021123114192021123119
(3) 20226304,154202112313,875
20226306
202263020211231
17,27015,8854,32717,2101,4911,467
23,36434,869
34,47018,7098,1055,7496,4306,8393,5773,523
52,90235,131
76,26670,000
202263020211231
2,7391,4622,5211,405
–
5,7472,867
––
5,7472,867
20226306
财务报表附注（续）
202263020211231
5,4532,575
5,7472,867
––
5,7472,867
(1) 2022630
20211231
(2) 20226305%5%2021
1231
(3) 202263020211231
202263020211231
––
20226306
202263020211231
––
(1) 2022630
20211231
(2) 20226305%5%
20211231
(3) 202263020211231
202263020211231
3,0006,500
46,79723,000
14,80050,090
79,65043,850
10,90010,700
25,80030,500
5,8003,900
186,747168,540
20226306财务报表附注（续）
202263020211231
54,51560,10217,21117,5458,4738,96214,23011,20776,75983,485
171,233181,346
81,08369,55375,34276,15625,61823,34611,15811,5245,1644,978
–
199,273185,698
11,43210,62111,2408,29016,47217,472
39,14436,383
409,650403,427
2022630320211231945
20226306
(1)
202263020211231
171,233181,346166,766176,9645,5925,507(1,125)(1,125)199,273185,698199,767174,1502,41114,410(2,905)(2,862)370,506367,044366,533351,1148,00319,917(4,030)(3,987)
20226306
财务报表附注（续）
(1)
20226306
10,6231,007(196)11,434(2)–(2)728
8,2902,950–11,240–––26917,571–(1,000)16,571(99)–(99)418
36,4843,957(1,196)39,245(101)–(101)1,415
20216306
5,000–(1,000)4,000–––112
9,4111,299(142)10,568–––218
4,8001,500–6,300–––23216,570––16,570–––607
35,7812,799(1,142)37,438–––1,169
20226306
(2)
2022630620216306
(1,125)(2,963)(4,088)–(2,640)(2,640)–(568)(568)(1,156)(328)(1,484)
–(568)(568)–(328)(328)–525525–488488
(1,125)(3,006)(4,131)(1,156)(2,480)(3,636)
202263020211231
241,818260,420210,703226,87528,29331,84228,34231,85135,65238,94835,78939,10321,26822,86126,26828,004
327,031354,071301,102325,833
202263020211231
20226306202163062022630620216306
20226306
财务报表附注（续）
202263020211231
(1)56,64857,747
1,900
56,84159,895
(1)
202263020211231
4,0513,980
5,4895,452
202263062.112022630
202263020211231
20226306
20211231
2022
3,0443,980–205(161)(112)–1394,051–
600725–(16)––––709–
7125–1––6–132–109–(5)––––4–507613–(20)––––593–
4,1685,452–165(161)(112)61395,489–
20201231
2021
2,9173,480–29246(123)–53,700–
600725–(12)––––713–
7121–21–(20)(1)–121–1012–(5)––––7–507629–(17)––––612–
4,0414,967–27946(143)(1)55,153–
20226306
财务报表附注（续）
18.86%–8.86%224%–24%2,500
–39.86%39.86%30%–30%445%–45%1,127
2 2011823201124%
202263020211231
(1)6,08012,982(2)29,17242,433
35,25255,415
202263020211231
35,25255,415
20226306
202263020211231
35,25255,415
(1) 2022630
6,5852021123114,071(2) 2022630178,54320211231169,848
202263020211231
202263020211231
(1) 20226305%5%20211231
(2) 202263020211231
20226306
财务报表附注（续）
202263020211231
5,2776,618
10,8789,777
8,4737,571
40,43233,725
65,06057,691
202263020211231
1,9901,5852,3422,184756,967707,345171,268152,581
932,567863,695
202263020211231
(87)(69)(46)(74)(1,238)(1,595)(2,244)(2,000)
(3,615)(3,738)
20226306
2020511202051310,000103.3%5
4.3%
(1)
202263020211231
4,6205,633(3,243)(6,555)
1,544
(167)(1,118)
202263020211231
(43)(172)
(1)(4)
(886)(3,544)
(15)(60)
7723,088
6982,792903625102,040––4831,932––
(540)(2,160)
––3721,488––178712116464
1,5446,176196787
20226306财务报表附注（续）
(1)
202263020211231
––
(32)(127)
(11)(44)
(2,452)(9,820)––7352,939––5202,081––4301,722––
(524)(2,095)
5872,345
(162)(648)
(382)(1,524)
(167)(668)
(1,118)(4,479)
(2)
202263020211231
2022630
20226306
202263020211231
2,0862,0861,0341,034
3,1203,120
20211231
2022
(59)101–
23,964––23,964
23,905101–24,006
20201231
2021
(63)4–(59)
23,964––23,964
23,9014–23,905
20226306
财务报表附注（续）
2022630620216306
(13,716)3,433(10,283)4,985(1,242)3,743
1,802(450)1,352(10,129)2,532(7,597)
5,651(1,413)4,2383,208(802)2,406
(156)39(117)43(11)3217–17
(8)–(8)
(6,402)1,609(4,793)(1,901)477(1,424)
20226306
20211231
2022
14,966(11,914)2,9836,035
(7,570)5,651(1,413)(3,332)
85(156)39(32)
(16)17–
7,465(6,402)1,6092,672
20201231
2021
21,199(5,144)1,29017,345
(9,939)3,208(802)(7,533)
(8)43(11)24
(2)(8)–(10)
11,250(1,901)4779,826
20226306财务报表附注（续）
(1)
(2) 10%
(3) 10%
(4)(5)
50%25%2022628202110%1,44020226281.4420214,492
2022
2021
69,27165,89132,44833,698
1,021
102,586100,610
20226306
2022
2021
9,92220,2516,4175,9523,5512,7951,5561,2711,046
1,033
23,52932,604
2022630620216306
2022
2021
(310)(2)(19)(6)
(329)(8)
(2)
(97)(296)
(428)(299)
20226306财务报表附注（续）
2022
2021
(1)
(1) 2022630620
2021630620
2022
2021
10,37213,7995,1184,5725,1055,9961,3381,745
21,93326,112
20226306
2022
2021
55,02750,08018,89817,223
74,08367,404
2022
2021
4,0654,264
5,7446,069
20226306
财务报表附注（续）
2022
2021
1,484
–
1,484
2022
2021
1,773(722)(235)
(646)1,538
2022
2021
4,54312,08625%1,1363,022(1,795)(1,495)
–(7)(29)(9)(1)(4)
(646)1,538
20226306
(1)
2022
2021
5,18710,5463,1203,120
1.66
3.38
1.66
3.38
(2)
2022630620216306
20226306财务报表附注（续）
(1)
2022
2021
5,18910,548
1,484
74,08367,404
(151)
(23,529)(32,604)(284)
(722)(235)(3,295)(2,690)2,782(3,448)
57,27142,068
20226306
(2)
2022
2021
––15,45912,993
15,45912,993
––17,81316,896
17,81316,896
2,3543,903
(3)
202263020211231
14,66513,5753,1481,884
17,81315,459
20226306
财务报表附注（续）
20226306202163062021
20226306
122,6271,725881(438)124,795
99,2381,517––100,755100,4412,145––102,586
(1,344)(100)––(1,444)
141(528)––(387)
23,070196263–23,529
(295)(1)(132)–(428)
2804––284
28–34–623069716(438)593
13–425(438)–(117,473)(2,508)(694)438(120,237)
(9,565)(1)––(9,566)(20,943)(990)––(21,933)
1,26632––1,298(73,731)(352)––(74,083)
(145)4––(141)(1,032)–––(1,032)
(13)–(119)–(132)(6,023)(334)––(6,357)(4,935)(783)(461)435(5,744)
(363)(59)(13)435–902––92(1,882)(77)(114)3(2,070)
(2)–(1)3–
(560)(9)––(569)5,154(783)187–4,558––24–24––(39)–(39)
5,154(783)172–4,543––1,103–1,103
(741)(117)(73)–(931)
2032(40)–165
20226306
20216306
129,9791,549975(428)132,07597,7841,398––99,18298,6421,968––100,610(1,225)(49)––(1,274)
367(521)––(154)31,898138568–32,60417(1)(315)–(299)
(37)–––(37)28131–60
28913691(428)565172409(428)–(117,464)(2,268)(670)428(119,974)
(8,538)(23)––(8,561)(25,131)(981)––(26,112)
83025––855(67,379)(25)––(67,404)1474––151
(663)–––(663)
(61)(1)(101)–(163)(8,670)(310)––(8,980)(5,240)(800)(447)418(6,069)
(330)(51)(37)418–
2231––224(1,533)(148)(97)10(1,768)
(1)–(9)10–(1,449)(10)(25)–(1,484)12,515(719)305–12,101
––37–37––(52)–(52)
12,515(719)290–12,086
––962–962
(701)(107)(58)–(866)3113(35)–279
20226306财务报表附注（续）
202263020211231
2022630
1,120,0719,68958,833(67)1,188,5261,041,0689,33433,672(67)1,084,00720211231
1,066,0079,87752,046(209)1,127,721
986,0079,68323,726(209)1,019,207
(1)
20226306(a)(b)(c)(d)(e)
20226306
(2)
(3)
(4)
5%5%
5%5%5%5%5%5%
20226306
财务报表附注（续）
(5)
(a)
2022
2021
(x)
(ix)
(i)
(viii)
(ii)
(xi)
–
(iii)
(iv)
(v)
(v)
(vi)
(iv)
(vii)
(iv)
5(1)2
–
20226306
(5)(a)
(i)
2009202263031.34%
201020152017300
50040020182002020100202263090020211231900202263061720216306
(ii)
2022218
191,680,0312022630
2021682021630
(iii)
20226306102021630629
20226306
财务报表附注（续）
(5)
(a)
(iv)
ABA2022630642021630
2022630611202163067
202263062202163062(v)
2022
(vi)
2021220211
20222
20226306272021630621
20226306
(5)(a)
(vii)
2022630662021630
(viii)
202220226306192021630610(ix)
2019202020212022
20226306612021630630
(x)
201982820226306372021630637
20226306
财务报表附注（续）
(5)(a)
(xi)
2020325
2022630612020216306120
(b)
202263020211231
1,1821,182
1,6611,773
20226306
(5)
(b)
202263020211231
4,4994,499–
202263020211231
–
–
2022630202112
20226306
财务报表附注（续）
(5)
(c)
2022
2021
2022630
(1)
202263020211231
3,0823,127–
3,0823,290
20226306
(2)
202263020211231
1,110
(3)
202263020211231
4,1181,968
4,1181,968
(4)
20211231
20226306财务报表附注（续）
(1)(a)
(b)
20226306
(2)
(a)
(i)
(ii)
(iii)
(1)(2)(3)
20226306
财务报表附注（续）
(2)(b)
2022(1)
(2)(3)
20226306
(2)(c)
(d)
4(3)
(e)
202120211231
20226306财务报表附注（续）
(3)
202263020211231
152,931278,510251,910288,510104,572114,448
146.25%
243.35%
240.90%
252.09%
20211230(II)("II")2022630II20152131-17("I")202112
31I
20221AA
20226306
20226306财务报表附注（续）
(1)
2022630
156,26537,8735,135199,273
1,03893,39176,804171,233
14,71934,7973,57753,09383722,529–23,366
–4–4
172,859188,59485,516446,969
–7,786–7,786–211–211
–7,997–7,997
20226306
(1)
20211231
145,46435,9294,305185,69851897,29883,530181,346
12,80219,0303,52335,355
70834,163–34,871
–4–4
159,492186,42491,358437,274
–2,612–2,612–224–224
–2,836–2,836
20226306
财务报表附注（续）
(1)
(a)
20226306
57759
(759)(57)
19674
(74)(196)
216225
(225)(216)
20216306
4,0341,706(1,706)(4,034)28430
(30)(284)
31225
(225)(31)
20226306
(1)
(b)
2022114,30583,53087,8353,523(i)1,300–1,300–
–––54
(430)–(430)–
(40)(6,726)(6,766)–
20226305,13576,80481,9393,577
(i)
2021114,263128,677132,940–
118,7388,749––(1,156)(1,156)–86–86–
–(21,362)(21,362)–
20216304,360114,897119,257–
20226306
财务报表附注（续）
(1)
(b)
2022630202112312022630
76,7594.66%-8.68%
455.30%
3,5774.70%-5.20%4,2274.70%-5.50%
3004.66%-8.68%60830.00%
20226306
(1)
(b)
20211231
83,4854.86%-10.00%
4,2274.70%-5.50%
3,5234.70%-5.20%
(2)
2022630
16,285337,786–354,071
––56,84156,841
16,285337,78656,841410,912
–10,035–10,035
–10,035–10,035
20226306财务报表附注（续）
(2)
20211231
18,728307,105–325,833
––59,89559,895
18,728307,10559,895385,728
–9,893–9,893
–9,893–9,893
20226306
(1)
201733122[2017]7
23[2017]824[2017]920175237[2017]142017622[2017]20
20211120201230
[2020]22[2017]2025[2020]20202311
20151231
90%90%80%
2015123190%20151231
20226306
财务报表附注（续）
(1)(a) 1
202263020211231
(A)76,45970,226(B)
ABSPPI(C)2555,560538,702SPPI(D)275,902258,811
907,925867,743
20222021
(A)(329)
(B)(2)
ABSPPI(C)23,3502,620SPPI(D)(10,413)5,289
(7,394)8,601
SPPI2 SPPI
20226306
(1)(b)
CSPPI
SPPI
202263020211231
339,359315,418AAA179,691190,048AA+2,9912,262AA
2,100A4,1553,374
526,241513,202
CSPPI
SPPI
202263020211231
Aaa
–A3
Baa1
–Baa2
Baa3
1,031
20226306财务报表附注（续）
(1)
(b)
2022630
7,1917,228
20211231
7,7367,736
AAABaa3
2022830
2022
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股份代号
:
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新华人寿保险股份有限公司
NEW CHINA LIFE INSURANCE CO., LTD.
New China Life Insurance Company Ltd.新华人寿保险股份有限公司中期报告 2022